IP Library Granted Patent US 7,185,740
Granted Patent B2
US 7,185,740 · App. 10/796,797 · Granted Mar 6, 2007

Cash dispensing automated banking machine deposit accepting system and method

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Quick Facts
Patent No.
US 7,185,740
App. No.
10/796,797
Granted
Mar 6, 2007
Kind
B2
Abstract

An automated banking machine includes a mechanism for accepting deposited items. Deposited items may be provided to the machine in envelopes which are first passed to a user from an envelope storage area ( 132 ) in the machine through a transport ( 124 ) and which are presented to the user through an opening ( 244 ). An envelope storage and dispensing device ( 134 ) is operative to assure that only a single envelope is delivered to the user. A user may thereafter include deposit items in the dispensed envelope. The deposited items are passed through the opening ( 244 ) and are deposited in a deposit-holding container ( 128 ). The deposited items may be marked with indicia corresponding to the transaction or properties of the deposited item where the envelope originally dispensed to the user for holding the deposited item.

Claims (94)

1. Apparatus comprising:

a deposit holding container configured to hold items in a cash dispensing automated banking machine, wherein the container includes:

a body bounding an item storage area, the body including an upper opening therein to the storage area;

a pair of disposed outward extending lip portions in fixed supporting connection with the body, wherein the lip portions are adapted to slidably engage a pair of disposed inward extending projections within the banking machine, wherein the container is enabled to be held in suspended movable engagement within the banking machine through the lip portions;

a generally flexible cover movably mounted in supporting connection with the body, wherein the flexible cover is movable between an open position in which the storage area is accessible through the upper opening and a closed position in which the upper opening is closed, wherein when the flexible cover is in the open position the flexible cover extends in the storage area;

wherein the body includes a pair of disposed parallel tracks, and wherein the flexible cover includes a plurality of cover projections in supporting connection with opposed sides of the flexible cover, wherein the cover projections extend and are moveable in the tracks, and wherein the cover projections move in the tracks as the cover is moved between the open and closed positions;

wherein the cover includes a cover recess therein, wherein the cover recess is adapted to engage an engaging lever in the automated banking machine, and wherein the cover is moveable through engagement with the engaging lever;

wherein the body further includes a lock in supporting connection therewith, and wherein the lock enables selectively holding the cover in the closed position;

wherein the lock is in operative connection with a trigger member, wherein the trigger member is adapted to engage a pin positioned within the automated banking machine, wherein movement of the trigger member by the pin causes the flexible cover to be held in the closed position through operation of the lock when the cover next moves to the closed position.

2. Apparatus comprising:

a deposit holding container configured to hold items in a cash dispensing automated banking machine, wherein the container includes:

a body bounding an item storage area, the body including an upper opening therein to the storage area, and a pair of disposed parallel tracks;

a pair of disposed outward extending lip portions in fixed supporting connection with the body, wherein the lip portions are adapted to slidably engage a pair of disposed inward extending projections within the banking machine, wherein the container is enabled to be held in suspended movable engagement within the banking machine through the lip portions;

a generally flexible cover movably mounted in supporting connection with the body, wherein the flexible cover is movable between an open position in which the storage area is accessible through the upper opening and a closed position in which the upper opening is closed, wherein when the flexible cover is in the open position the flexible cover extends in the storage area, wherein the flexible cover includes a plurality of cover projections in supporting connection with opposed sides of the flexible cover, wherein the cover projections extend and are moveable in the tracks, and wherein the cover projections move in the tracks as the cover is moved between the open and closed positions; and

at least one movable portion in supporting connection with the body and bounding at least one track within the storage area, wherein moving the at least one movable portion enables separating the cover from at least one of the tracks whereby a replacement cover may be installed.

3. The apparatus according to claim 2 wherein the movable portion comprises a frangible portion.

4. The apparatus according to claim 2 wherein the at least one track comprises at least one recess portion on an opposed side of the at least one track from a respective at least one movable portion, wherein at least one movable portion is moved into a respective at least one recess portion when the cover is being separated from the body.

5. The apparatus according to claim 2 and further comprising:

an automated banking machine including a housing and a pair of disposed inward extending projections in supporting connection with the housing, wherein the deposit holding container is removably mounted within the housing through engagement of the lip portions with inward projecting portions.

