IP Library › Granted Patent US 7,210,583
Granted Patent B2
US 7,210,583 · App. 10/741,586 · Granted May 1, 2007

Card reading systems and methods

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Quick Facts
Patent No.
US 7,210,583
App. No.
10/741,586
Granted
May 1, 2007
Kind
B2
Abstract

A card reader includes a receiving arrangement configured to sequentially receive cards from an upstream process and position the cards to be read. It also includes a first reader configured to read card information from cards a first time and a second reader configured to read card information from cards a second time. The second reader is positioned such that the information is read by the second reader after the information is read by the first reader. The card reader also includes an advancing mechanism configured to advance cards from the receiving arrangement, through the first and second readers, to a downstream process. The card reader also includes a processor programmed to receive card carrier information that identifies at least one card relating to a particular card carrier. The processor also receives card information from the first reader and from the second reader. The processor compares the card information as read by the first reader to the card information as read by the second reader and rejects the card if the card information is inconsistent. The processor also compares the card information as read by either the first or second reader to the card carrier information rejects the card if the card information does not match the card carrier information.

Claims (24)

1. A card reader, comprising:

a receiving arrangement configured to sequentially receive cards from an upstream process and position the cards to be read;

a first reader configured to read card information from a first encoded region of cards a first time;

a second reader configured to read card information from the first encoded region of cards a second time, wherein the second reader is positioned such that the information is read by the second reader after the information is read by the first reader;

an advancing mechanism configured to advance cards from the receiving arrangement, through the first and second readers, to a downstream process;

a processor programmed to:

receive and store card carrier information for each of at least two card carriers, wherein the card carrier information identifies at least one card relating to each card carrier;

receive card information relating to a specific card from the first reader;

receive card information relating to the specific card from the second reader;

compare the card information as read by the first reader to the card information as read by the second reader and reject the specific card if the card information is inconsistent;

compare the card information as read by either the first or second reader to the card carrier information for each of the at least two card carriers; and

reject the specific card if the card information does not match the card carrier information for one of the at least two card carriers; and

a card mounting unit configured to mount cards to one of the at least two carriers if the card's card information matches the card carrier information of the carrier.

2. The card reader of claim 1 , wherein the first and second readers comprise mag stripe readers.

3. The card reader of claim 1 , wherein:

the card carrier information comprises account numbers for each of a plurality of cards relating to the at least two card carriers;

the card information comprises account numbers of cards; and

the processor is further programmed to compare the account numbers of the card information to the account numbers of the card carrier information and reject a particular card if the account number of the card information does not match any account number of the plurality of cards relating to the at least two card carriers.

4. The card reader of claim 1 , further comprising:

a writer configured to write information to cards.

5. The card reader of claim 4 , wherein the writer is configured to write at least a portion of the card carrier information to cards.

6. The card reader of claim 4 , wherein the writer is configured to write at least a portion of the card information to cards.

7. The card reader of claim 4 , wherein the card writer comprises an RF writer configured to write information to smart chips of cards.

8. The card reader of claim 1 , wherein the cards are selected from a group of cards consisting of credit cards, stored value cards, smart cards, retailer cards, and gift cards.

Assignments (8)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC. (K/N/A FIRST DATA RESOURCES, LLC); FUNDSXPRESS FINANCIAL NETWORKS, INC.; INTELLIGENT RESULTS, INC. (K/N/A FIRST DATA SOLUTIONS, INC.); LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050090/0060 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, LLC; FUNDSXPRESS FINANCIAL NETWORK, INC.; FIRST DATA SOLUTIONS, INC.; LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050091/0474 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION
Reel/Frame 050094/0455 →
RELEASE OF SECURITY INTEREST Recorded Jul 30, 2019
From: CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH
To: CARDSERVICE INTERNATIONAL, INC.; DW HOLDINGS INC.; FIRST DATA CORPORATION; FIRST DATA RESOURCES, LLC; FUNDSXPRESS, INC.; INTELLIGENT RESULTS, INC.; LINKPOINT INTERNATIONAL, INC.; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.; TELECHECK SERVICES, INC.
Reel/Frame 049902/0919 →
SECURITY AGREEMENT Recorded Jan 31, 2011
From: DW HOLDINGS, INC.; FIRST DATA RESOURCES, LLC; FUNDSXPRESS FINANCIAL NETWORKS, INC.; FIRST DATA SOLUTIONS, INC.; LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC
To: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 025719/0590 →
SECURITY AGREEMENT Recorded Nov 17, 2010
From: DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC. (K/N/A FIRST DATA RESOURCES, LLC); FUNDSXPRESS FINANCIAL NETWORKS, INC.; INTELLIGENT RESULTS, INC. (K/N/A FIRST DATA SOLUTIONS, INC.); LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
To: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 025368/0183 →
SECURITY AGREEMENT Recorded Oct 31, 2007
From: FIRST DATA CORPORATION; CARDSERVICE INTERNATIONAL, INC.; FUNDSXPRESS, INC.; LINKPOINT INTERNATIONAL, INC.; TASQ TECHNOLOGY, INC.; TELECHECK SERVICES, INC.; DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC.; INTELLIGENT RESULTS, INC.; SIZE TECHNOLOGIES, INC.; TELECHECK INTERNATIONAL, INC.
To: CREDIT SUISSE, CAYMAN ISLANDS BRANCH, AS COLLATERAL AGENT
Reel/Frame 020045/0165 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 28, 2004
From: WALPUS, TIM; GREENE, JAY; GATES, JON; NOWLIN, JEFFREY G.
To: FIRST DATA CORPORATION
Reel/Frame 015264/0900 →