Interactive e-mail statement

1. A method for interactively communicating with regard to a statement, the method comprising the steps of:

(a) preparing the statement in e-mail form to include a tag and a link, wherein the statement is prepared at a first computer system operated by a provider of the statement;

(b) communicating the statement from said first computer system to a second computer system via a network, wherein said second computer system is operated by a clerk associated with a receiver of the statement;

(c) providing a client software to said second computer system automatically based on said tag being present in the statement; and

(d) employing an instant messaging session between said second computer system of said clerk and a third computer system based on selective activation of said link by said clerk, wherein said third computer system is operated by a service representative associated with said provider.

2. The method of claim 1 , wherein said first computer system and said third computer system are the same.

3. The method of claim 1 , wherein said step (c) includes providing said client software from a storage within a member of the set consisting of said second computer system of said receiver, said network, and said first computer system of said provider.

4. The method of claim 1 , wherein:

said provider has an associated plurality of said service representatives; and

said step (a) includes including a plurality of said links in the statement, each suitable for initiating a respective said instant messaging session with a specific said service representative.

5. The method of claim 1 , wherein:

said provider has an associated plurality of said service representatives; and

said step (c) includes routing said instant messaging session to a particular said service representative based on criteria set by said provider.

6. A method for constructing an interactive statement, the method comprising the steps of:

(a) preparing an e-mail including data regarding subject matter of the statement, wherein said e-mail is prepared at a first computer system operated by a provider of the statement

(b) including a tag in said e-mail, wherein said tag is suitable for providing an instant messaging client software in a second computer system operated by a clerk associated with a receiver of the statement; and

(c) including a link in said e-mail, wherein said link is suitable for selective activation of said client software by said clerk to employ an instant messaging session with a third computer system operated by a service representative associated with said provider.

7. The method of claim 6 , wherein said first computer system and said third computer system are the same.

8. The method of claim 6 , wherein said tag is suitable for providing said client software from a storage within a member of the set consisting of said second computer system of said receiver, a network accessible by said second computer system, and any computer system of said provider.

9. The method of claim 6 , wherein said step (c) includes including a plurality of said links in the statement, each suitable for initiating a respective said instant messaging session with a specific said service representative.

10. A method for interactively communicating about a statement, the method comprising the steps of:

(a) receiving the statement at a first computer system operated by a clerk associated with a receiver of the statement, wherein the statement includes a tag and a link;

(b) providing an instant messaging client software in said first computer system automatically based on said tag being present in the statement; and

(c) activating said link selectively by said clerk, to employ an instant messaging session between said first computer system to a second computer system operated by a service representative associated with a provider of the statement.

11. The method of claim 10 , wherein said tag is suitable for providing said client software from a storage within a member of the set consisting of said first computer system of said receiver, a network accessible by said first computer system, and any computer system of said provider.

12. The method of claim 10 , wherein the statement includes a plurality of said links each suitable for initiating a respective said instant messaging session with a specific said service representative and said step (c) includes said clerk selectively activating one said link.

13. The method of claim 10 , wherein the statement includes a plurality of said links each suitable for initiating a said instant messaging session with a specific said service representative, and the method further comprising:

prior to said step (c), selecting a respective said link by said clerk; and

in said (c) activating said respective said link selected by said clerk.

14. A statement embodied in a computer readable storage medium, comprising:

a substantially conventional e-mail stored in the computer readable storage medium, wherein the computer readable storage medium is coupled with one of a first computer system of a provider that has created said e-mail, a second computer system of a clerk associated with a receiver that has received said e-mail, or a third computer system of a network wherein said e-mail is being communicated from said provider to said clerk;

a tag included in said e-mail, wherein said tag is suitable for providing a client software in said second computer system of said clerk and said client software is suitable for conducting an instant messaging session between said clerk and a service representative associated with said provider; and

a link included in said e-mail, wherein said link is suitable for selective activation by said clerk to employ said instant messaging session with said service representative.

15. The statement of claim 14 , wherein said tag is suitable for providing said client software to said second computer system from a storage within a member of the set consisting of said second computer system of said receiver, said network, and said first computer system of said provider.

16. The statement of claim 14 , wherein said tag is suitable for providing said client software from a storage accessible via said network and then execution of said client software at said second computer system.

17. The statement of claim 16 , wherein said tag is suitable for providing said client software when said storage is within said provider.

18. The statement of claim 14 , wherein:

said provider has an associated plurality of said service representatives; and

said link is suitable for employing said instant messaging session with a specific said service representative.