Transaction card with memory and polymer dispersed cholesteric liquid crystal display

1. A transaction card having machine readable information and a visible display comprising:

a.) a card body;

b.) machine readable information on the card body;

c.) a flexible, addressable matrix display affixed to the card body for displaying information related to the machine readable information, the display including a flexible transparent substrate, first transparent patterned conductors formed over said flexible transparent substrate, pressure-insensitive polymer-dispersed cholesteric liquid crystal material, having a first planar reflective state and a second transparent focal conic state, which is responsive to an applied voltage to display information wherein said information persists when the voltage is removed, wherein said pressure-insensitive polymer-dispersed cholesteric liquid crystal material overlays said first transparent patterned conductor, second patterned conductors overlaying said polymer dispersed cholesteric material, wherein said first transparent patterned conductors and said second patterned conductors form an array; and

d.) row conductors interconnected to said second patterned conductors and arranged to interconnect with contacts, wherein said contacts are also connected to said first transparent patterned conductors, and wherein said contacts are connected to the display for applying selected voltages from an external display driver to the display to change the state of the pressure-insensitive polymer-dispersed cholesteric liquid crystal material.

2. The transaction card claimed in claim 1 wherein the machine readable information is selected from the group comprising a semiconductor element, a magnetic coating and machine readable printing.

3. The transaction card in claim 1 wherein the transaction card is a card selected from the group consisting of a gift card, a phone card, a bank card, a credit card, an inventory control card, and a transaction authorization card.

4. The transaction card of claim 1 wherein the pressure-insensitive polymer-dispersed cholesteric liquid crystal is cholesteric liquid crystal dispersed in polymer at a polymer to liquid crystal ratio that renders the composition pressure insensitive.

5. The transaction card of claim 1 wherein said second patterned conductors are a printed emulsion of carbon in a polymer.

6. The transaction card of claim 1 wherein the display is a 7 segment numeric display.

7. A method of making a transaction card having machine readable information and a visible display comprising the steps of:

a.) providing a card body;

b.) applying an element for storing machine readable information to the card body; and

c.) producing a flexible, addressable matrix display for displaying the display including a flexible transparent substrate, first transparent patterned conductors formed over said flexible transparent substrate, pressure-insensitive polymer-dispersed cholesteric liquid crystal material overlaying said first transparent patterned conductor and having a first planar reflective state and a second transparent focal conic state, which is responsive to an applied voltage to display information wherein said information persists when the voltage is removed, second patterned conductors overlaying said polymer dispersed cholesteric material, wherein said first transparent patterned conductors and said second patterned conductors form an array; and row conductors interconnected to said second patterned conductors and arranged to interconnect with contacts, wherein said contacts are also connected to said first transparent patterned conductors, and wherein said contacts are for applying selected voltages from an external display driver to the display to change the state of the pressure-insensitive polymer-dispersed cholesteric liquid crystal material; and

d.) affixing the display to the card body.

8. The method claimed in claim 7 wherein the step of producing a display includes the steps of:

c1.) providing a polymer-dispersed cholesteric liquid crystal dispersion wherein the polymer to liquid crystal ratio is sufficient to render a processed layer of the dispersion pressure insensitive;

c2.) providing a flexible substrate having a first transparent patterned conductor;

c3.) coating the dispersion on the substrate; and

c4.) printing the second patterned conductors to form an array of conductors onto the coated dispersion.

9. The method claimed in claim 8 wherein the cholesteric liquid crystal is dispersed in an aqueous gelatin solution and including the step of drying the dispersion after coating.