Method and system for redirecting unwanted telephone calls

1 . A method of redirecting phone calls comprising:

storing a plurality of unwanted phone numbers in a database;

receiving, at a user device, a phone call signal having a phone number associated therewith;

forwarding the phone call from the user device to a Voice over Internet Protocol (VoIP) system when the phone number is not in a contact list of the user device or the phone call is unanswered at the user device;

determining whether the phone number is in the database;

when the number is stored in the database, forwarding the phone call to a call center from the VOIP system

storing a voicemail message at the VOIP system;

communicating a voicemail notification to the user device;

displaying the phone number associated with the call at the user device;

generating a screen display with the phone number and a selector corresponding to whether the phone call is unwanted;

thereafter, receiving a selection signal after selecting the selector and storing the phone number in the database to form an updated database when the phone call is unwanted; and

accessing the updated database when a second phone call is received at a second user device different than the user device to determine whether to forward the second phone call to the VoIP system.

2 . The method of claim 1 wherein further comprising selecting a plurality of phone numbers from a selection screen display displayed on a display of the user device to form the plurality of unwanted phone numbers, and further comprising communicating the plurality of unwanted phone numbers from the user device to the database.

3 . The method of claim 1 wherein storing the voicemail comprises encrypting the voicemail prior to storing.

4 . The method of claim 1 wherein communicating the voicemail notification comprises communicating one of a push notification, text notification and an SMS notification.

5 . A system for redirecting phone calls comprising:

a database storing a plurality of unwanted phone numbers;

a Voice over Internet Protocol (VoIP) system in communication with the database;

a user device in communication with the VoIP system, said user device receiving a phone call signal having a phone number associated therewith, said user device forwarding the phone call to the VoIP system when the phone number is not in a contact list of the user device and when the phone number is not in a contact list of the user device or the phone call is unanswered at the user device;

a call center; and

said VoIP system determining whether the phone number is in the database, when the number is stored in the database, forwarding the phone call to the call center; storing a voicemail message and communicating a voicemail notification to the user device;

said user device displaying the phone number associated with the call, generating a screen display with the phone number and a selector corresponding to whether the phone call is unwanted;

said database receiving a selection signal after selecting the selector and storing the phone number therein to form an updated database when the phone call is unwanted; and

a second user device accessing the updated database when a second phone call is received different than the user device to determine whether to forward the second phone call to the VoIP system.

6 . The system of claim 5 wherein user device forwards the phone call when the phone call is on a contact list and the phone call is not answered at the user device, said VoIP system storing a voicemail for the phone call.

7 . The system of claim 5 wherein the user device generates a selection screen display for selecting a plurality of phone numbers to form the plurality of unwanted phone numbers, and wherein the user device communicates the plurality of unwanted phone numbers to the database.

8 . The system of claim 5 wherein the VoIP system determines the phone number is not stored in the database and stores a voicemail therein, said VoIP system communicating a voicemail notification signal to the user device.

9 . The system of claim 8 wherein the VoIP system encrypts the voicemail prior to storing.

10 . The system of claim 8 wherein the voicemail notification signal comprises communicating one of a push notification, text notification and an SMS notification.

11 . The system of claim 8 wherein the user device requests the voicemail from the VoIP system, said VoIP system communicating the voicemail to the user device with the phone number associated therewith.

12 . The system of claim 11 wherein the user device, after receiving the voicemail, generates a screen display with the phone number and a selector, and said user device generating a selection signal after selecting the selector and thereafter storing the phone number in the database.

13 . A method of blocking creditor calls comprising:

selecting a plurality of creditor phone numbers from a user device;

storing the plurality of creditor phone numbers in a database;

receiving, at the user device, a phone call signal having a phone number associated therewith;

forwarding the phone call signal to a Voice over Internet Protocol (VoIP) system when the phone number is not in a contact list of the user device and when the phone number is not in a contact list of the user device or the phone call is unanswered at the user device;

determining whether the phone number is in the database;

when the number is stored in the database, forwarding the call to a call center from the VOIP system;

storing a voicemail message at the VOIP system: communicating a voicemail notification to the user device, displaying the phone number associated with the call at the user device,

generating a screen display with the phone number and a selector corresponding to whether the phone call is unwanted;

thereafter, receiving a selection signal after selecting the selector and storing the phone number in the database to form an updated database when the phone call is unwanted; and

accessing the updated database when a second phone call is received at a second user device different than the user device to determine whether to forward the second phone call to the VoIP system.

14 . The method of claim 13 wherein when the phone number is not stored in the database, storing a voicemail at the VoIP system and communicating a voicemail notification signal to the user device.

15 . The method of claim 14 further comprising requesting the voicemail from the VoIP system, communicating the voicemail to the user device with the phone number associated therewith and receiving the voicemail at the user device.

16 . The method of claim 15 wherein after receiving the voicemail at the user device, generating a screen display with the phone number and a selector, and thereafter, receiving a selection signal after selecting the selector and storing the phone number in the database.