Methods, apparatuses and computer program products for enabling contactless authentication techniques to facilitate access to assets

1 . A method comprising:

receiving a transaction request at a server of a business entity, wherein the transaction request involves physical delivery of an asset by a carrier to a recipient at a recipient location, wherein the recipient has an account with the business entity, and wherein the recipient location is remote from a location of the business entity;

verifying the transaction request, wherein the transaction request identifies a requested transaction of one or more transaction types;

in response to verifying the transaction request, scheduling a transaction according to a transaction model, wherein the transaction model includes specifying physical delivery of the asset at the recipient location at a scheduled time within a set of possible times for each of the transaction types;

determining one or more contactless authentication techniques to be used in connection with the transaction, wherein at least one of the one or more contactless authentication techniques comprises recognizing a vehicle associated with the recipient at the scheduled time, and wherein recognizing the vehicle comprises matching a license plate of the vehicle using a database of license plates associated with a plurality of accounts including the account of the recipient;

sending a signal to a storage device to unlock the storage device comprising the asset in response to the authentication of the recipient via the one or more contactless authentication techniques; and

according to the schedule and authentication of the recipient based on the one or more contactless authentication techniques, providing, via the physical delivery, the asset to the recipient at the recipient location.

2 . The method of claim 1 , wherein completing the transaction comprises enabling the recipient access to the asset.

3 . The method of claim 1 , wherein completing the transaction comprises providing, via the physical delivery, the asset to the recipient.

4 . The method of claim 1 , wherein at least one of the contactless authentication techniques comprises verifying at least one near field communication content item associated with the asset is associated with the recipient.

5 . The method of claim 4 , wherein the near field communication content item is captured from a tag associated with the asset.

6 . The method of claim 1 , comprising analyzing a captured image of a license plate associated with the vehicle before matching the license plate of the vehicle using the database of license plates.

7 . The method of claim 1 , wherein at least one of the contactless authentication techniques comprises capturing at least one image corresponding to one or more biometrics content items associated with the recipient.

8 . The method of claim 1 , wherein the contactless authentication technique comprises near-field communication (NFC) communication between a device associated with the carrier and a device associated with the recipient.

9 . The method of claim 8 , wherein the NFC comprises providing a token to authenticate the recipient.

10 . The method of claim 1 , wherein two or more contactless authentication techniques are used in connection with the authentication of the recipient.

11 . A device comprising:

one or more processors; and

at least one memory storing instructions, that when executed by the one or more processors, cause the device to:

receive a transaction request at a server of a business entity, wherein a recipient related to the transaction request has an account with the business entity, and wherein the transaction request involves physical delivery of an asset;

verify the transaction request, wherein the transaction request identifies a requested transaction of one or more transaction types;

based on verifying the transaction request, scheduling a transaction according to a transaction model, wherein the transaction model includes specifying physical delivery of the asset at a recipient location at a scheduled time within a set of possible times for each of the transaction types;

determine one or more contactless authentication techniques to be used in connection with the transaction, wherein at least one of the one or more contactless authentication techniques comprises recognizing a vehicle associated with the recipient at the scheduled time, and wherein recognizing the vehicle comprises matching a license plate of the vehicle using a database of license plates associated with a plurality of accounts including the account of the recipient;

send a signal to a storage device to unlock the storage device comprising the asset in response to the authentication of the recipient via the one or more contactless authentication techniques; and

according to the schedule and authentication of the recipient based on the one or more contactless authentication techniques, provide, via the physical delivery, the asset to the recipient at the recipient location.

12 . The device of claim 11 , wherein when the one or more processors further execute the instructions, the device is configured to:

complete the transaction by enabling the recipient access to the asset.

13 . The device of claim 11 , wherein the storage device comprises at least one of a lock box, a locker, a container, or a safe.

14 . The device of claim 11 , wherein when the one or more processors further execute the instructions, the device is configured to:

complete the transaction by providing, via the physical delivery, the asset to the recipient.

15 . The device of claim 11 , wherein at least one of the contactless authentication techniques comprises verifying at least one near field communication content item associated with the asset is associated with the recipient.

16 . The device of claim 15 , wherein when the one or more processors further execute the instructions, the device is configured to:

capture, from a tag associated with the asset, the near field communication content item.

17 . The device of claim 11 , wherein the instructions cause the device to analyze a captured image of a license plate associated with the vehicle before matching the license plate of the vehicle using the database of license plates.

18 . A computer program product comprising a computer readable storage medium having instructions encoded thereon which, when executed by a processor, cause:

receiving a transaction request at a server of a business entity, wherein a recipient relating to the transaction request has an account with the business entity, and wherein the transaction request involves physical delivery of an asset;

verifying the transaction request, wherein the transaction request identifies a requested transaction of one or more transaction types;

based on the verifying, scheduling a transaction according to a transaction model, wherein the transaction model includes physical delivery of the asset at a recipient location at a scheduled time within a set of possible times for each of the transaction types;

determining one or more contactless authentication techniques to be used in connection with the transaction, wherein at least one of the one or more contactless authentication techniques comprises recognizing a vehicle associated with the recipient at the scheduled time, and wherein recognizing the vehicle comprises matching a license plate of the vehicle using a database of license plates associated with a plurality of accounts including the account of the recipient;

sending a signal to a storage device to unlock the storage device comprising the asset in response to the authentication of the recipient via the one or more contactless authentication techniques; and

according to the schedule and authentication of the recipient based on the one or more contactless authentication techniques, providing, via the physical delivery, the asset to the recipient at the recipient location.

19 . The computer program product of claim 18 , wherein completing the transaction comprises enabling the recipient access to the asset.

20 . The computer program product of claim 18 , wherein the instructions when executed by the processor cause analyzing a captured image of a license plate associated with the vehicle before matching the license plate of the vehicle using the database of license plates.