Computer-implemented systems and methods for a pre-note-enabled filtered transactions process

1 . A computer-implemented method for a pre-note process in an online communication, the method comprising:

receiving, by one or more processors, a request from an access device;

processing, by the one or more processors, the request to determine a request type and a request content;

initiating, by the one or more processors, the pre-note process for the request based on the request type and the request content, wherein a pre-note includes access device information, a reference identification, and/or item details for categorization;

categorizing, by the one or more processors, one or more items associated with the request into one or more categories based on the pre-note;

executing, by the one or more processors, the request based on the one or more categories;

receiving, by the one or more processors, a second request from the access device, wherein the second request omits an enhanced data providing a unique identifier for at least one item;

identifying, by the one or more processors a matching, preexisting pre-note for the second request, wherein the matching, preexisting pre-note is based on a primary account number of a card accessing the access device; and

executing, by the one or more processors, the second request.

2 . The computer-implemented method of claim 1 , wherein initiating the pre-note process for the request, further comprises:

searching, by the one or more processors, for the pre-note associated with the request and the access device in a database; and

matching, by the one or more processors, the pre-note to the access device to apply one or more benefits associated with the pre-note.

3 . The computer-implemented method of claim 2 , wherein initiating the pre-note process for the request, further comprises:

determining, by the one or more processors, one or more pre-notes in the database are unmatched to a plurality of requests and a plurality of access devices for a pre-determined time threshold;

deactivating, by the one or more processors, the one or more pre-notes; and

removing, by the one or more processors, the one or more pre-notes in the database.

4 . The computer-implemented method of claim 2 , wherein categorizing the one or more items into the one or more categories based on the pre-note, further comprises:

receiving, by the one or more processors, the request with the pre-note;

processing, by the one or more processors, the request with the pre-note to check category values and subcategory values associated with the one or more items in the database; and

generating, by the one or more processors, an adjudication evaluation for the request with the pre-note.

5 . The computer-implemented method of claim 4 , wherein generating the adjudication evaluation, further comprises:

causing, by the one or more processors, the categorization of the one or more items into the one or more categories, an updating of the one or more categories in the database, a tracking of at least one item identified in the request, and/or a reporting and an analysis of the one or more items in the database and associated with the request.

6 . The computer-implemented method of claim 5 , wherein updating of the one or more categories in the database, further comprises:

annotating, by the one or more processors, the one or more items based on the one or more categories; and

increasing, by the one or more processors, capability to store additional categories and number of items to accommodate a plurality of requests.

7 . The computer-implemented method of claim 1 , wherein executing the request based on the one or more categories, further comprises:

analyzing, by the one or more processors, the categorized items;

transmitting, by the one or more processors, the analyzed and categorized items for authorization; and

transmitting, by the one or more processors, a response to the analyzed and categorized items to a participating entity to complete the request.

8 . The computer-implemented method of claim 7 , further comprising:

identifying, by the one or more processors, the authorized requests that match the pre-note; and

generating, by the one or more processors, one or more reports in a user interface of a device associated with the participating entity, wherein the one or more reports include pre-note activities.

9 . The computer-implemented method of claim 1 , wherein the pre-note includes a new categorization request for the one or more items, an update request for re-categorizing categorized items, or a remove request to cancel the categorization of the one or more items.

10 . The computer-implemented method of claim 1 , wherein the request type includes an enhanced data, and wherein the enhanced data includes stock keeping unit level data that provide unique identifiers for each of the one or more items.

11 . A system for a pre-note process in an online communication, comprising:

one or more processors; and

at least one non-transitory computer readable medium storing instructions which, when executed by the one or more processors, cause the one or more processors to perform operations comprising:

receiving a request from an access device;

processing the request to determine a request type and a request content;

initiating the pre-note process for the request based on the request type and the request content, wherein a pre-note includes access device information, a reference identification, and/or item details for categorization;

categorizing one or more items associated with the request into one or more categories based on the pre-note;

executing the request based on the one or more categories;

receiving, by the one or more processors, a second request from the access device, wherein the second request omits an enhanced data providing a unique identifier for at least one item;

identifying, by the one or more processors a matching, preexisting pre-note for the second request, wherein the matching, preexisting pre-note is based on a primary account number of a card accessing the access device; and

executing, by the one or more processors, the second request.

12 . The system of claim 11 , wherein initiating the pre-note process for the request, further comprises:

searching for the pre-note associated with the request and the access device in a database; and

matching the pre-note to the access device to apply one or more benefits associated with the pre-note.

13 . The system of claim 12 , wherein initiating the pre-note process for the request, further comprises:

determining one or more pre-notes in the database are unmatched to a plurality of requests and a plurality of access devices for a pre-determined time threshold;

deactivating the one or more pre-notes; and

removing the one or more pre-notes in the database.

14 . The system of claim 12 , wherein categorizing the one or more items into the one or more categories based on the pre-note, further comprises:

receiving the request with the pre-note;

processing the request with the pre-note to check category values and subcategory values associated with the one or more items in the database; and

generating an adjudication evaluation for the request with the pre-note.

15 . The system of claim 14 , wherein generating the adjudication evaluation, further comprises:

causing the categorization of the one or more items into the one or more categories, an updating of the one or more categories in the database, a tracking of at least one item identified in the request, and/or a reporting and an analysis of the one or more items in the database and associated with the request.

16 . The system of claim 15 , wherein updating of the one or more categories in the database, further comprises:

annotating the one or more items based on the one or more categories; and

increasing capability to store additional categories and number of items to accommodate a plurality of requests.

17 . The system of claim 11 , wherein executing the request based on the one or more categories, further comprises:

analyzing the categorized items;

transmitting the analyzed and categorized items for authorization; and

transmitting a response to the analyzed and categorized items to a participating entity to complete the request.

18 . A non-transitory computer readable medium for a pre-note process in an online communication, the non-transitory computer readable medium storing instructions which, when executed by one or more processors, cause the one or more processors to perform operations comprising:

receiving a request from an access device;

processing the request to determine a request type and a request content;

initiating the pre-note process for the request based on the request type and the request content, wherein a pre-note includes access device information, a reference identification, and/or item details for categorization;

categorizing one or more items associated with the request into one or more categories based on the pre-note;

executing the request based on the one or more categories;

receiving, by the one or more processors, a second request from the access device, wherein the second request omits an enhanced data providing a unique identifier for at least one item;

identifying, by the one or more processors a matching, preexisting pre-note for the second request, wherein the matching, preexisting pre-note is based on a primary account number of a card accessing the access device; and

executing, by the one or more processors, the second request.

19 . The non-transitory computer readable medium of claim 18 , wherein initiating the pre-note process for the request, further comprises:

searching for the pre-note associated with the request and the access device in a database; and

matching the pre-note to the access device to apply one or more benefits associated with the pre-note.

20 . The non-transitory computer readable medium of claim 19 , wherein initiating the pre-note process for the request, further comprises:

determining, by the one or more processors, one or more pre-notes in the database are unmatched to a plurality of requests and a plurality of access devices for a pre-determined time threshold;

deactivating, by the one or more processors, the one or more pre-notes; and

removing, by the one or more processors, the one or more pre-notes in the database.