IP Library Granted Patent US 12703357
Granted Patent B2
US 12703357 · App. 18/820,962 · Granted Aug 11, 2026

Systems and methods for reconstruction of a vehicular crash

Inventors: Cole Nave (Downs, IL); Nathan L. Tofte (Downs, IL)
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
B60W30/0956B60N2/0025B60W10/04B60W10/184B60W10/20B60W30/09B60W50/0098B60W50/14G05D1/0055G05D1/0088G05D1/617G05D1/81G06F16/212G06F16/23G06F16/2455G06F30/20G06Q40/08G07C5/008G07C5/0841G07C5/085G08B25/006G08B25/016G08B25/10G08G1/16H04M3/5116H04W4/025B60N2/0027B60N2220/00B60N2230/20B60W2420/403B60W2420/408B60W2520/00B60W2540/26B60W2554/00B60W2554/20B60W2554/4023B60W2554/4029B60W2554/4041B60W2556/00
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Quick Facts
Patent No.
US 12703357
App. No.
18/820,962
Granted
Aug 11, 2026
Kind
B2
Abstract

A method may include receiving sensor data of a sensor associated with a vehicle occupied by a user, the sensor data indicating that the vehicle is involved in an accident. The method may further include determining one or more potential injuries sustained by occupants of the vehicle during the accident and transmitting an indication of the one or more injuries to a mobile device of the user. Still further, the method may including prompting the user to provide a response confirming or modifying the one or more potential injuries and updating the one or more potential injuries based on the response. The method may also include generating at least one insurance claim form for the accident based on the one or more potential injuries.

Claims (45)

1 . A computer-implemented method of improved processing of sensor data, and improved electronic generation of claim, the computer-implemented method comprising:

receiving, by one or more processors of a server, sensor data of a sensor associated with a vehicle occupied by a user, the sensor data indicating that the vehicle is involved in an accident, and the sensor data including occupant position sensor data;

estimating, by the one or more processors of the server, an impact force and a direction of the impact force based upon the sensor data;

determining, by the one or more processors, one or more potential injuries based upon the estimated impact force, the estimated direction of the impact force, and an occupant bodily positioning; and

generating, by the one or more processors of the server, at least one claim for the accident based upon the one or more potential injuries.

2 . The computer-implemented method of claim 1 , further comprising:

transmitting, by the one or more processors of the server, the at least one claim to a mobile device for display thereon.

3 . The computer-implemented method of claim 1 , further comprising:

determining, by the one or more processors of the server, a likelihood of the one or more potential injuries; and

if the likelihood of the one or more potential injuries is greater than a predetermined threshold, notifying, by the one or more processors of the server, an emergency service provider.

4 . The computer-implemented method of claim 1 , wherein determining the one or more potential injuries includes virtually reconstructing the occupant bodily positioning during the accident based upon the sensor data.

5 . The computer-implemented method of claim 4 , wherein the occupant bodily positioning includes a positioning of the user's joints, spine, arms, legs, torso, neck, face, head, hands, or feet.

6 . The computer-implemented method of claim 1 , wherein:

receiving the sensor data further includes receiving vehicle support structure sensor data,

the method further includes determining the occupant bodily positioning of at least one occupant relative to vehicle support positions during the accident, and

determining the one or more potential injuries is further based upon the occupant bodily positioning relative to the vehicle support positions.

7 . The computer-implemented method of claim 1 , wherein the one or more processors of the server receive the sensor data from a data from a mobile device, and wherein the mobile device transmits the sensor data live while the accident is happening.

8 . A computer system for improved processing of sensor data, and improved electronic generation of claim, the computer system comprising:

one or more processors of a server; and

a memory of the server storing executable instructions that, when executed by the one or more processors, configure the server to:

receive sensor data from a sensor associated with a vehicle occupied by a user, the sensor data indicating that the vehicle is involved in an accident, and the sensor data including occupant position sensor data;

estimate an impact force and a direction of the impact force based upon the sensor data;

determine one or more potential injuries based upon the estimated impact force, the estimated direction of the impact force, and an occupant bodily positioning; and

generate at least one claim for the accident based upon the one or more potential injuries.

9 . The computer system of claim 8 , wherein the instructions, when executed, further configure the server to transmit the at least one claim to a mobile device for display thereon.

10 . The computer system of claim 8 , wherein the instructions, when executed, further configure the server to:

determine a likelihood of the one or more potential injuries; and

if the likelihood of the one or more potential injuries is greater than a predetermined threshold, notify an emergency service provider.

11 . The computer system of claim 8 , wherein the instructions, when executed, further configure the server to determine the one or more potential injuries by virtually reconstructing the occupant bodily positioning during the accident based upon the sensor data.

12 . The computer system of claim 11 , wherein the occupant bodily positioning includes a positioning of the user's joints, spine, arms, legs, torso, neck, face, head, hands, or feet.

13 . The computer system of claim 8 , wherein the sensor data further includes vehicle support structure data, and wherein the instructions, when executed, further configure the server to:

Determine the occupant bodily positioning of at least one occupant relative to vehicle support positions during the accident based upon the sensor data; and

determine the one or more potential injuries based upon the occupant bodily positioning relative to the vehicle support positions.

14 . The computer system of claim 8 , wherein the instructions, when executed, further configure the server to receive the sensor data from a data from a mobile device, and wherein the mobile device is configured to transmit the sensor data live while the accident is happening.

15 . A non-transitory computer-readable storage medium for improved processing of sensor data, and improved electronic generation of claim, the non-transitory computer-readable storage medium comprising instructions that, when executed, cause a processor to:

receive sensor data from a sensor associated with a vehicle occupied by a user, the sensor data indicating that the vehicle is involved in an accident, and the sensor data including occupant position sensor data;

estimate an impact force and a direction of the impact force based upon the sensor data; determine one or more potential injuries based upon the estimated impact force, the estimated direction of the impact force, and an occupant bodily positioning; and

generate at least one claim for the accident based upon the one or more potential injuries.

16 . The non-transitory computer-readable storage medium of claim 15 , wherein the instructions, when executed, further cause the processor to transmit the at least one claim to a mobile device for display thereon.

17 . The non-transitory computer-readable storage medium of claim 15 , wherein the instructions, when executed, further cause the processor to:

determine a likelihood of the one or more potential injuries; and

if the likelihood of the one or more potential injuries is greater than a predetermined threshold, notify an emergency service provider.

18 . The non-transitory computer-readable storage medium of claim 15 , wherein the instructions, when executed, further cause the processor to determine the one or more potential injuries by virtually reconstructing the occupant bodily positioning during the accident based upon the sensor data.

19 . The non-transitory computer-readable storage medium of claim 18 , wherein the occupant bodily positioning includes a positioning of the user's joints, spine, arms, legs, torso, neck, face, head, hands, or feet.

20 . The non-transitory computer-readable storage medium of claim 15 , wherein the instructions, when executed, further cause the processor to receive the sensor data from a data from a mobile device, and wherein the mobile device is configured to transmit the sensor data live while the accident is happening.