Method for providing identification data of a banking card to a user
View Patent ↗The invention concerns a method for securely providing identification data of a banking card to a user. The invention is characterized in that said identification data of the banking card are directly created by said user from appropriate generating means ( 6, 1 ), the resulting generated card data are then communicated through telecommunication means ( 6, 5; 1, 2 ) to a computer server of a financial institution managing said card.
1. A method for securely providing identification data of a banking card to a user, comprising:
directly creating said identification data of the banking card by said user from appropriate generating means; and
communicating the generated identification data through a telecommunication means to a computer server of a financial institution managing said banking card,
wherein said appropriate generating means comprises appropriate software fitted on a SIM card configured to use with a cellular radio telephone of GSM type, wherein said identification data is communicated to the computer server via a cellular radio telephone network as an SMS message.
2. The method according to claim 1 , wherein said identification data consists of a number and a validity date of said banking card.
3. The method according to claim 1 , wherein said telephone automatically communicates said identification data to said computer server.
4. The method according to claim 1 , wherein said banking card is only valid for a limited number of deals and for a limited time.
5. The method according to claim 1 , wherein said banking card is only valid for a single deal.