6. The apparatus according to claim 5 wherein the housing comprises a chest portion, and wherein the deposit holding container is removably mounted in the chest portion.

7. The apparatus according to claim 6 wherein the housing further comprises a cabinet portion above the chest portion and separated therefrom by a dividing wall, and wherein the dividing wall has a deposit envelope opening therethrough, and wherein in an operative position of the deposit holding container the upper opening of the container is aligned with the deposit envelope opening.

8. The apparatus according to claim 7 and further comprising a transport extending in the machine between the deposit envelope opening and a deposit opening in the housing, wherein deposit envelopes are enabled to move from the deposit opening to the storage area.

9. The apparatus according to claim 8 and further comprising at least one slide, wherein the transport is moveably mounted in supporting connection with the housing through the at least one slide, and wherein the transport is moveable away from the deposit envelope opening in supporting connection with the at least one slide.

10. The apparatus according to claim 9 and further comprising an interlock mechanism operatively interconnecting the deposit holding container and the transport, wherein when the deposit holding container is in the operative position the transport is not moveable away from the deposit envelope opening.

11. The apparatus according to claim 10 wherein the interlock mechanism comprises a movable latch that is adapted to operatively engage the deposit holding container when the deposit holding container is in the operative position.

12. The apparatus according to claim 11 and further comprising an empty envelope dispenser in the housing, wherein the empty envelope dispenser is operative to dispense empty envelopes, and wherein empty envelopes dispensed by the empty envelope dispenser are moved in the transport to the deposit opening.

13. The apparatus according to claim 12 wherein the empty envelope dispenser is moveably mounted in supporting connection with the housing through the at least one slide.

14. The apparatus according to claim 12 and further comprising a moveable gate in supporting connection with the housing, wherein the gate is selectively moveable to open and close the deposit envelope opening.

15. The apparatus according to claim 14 wherein the gate is moveably mounted in supporting connection with the housing through the at least one slide.

16. Apparatus comprising:

a deposit holding container configured to hold items in a cash dispensing automated banking machine, wherein the container includes:

a body bounding an item storage area, the body including an upper opening therein to the storage area, wherein the body includes a pair of disposed parallel tracks;

a key lock in supporting connection with the body;

a pair of disposed outward extending lip portions in fixed supporting connection with the body, wherein the lip portions are adapted to slidably engage a pair of disposed inward extending projections within the banking machine, wherein the container is enabled to be held in suspended movable engagement within the banking machine through the up portions; and

a generally flexible cover movably mounted in supporting connection with the body, wherein the flexible cover is movable between an open position in which the storage area is accessible through the upper opening and a closed position in which the upper opening is closed, wherein when the flexible cover is in the open position the flexible cover extends in the storage area, wherein the flexible cover includes a plurality of cover projections in supporting connection with opposed sides of the flexible cover and a cover recess therein, wherein the cover projections extend and are movable in the tracks, and wherein the cover projections move in the tracks as the cover is moved between the open and closed positions, and wherein the cover recess is adapted to engage an engaging lever in the automated banking machine, and wherein the cover is movable through engagement with the engaging lever, and wherein the lock enables selectively holding the cover in the closed position;

wherein the lock is in operative connection with a trigger member, wherein the trigger member is adapted to engage a pin positioned within the automated banking machine, wherein movement of the trigger member by the pin causes the flexible cover to be held in the closed position through operation of the lock when the cover next moves to the closed position.

17. The apparatus according to claim 16 wherein the trigger member is adapted to enable the cover member to move from the closed position toward the open position prior to engagement of the trigger member and the pin.

18. The apparatus according to claim 16 wherein the trigger member is positioned in the body, and wherein the body includes a pin accepting opening, and wherein the pin engages the trigger member by extending through the pin accepting opening.

19. The apparatus according to claim 18 wherein the cover includes a latch projection, and wherein the latch projection is operative in a locked condition of the lock to hold the cover in the closed position.

20. The apparatus according to claim 19 wherein the cover includes an outward extending edge portion adjacent the cover recess, and wherein the edge portion is adapted to engage the engaging lever as the container is moved into an operative position in the machine, whereby the engaging lever moves the cover to the open position.

21. The apparatus according to claim 20 and further comprising at least one movable portion in supporting connection with the body and bounding at least one track within the storage area, wherein moving the at least one movable portion enables separating the cover from at least one of the tracks, whereby a replacement cover may be installed.

