IP Library Granted Patent US 8,200,980
Granted Patent B1
US 8,200,980 · App. 10/861,864 · Granted Jun 12, 2012

System and method for enrolling in a biometric system

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Quick Facts
Patent No.
US 8,200,980
App. No.
10/861,864
Granted
Jun 12, 2012
Kind
B1
Abstract

A system and method for enrolling in a biometric authorization system. A system user may be authorized to enroll by providing biometric data from both his person and a third party token.

Claims (24)

1. A method for enrolling a user in a biometric authorization system, the method comprising:

receiving, from a first biometric input device enabled to acquire biometric data stored on a token, a token biometric sample;

receiving, from a second biometric input device enabled to acquire biometric data via a live biometric scan of an individual, a live biometric sample;

comparing said received token biometric sample with said received live biometric sample;

in response to said received live biometric sample matching said received token biometric sample, storing a new biometric sample, the new biometric sample being a composite of said received live biometric sample and said received token biometric sample in a user record for subsequent authorization determinations in said biometric authorization system, wherein the new biometric sample comprises at least a portion of the received live biometric data and at least a portion of the received token biometric data;

associating with the user record an integrity rating, said integrity rating indicating an evaluated integrity of the token, wherein the evaluated integrity of the token is based on a token source, a token generation process, and a token generation location; and

granting the user a level of access to the biometric authorization system based upon the associating of the user record with the integrity rating.

2. The method of claim 1 , further comprising receiving a user identification code.

3. The method of claim 1 , wherein said biometric data is one or more of a fingerprint, an iris scan, a facial scan, a voice scan, a retinal scan, a hand architecture, and a DNA sample.

4. The method of claim 1 , further comprising authorizing a request for a financial transaction.

5. The method of claim 1 , further comprising authorizing a request for an age-verification transaction.

6. The method of claim 1 , further comprising authorizing a request for an identity verification transaction.

7. The method of claim 1 , wherein said user record is located at one or more of a database and a token.

8. The method of claim 1 , further comprising receiving additional information from one or more of a biometric token, magnetic ink character recognition data reader, a barcode reader, a digital scanner, a manual input device, a radio frequency identification device, an embedded data chip reader, a magnetic stripe reader, optical character recognition device and a database.

9. The method of claim 1 , further comprising receiving additional information including one or more of a user name, a user address, a user phone number, a user email address, a user social security number, user age information, a user identification number, a government-issued identification number, user financial account information, and biometric token information.

10. The method of claim 9 , further comprising storing at least part of said additional information in said user record.

11. The method of claim 1 , further comprising storing a recording of one or more of said user, a system operator, and an enrollment event.

12. The method of claim 11 , wherein said recording includes one or more of an image and a video recording.

13. The method of claim 12 , further comprising comparing said image to a registered image.

14. The method of claim 13 , wherein said registered image is retrieved from a database.

15. The method of claim 1 , further comprising receiving a live video transmission of said enrolling.

16. The method of claim 1 , further comprising limiting user access to said biometric authorization system until said received token biometric sample is evaluated by one or more of an automated system process, a third party, and a system operator.

17. The method of claim 16 , wherein said system operator is at a remote location.

18. The method of claim 1 , wherein said comparing is performed at one or more of a local biometric device and a database.

Assignments (8)
CHANGE OF NAME Recorded Jun 6, 2016
From: YT ACQUISITION CORPORATION
To: YOU TECHNOLOGY, INC.
Reel/Frame 038893/0228 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Oct 13, 2010
From: YOU TECHNOLOGY, INC.
To: OPEN INVENTION NETWORK, LLC
Reel/Frame 025126/0404 →
RELEASE BY SECURED PARTY - FIRST LIEN GRANT Recorded Sep 28, 2010
From: THE BANK OF NEW YORK, AS ADMINISTRATIVE AND COLLATERAL AGENT
To: YOUR TECHNOLOGY, INC. (F/K/A YT ACQUISITION CORPORATION)
Reel/Frame 025051/0307 →
RELEASE BY SECURED PARTY - SECOND LIEN GRANT Recorded Sep 28, 2010
From: THE BANK OF NEW YORK, AS ADMINISTRATIVE AND COLLATERAL AGENT
To: YOUR TECHNOLOGY, INC. (F/K/A YT ACQUISITION CORPORATION)
Reel/Frame 025051/0339 →
ASSET SALE AND PURCHASE AGREEMENT Recorded Sep 9, 2008
From: SOLIDUS NETWORKS, INC. D/B/A PAY BY TOUCH; PAY BY TOUCH CHECKING RESOURCES, INC.; INDIVOS CORPORATION; CHECKELECT, INC.; ATMD ACQUISITION CORP.; SEVEN ACQUISITION SUB, LLC
To: YT ACQUISITION CORPORATION
Reel/Frame 021502/0001 →
GRANT OF PATENT SECURITY INTEREST Recorded Dec 20, 2007
From: PAY BY TOUCH CHECKING RESOURCES, INC.
To: THE BANK OF NEW YORK, AS AGENT, AS SECURED PARTY
Reel/Frame 020270/0677 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 24, 2006
From: BIOPAY, LLC
To: PAY BY TOUCH CHECKING RESOURCES, INC.
Reel/Frame 017210/0364 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 7, 2004
From: ROBINSON, TIMOTHY L.; SCHILDT, BRADFORD R.; GOFF, TENNILLE V.; CORWIN, DANIEL J.
To: BIOPAY, LLC
Reel/Frame 015440/0736 →