Electronic money settlement method using mobile communication terminal
A settlement system includes a mobile communication terminal, an input device, and a settlement device. The input device transmits data of a charge to the mobile communication terminal and transmits the data of the charge to the settlement device. The settlement device transfers an amount of money from a first account to a second account and transmits report data of the amount of transferred money to the mobile communication terminal. The mobile communication terminal includes a first reception unit to receive the data of the charge, a second reception unit to receive the report data of the amount of transferred money, a display to display the data of the charge and the report data of the amount of transferred money, and a memory able to store the data of the charge at least until the report data is received by the second reception unit.
1. A settlement system, comprising:
a mobile communication terminal connectable with a mobile communication network;
an input device configured to receive input data of items or a service to be purchased and identification data of the mobile communication terminal and output data of a charge based on the input data of the items or the service to be purchased; and
a settlement device able to communicate with the mobile communication terminal through the mobile communication network and able to communicate with the input device through the mobile communication network, and able to transfer money from a first account to a second account,
wherein
the input device comprises:
a first transmission unit configured to transmit the data of the charge to the mobile communication terminal; and
a second transmission unit configured to transmit the data of the charge, the identification data of the mobile communication terminal, and identification data of the input device to the settlement device;
the settlement device comprises:
a control unit configured to transfer an amount of money determined by the data of the charge from the first account determined by the identification data of the mobile communication terminal received from the input device to the second account determined by the identification data of the input device; and
a transmission unit configured to transmit report data of the amount of money to the mobile communication terminal through the mobile communication network; and
the mobile communication terminal comprises:
a first reception unit configured to receive the data of the charge from the input device;
a second reception unit configured to receive the report data of the amount of money from the settlement device;
a display configured to display the data of the charge and the report data of the amount of money;
a memory configured to be able to store the data of the charge from the input device at least until the report data is received by the second reception unit; and
a transmission unit configured to transmit an acknowledgement signal acknowledging the received report data to the settlement device.
2. A mobile communication terminal connectable with a mobile communication network and able to communicate with an input device for outputting data of a charge based on input data of items or a service to be purchased and a settlement device able to transfer money from a first account to a second account through the mobile communication network in response to receiving the data of the charge from the input device, the mobile communication terminal comprising:
a first reception unit configured to receive the data of the charge from the input device;
a second reception unit configured to receive report data of an amount of money from the settlement device through the mobile communication network;
a display configured to display the data of the charge and the data of the amount of money;
a memory configured to be able to store the data of the charge from the input device at least until the report data is received by the second reception unit; and
a transmission unit configured to transmit an acknowledgement signal acknowledging the received report data to the settlement device.
3. The settlement system as claimed in claim 1 , wherein the mobile communication terminal includes a control unit configured to compare the data of the charge from the input device and the report data from the settlement device, and control the display to display differing data between the data of the charge and the report data.
4. The mobile communication terminal as claimed in claim 2 , further comprising:
a control unit configured to compare the data of the charge from the input device and the report data from the settlement device, and control the display to display differing data between the data of the charge and the report data.