22. The apparatus according to claim 21 wherein the movable portion comprises a frangible portion.

23. The apparatus according to claim 21 and further comprising a handle in supporting connection with a first exterior side of the body.

24. The apparatus according to claim 23 wherein the body comprises a second exterior side opposed of the first side, and wherein the pin accepting opening extends on the second exterior side of the body.

25. The apparatus according to claim 21 wherein the at least one track comprises at least one recess portion on an opposed side of the at least one track from a respective at least one movable portion, wherein at least one movable portion is moved into a respective at least one recess portion when the cover is being separated from the body.

26. Apparatus comprising:

a deposit holding container configured to hold items in a cash dispensing automated banking machine, wherein the container includes:

a body bounding an item storage area, the body including an upper opening therein to the storage area;

a pair of disposed outward extending lip portions in fixed supporting connection with the body, wherein the lip portions are adapted to slidably engage a pair of disposed inward extending projections within the banking machine, wherein the container is enabled to be held in suspended movable engagement within the banking machine through the lip portions;

a generally flexible cover movably mounted in supporting connection with the body, wherein the flexible cover is movable between an open position in which the storage area is accessible through the upper opening and a closed position in which the upper opening is closed, wherein the cover includes a cover recess therein, and wherein the cover recess is adapted to engage an engaging lever in the automated banking machine, and wherein the cover is movable through engagement with the engaging lever;

a lock in supporting connection with the body, wherein the lock enables selectively holding the cover in the closed position; and

a member in operative connection with the lock, wherein the member is adapted to be in operative connection with a projection positioned within the automated banking machine, wherein movement of the member by the projection causes the flexible cover to be held in the closed position through operation of the lock when the cover next moves to the closed position.

27. Apparatus comprising:

a deposit holding container configured to hold items in a cash dispensing automated banking machine, wherein the container includes:

a body bounding an item storage area, the body including an upper opening therein to the storage area,

a pair of disposed outward extending lip portions in fixed supporting connection with the body, wherein the lip portions are adapted to slidably engage a pair of disposed inward extending projections within the banking machine, wherein the container is enabled to be held in suspended moveable engagement within the banking machine through the lip portions;

a generally flexible cover movably mounted in supporting connection with the body, wherein the flexible cover is movable between an open position in which the storage area is accessible through the upper opening and a closed position in which the upper opening is closed;

wherein the cover includes a cover recess therein and an outward extending edge portion adjacent the cover recess, wherein the edge portion is adapted to engage an engaging lever in the automated banking machine as the container is moved into an operative position in the machine, whereby the engaging lever moves the cover to the open position, and wherein the cover is movable to the closed position through engagement of the cover recess with the engaging lever as the container moves away from the operative position.

28. Apparatus comprising:

an automated banking machine including a housing and a pair of disposed inward extending projections in supporting connection with the housing, wherein the housing comprises a chest portion and a cabinet portion above the chest portion and separated therefrom by a dividing wall, and wherein the dividing wall has a deposit envelope opening therethrough;

a deposit holding container movably mounted in slidable relationship with the inward extending projections, wherein in an operative position of the deposit holding container the upper opening of the container is aligned with the deposit envelope opening;

a transport extending in the machine between the deposit envelope opening and a deposit opening in the housing, wherein deposit envelopes are enabled to move from the deposit opening to a storage area, wherein the transport is movably mounted in supporting connection with the housing, and wherein the transport is movable away from the deposit envelope opening; and

an interlock mechanism operatively interconnecting the deposit holding container and the transport, wherein when the deposit holding container is in the operative position the transport is not movable away from the deposit envelope opening.

29. Apparatus comprising:

a deposit holding container configured to hold items in a cash dispensing automated banking machine, wherein the container includes:

a body bounding an item storage area, the body including an upper opening therein to the storage area, wherein the body includes at least one track;

a cover movably mounted in supporting connection with the body, wherein the cover is movable between an open position in which the storage area is accessible through the upper opening and a closed position in which the upper opening is closed, wherein the cover includes at least one cover projection, wherein the at least one cover projection extends and is movable in the at least one track as the cover is moved between the open and closed positions, and

at least one movable portion in supporting connection with the body and bounding the at least one track within the storage area, wherein moving the at least one movable portion enables separating the cover from the at least one track whereby a replacement cover may be installed.

