IP Library Granted Patent US 12694082
Granted Patent B2
US 12694082 · App. 18/462,864 · Granted Jul 28, 2026

User verification with non-fungible tokens

Inventors: Benjamin Evans Chodroff (Shanghai, CN); Yong Xia (Shanghai, CN); Wei Ming Zhuang (Shanghai, CN); Ying Li Liu (Guangzhou, CN)
Assignee: HSBC Software Development (Guangdong) Limited
G06F21/31G06F16/27
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Quick Facts
Patent No.
US 12694082
App. No.
18/462,864
Granted
Jul 28, 2026
Kind
B2
Abstract

A computing system receives a request to verify a user, the request comprising an indication of a jurisdiction in which the user will be verified. Based on the request, the computing system collects information related to the user. Based on the request, the computing system identifies a workflow corresponding to the jurisdiction. The workflow defines conditions for obtaining a verified status in the jurisdiction. The computing system executes the workflow to verify the user. The computing system hashes the verification record using a zero-knowledge proof protocol. The computing system generates a non-fungible token corresponding to the verification record. The non-fungible token is associated with a hashed version of the verification record. The computing system broadcasts the non-fungible token to a blockchain.

Claims (76)

1 . A method of verifying a user, comprising:

receiving, by a computing system, a request to verify a user, the request comprising an indication of a jurisdiction in which the user will be verified;

based on the request, collecting, by the computing system, information related to the user;

based on the request, identifying, by the computing system, a workflow corresponding to the jurisdiction, wherein the workflow defines a set of conditions specific to the jurisdiction for which the user is seeking a verified status;

executing, by the computing system, the workflow that is specific to the jurisdiction to verify the user in the jurisdiction, wherein executing the workflow comprises:

comparing the information related to the user to the conditions defined in the workflow;

determining a verification status of the user for the jurisdiction based, at least in part, on the comparing; and

generating a verification record for the jurisdiction based, at least in part, on the verification status, wherein the verification record comprises the information considered during the comparing;

hashing, by the computing system, the verification record using a zero-knowledge proof protocol;

generating, by the computing system, a non-fungible token corresponding to the verification record, wherein the non-fungible token is associated with a hashed version of the verification record and verifies the user is accredited for the jurisdiction; and

broadcasting, by the computing system, the non-fungible token to a blockchain.

2 . The method of claim 1 , wherein the request further comprises:

a second indication of a second jurisdiction in which the user will be verified.

3 . The method of claim 2 , further comprising:

identifying, by the computing system, a second workflow corresponding to the second jurisdiction, wherein the second workflow defines a second set of conditions for obtaining a second verified status in the second jurisdiction.

4 . The method of claim 3 , further comprising:

executing, by the computing system, the second workflow to verify the user in the second jurisdiction, wherein executing the second workflow comprises:

comparing the information related to the user to the second set of conditions defined in the second workflow;

determining a second verification status of the user based on the comparing; and

generating a second verification record based on the second verification status, wherein the second verification record comprises the information considered during the comparing; and

hashing, by the computing system, the second verification record using the zero-knowledge proof protocol.

5 . The method of claim 4 , further comprising:

associating the non-fungible token with the hashed version of the second verification record.

6 . The method of claim 5 , wherein a first storage location of the hashed version of the verification record and a second storage location of the hashed version of the second verification record are included in metadata of the non-fungible token.

7 . The method of claim 5 , wherein first hashed contents of the verification record and second hashed contents of the second verification record are included in metadata of the non-fungible token.

