System and method for property data management
A method for property data management can include: determining a set of values for an attribute of a property from a set of sources, and determining a final value for the attribute based on the set of values. However, the method can additionally and/or alternatively include any other suitable elements. The method functions to determine an accurate value for each of a set of attributes for a property.
1 . A method comprising:
determining raw property data for a property, the raw property data comprising imagery of the property;
based on the raw property data, estimating, for each of a set of property attributes, an attribute value and a confidence metric using a pretrained neural network;
retrieving a set of third-party values for each property attribute of the set;
determining a respective confidence metric for each third-party value;
for each property attribute of the set of property attributes, determining a combined confidence metric based on a combination of the respective confidence metrics of the attribute value and third-party value;
automatically determining a final value for each property attribute based on the set of third-party values, the estimated attribute value, and the combined confidence metric;
automatically prefilling the final value for each property attribute of the set into a property form; and
providing the property form, prefilled with the final value for each property attribute of the set, to a remote endpoint.
2 . The method of claim 1 , further comprising: estimating the final value of at least one property attribute of the set based further on a set of neighboring properties, using a geospatial clustering algorithm.
3 . The method of claim 1 , wherein the set of property attributes comprises at least one of a roof area or a square footage of living space.
4 . The method of claim 1 , wherein the property form comprises a property valuation form.
5 . The method of claim 1 , wherein the third-party values are retrieved from at least a first source and a second source, wherein the method further comprises:
identifying an assumption of dependency between the first and second sources; and
removing duplicate third-party values for at least one property attribute based on an assumption of dependency between the first and second sources.
6 . The method of claim 1 , wherein the third-party values are retrieved from at least a first source comprising a tax assessment associated with a geographic region, wherein the respective confidence metrics are determined based on a set of predetermined biases for the geographic region.
7 . The method of claim 1 , wherein each combined confidence metric is a probability.
8 . The method of claim 1 , wherein the attribute value and the confidence metric are estimated as part of a distribution.
9 . The method of claim 1 , wherein the set of property attributes comprises a roof area and a square footage of living space.
10 . A method for property replacement cost estimation, comprising:
receiving a set of unstructured property data for a property;
with a set of pretrained machine learning (ML) models, determining an ML-model estimate based on the unstructured property data, the ML-model estimate comprising an attribute value and a confidence metric for each of a plurality of property attributes;
retrieving a set of tax assessment values, each corresponding to a respective property attribute of the plurality, wherein the tax assessment values are retrieved from a structured, third-party dataset associated with a geographic region and is structured based on rules of the geographic region;
based on a predetermined bias of the geographic region, determining a respective confidence metric for the tax assessment value;
determining a combined confidence metric based on the confidence metric associated with the estimated value and the respective confidence metric for the tax assessment value;
with a tree-based model, automatically determining a replacement cost for the property based on the set of tax assessment values, the ML model estimate, and the combined confidence metric; and
providing the replacement cost to a remote endpoint.
11 . The method of claim 10 , wherein each of the plurality of property attributes is determined with a respective pretrained ML model of the set which is pretrained for the property attribute.
12 . The method of claim 11 , wherein the respective pretrained ML model for each property attribute is pretrained using supervised learning with a training dataset which is independent of the unstructured property data and tax assessment values.
13 . The method of claim 10 , further comprising:
using the tree-based model, determining a final value for each property attribute of the plurality based on the set of tax assessment values, the ML model estimate, the confidence metric, according to a set of predetermined rules; and
automatically prefilling a property form with the final value for each property attribute; and
updating at least one final value within the property form based on a user feedback provision.
14 . The method of claim 13 , comprising: automatically determining the replacement cost based on the property form.
15 . The method of claim 10 , wherein the unstructured property data comprises: imagery and sketch data.
16 . The method of claim 15 , wherein the imagery comprises geospatial imagery and interior imagery.
17 . The method of claim 10 , wherein the attribute value and the confidence metric are estimated as a quantile distribution.