30. The apparatus according to claim 29 wherein the at least one track comprises at least one recess portion on an opposed side of the at least one track from the at least one movable portion, wherein the at least one movable portion is moved into the at least one recess portion when the cover is being separated from the body.

31. The apparatus according to claim 29 wherein the cover is a generally flexible cover.

32. Apparatus comprising:

a deposit holding container configured to hold items in a cash dispensing automated banking machine, wherein the container includes:

a body bounding an item storage area, wherein the body includes an upper opening therein to the storage area;

a pair of disposed outward extending lip portions in fixed supporting connection with the body, wherein the lip portions are adapted to slidably engage a pair of disposed inward extending projections within the banking machine, wherein the container is enabled to be held in suspended movable engagement within the banking machine through the lip portions;

a cover movably mounted in supporting connection with the body, wherein the cover is movable between an open position in which the storage area is accessible through the upper opening and a closed position in which the upper opening is closed;

a lock in supporting connection with the body, wherein the lock enables selectively holding the cover in the closed position; and

a member in operative connection with the lock, wherein the member is adapted to be in operative connection with a projection positioned within the automated banking machine, wherein movement of the member by the projection causes the cover to be held in the closed position through operation of the lock when the cover next moves to the closed position.

33. The apparatus according to claim 32 wherein the cover includes a cover recess therein, and wherein the cover recess is adapted to engage an engaging lever in the automated banking machine, and wherein the cover is movable through engagement with the engaging lever.

34. The apparatus according to claim 33 wherein the cover includes an outward extending edge portion adjacent the cover recess, and wherein the edge portion is adapted to engage the engaging lever as the container is moved into an operative position in the machine, whereby the engaging lever moves the cover to the open position.

35. Apparatus comprising:

a deposit holding container configured to hold items in a cash dispensing automated banking machine, wherein the container includes:

a body bounding an item storage area, the body including an upper opening therein to the storage area, and a pair of disposed parallel tracks adapted to support a movable cover;

a pair of disposed outward extending lip portions in fixed supporting connection with the body, wherein the lip portions are adapted to slidably engage a pair of disposed inward extending projections within the banking machine, wherein the container is enabled to be held in suspended movable engagement within the banking machine through the lip portions; and

at least one movable portion in supporting connection with the body and bounding at least one track within the storage area, wherein moving the at least one movable portion enables separating the cover from at least one of the tracks, wherein the movable portion comprises a frangible portion.

36. The apparatus according to claim 35 and further comprising:

a cover movably mounted in supporting connection with the body, wherein the cover is movable between an open position in which the storage area is accessible through the upper opening and a closed position in which the upper opening is closed.

37. The apparatus according to claim 36 wherein the cover includes a cover recess therein, and wherein the cover recess is adapted to engage an engaging lever in the automated banking machine, and wherein the cover is movable through engagement with the engaging lever.

38. The apparatus according to claim 37 wherein the cover includes an outward extending edge portion adjacent the cover recess, and wherein the edge portion is adapted to engage the engaging lever as the container is moved into an operative position in the machine, whereby the engaging lever moves the cover to the open position.

39. Apparatus comprising:

a deposit holding container configured to hold items in a cash dispensing automated banking machine, wherein the container includes:

a body bounding an item storage area, the body including an under opening therein to the storage area, and a pair of disposed parallel tracks adapted to support a movable cover;

a pair of disposed outward extending un portions in fixed supporting connection with the body, wherein the lip portions are adapted to slidably engage a pair of disposed inward extending projections within the banking machine, wherein the container is enabled to be held in suspended movable engagement within the banking machine through the lip portions; and

at least one movable portion in supporting connection with the body and bounding at least one track within the storage area, wherein the at least one track comprises at least one recess portion on an opposed side of the at least one track from a respective at least one movable portion, wherein at least one movable portion is moved into a respective at least one recess portion when the cover is separable from the at least one track.

40. The apparatus according to claim 39 and further comprising a cover movably mounted in supporting connection with the body, wherein the cover is movable between an open position in which the storage area is accessible through the upper opening and a closed position in which the upper opening is closed.

Assignments (22)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
NUNC PRO TUNC ASSIGNMENT Recorded Dec 6, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069532/0253 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044013/0486 →