8 . A non-transitory computer readable medium comprising one or more sequences of instructions, which, when executed by a processor, causes a computing system to perform operations comprising:

receiving, by the computing system, a request to verify a user, the request comprising an indication of a jurisdiction in which the user will be verified;

based on the request, collecting, by the computing system, information related to the user;

based on the request, identifying, by the computing system, a workflow corresponding to the jurisdiction, wherein the workflow defines a set of conditions specific to the jurisdiction for which the user is seeking a verified status;

executing, by the computing system, the workflow to verify the user, wherein executing the workflow comprises:

comparing the information related to the user to the conditions defined in the workflow;

determining a verification status of the user for the jurisdiction based, at least in part, on the comparing; and

generating a verification record for the jurisdiction based, at least in part, on the verification status, wherein the verification record comprises the information considered during the comparing;

hashing, by the computing system, the verification record using a zero-knowledge proof protocol;

generating, by the computing system, a non-fungible token corresponding to the verification record, wherein the non-fungible token is associated with a hashed version of the verification record and verifies the user is accredited for the jurisdiction; and

broadcasting, by the computing system, the non-fungible token to a blockchain.

9 . The non-transitory computer readable medium of claim 8 , wherein the request further comprises:

a second indication of a second jurisdiction in which the user will be verified.

10 . The non-transitory computer readable medium of claim 9 , further comprising:

identifying, by the computing system, a second workflow corresponding to the second jurisdiction, wherein the second workflow defines a second set of conditions for obtaining a second verified status in the second jurisdiction.

11 . The non-transitory computer readable medium of claim 10 , further comprising:

executing, by the computing system, the second workflow to verify the user in the second jurisdiction, wherein executing the second workflow comprises:

comparing the information related to the user to the second set of conditions defined in the second workflow;

determining a second verification status of the user based on the comparing; and

generating a second verification record based on the second verification status, wherein the second verification record comprises the information considered during the comparing; and

hashing, by the computing system, the second verification record using the zero-knowledge proof protocol.

12 . The non-transitory computer readable medium of claim 11 , further comprising:

associating the non-fungible token with the hashed version of the second verification record.

13 . The non-transitory computer readable medium of claim 12 , wherein a first storage location of the hashed version of the verification record and a second storage location of the hashed version of the second verification record are included in metadata of the non-fungible token.

14 . The non-transitory computer readable medium of claim 12 , wherein first hashed contents of the verification record and second hashed contents of the second verification record are included in metadata of the non-fungible token.

15 . A system, comprising:

a processor; and

a memory having programming instructions stored thereon, which, when executed by the processor, causes the system to perform operations comprising:

receiving a request to verify a user, the request comprising an indication of a jurisdiction in which the user will be verified;

based on the request, collecting information related to the user;

based on the request, identifying a workflow corresponding to the jurisdiction, wherein the workflow defines a set of conditions specific to the jurisdiction for which the user is seeking a verified status;

executing the workflow that is specific to the jurisdiction to verify the user in the jurisdiction, wherein executing the workflow comprises:

comparing the information related to the user to the conditions defined in the workflow;

determining a verification status of the user for the jurisdiction based, at least in part, on the comparing; and

generating a verification record for the jurisdiction based, at least in part, on the verification status, wherein the verification record comprises the information considered during the comparing;

hashing the verification record using a zero-knowledge proof protocol;

generating a non-fungible token corresponding to the verification record, wherein the non-fungible token is associated with a hashed version of the verification record and verifies the user is accredited for the jurisdiction; and

broadcasting the non-fungible token to a blockchain.

16 . The system of claim 15 , wherein the request further comprises:

a second indication of a second jurisdiction in which the user will be verified.

17 . The system of claim 16 , further comprising:

identifying a second workflow corresponding to the second jurisdiction, wherein the second workflow defines a second set of conditions for obtaining a second verified status in the second jurisdiction.

18 . The system of claim 17 , further comprising:

executing the second workflow to verify the user in the second jurisdiction, wherein executing the second workflow comprises:

comparing the information related to the user to the second set of conditions defined in the second workflow;

determining a second verification status of the user based on the comparing; and

generating a second verification record based on the second verification status, wherein the second verification record comprises the information considered during the comparing; and

hashing the second verification record using the zero-knowledge proof protocol.

19 . The system of claim 18 , further comprising:

associating the non-fungible token with the hashed version of the second verification record.

20 . The system of claim 19 , wherein a first storage location of the hashed version of the verification record and a second storage location of the hashed version of the second verification record are included in metadata of the non-fungible token.