Self-service system and method of loading an executable transaction application program from a self-service terminal to a portable electronic device
View Patent ↗A self-service terminal has a wireless communication port for communicating with a user's portable electronic device. The self-service terminal loads an executable transaction application program via the wireless communication port to a user's portable electronic device when the user's portable electronic device moves into the vicinity of the wireless communication port. The self-service terminal receives transactional data from a user's portable electronic device when an executable transaction application program which has been loaded to the user's portable electronic device is executed.
1. A self-service terminal comprising:
a wireless communication port for communicating with a user's portable electronic device;
means for detecting presence of the portable electronic device in the vicinity of the self-service terminal;
means for determining if correct system software is running on the portable electronic device in response to presence of the portable electronic device in the vicinity of the self-service terminal being detected; and
means for loading an executable transaction application program via the wireless communication port to a user's portable electronic device when the user's portable electronic device moves into the vicinity of the wireless communication port and a determination is made that correct software is running on the portable electronic device.
2. A self-service terminal according to claim 1 , further comprising means for receiving transactional data from a user's portable electronic device when an executable transaction application program which has been loaded to the user's portable electronic device is executed.
3. A self-service terminal comprising:
a wireless communication port for communicating with a user's portable electronic device;
means for detecting presence of the portable electronic device in the vicinity of the self-service terminal;
means for determining if correct system software is running on the portable electronic device in response to presence of the portable electronic device in the vicinity of the self-service terminal being detected; and
means for, without any action required of the user, loading an executable transaction application program via the wireless communication port to a user's portable electronic device when the user's portable electronic device moves within a predetermined distance from the wireless communication port and a determination is made that correct software is running on the portable electronic device.
4. A self-service terminal according to claim 3 , further comprising means for receiving transactional data from a user's portable electronic device when an executable transaction application program which has been loaded to the user's portable electronic device is executed.
5. A method of operating a self-service terminal to download an executable transaction application program via a wireless communication port from the self-service terminal to a portable electronic device, the method comprising the steps of:
detecting presence of the portable electronic device in the vicinity of the self-service terminal;
determining if correct system software is running on the portable electronic device in response to presence of the portable electronic device in the vicinity of the self-service terminal being detected; and
downloading the executable transaction application program via the wireless communication port to the portable electronic device when a determination is made that correct software is running on the portable electronic device.
6. A method according to claim 5 , wherein the step of detecting includes determining if the portable electronic device is within a predetermined distance from the communication port, and the step of downloading includes downloading the executable transaction application program via the wireless communication port to the portable electronic device when a determination is made that the portable electronic device is within the predetermined distance from the wireless communication port.