IP Library Granted Patent US 7,962,355
Granted Patent B2
US 7,962,355 · App. 10/883,476 · Granted Jun 14, 2011

Presentation instrument production equipment and methods

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Quick Facts
Patent No.
US 7,962,355
App. No.
10/883,476
Granted
Jun 14, 2011
Kind
B2
Abstract

A method of preparing a presentation instrument includes receiving, at a host computer system, an electronic transmission from an external customer. The external customer is an entity other than the operator of the host computer system. Transactions using the presentation instrument are processed by an entity other than the operator of the host computer system. The electronic transmission comprises information to define a decision rule. The method also includes receiving an electronic transmission from the external customer that comprises a decision information. The method further includes applying the decision rule to the decision information and, based on the application of the decision rule to the decision information, sending control signals to plastics production equipment that cause the presentation instrument to be prepared. The method also includes sending control signals to mail processing equipment to package the presentation instrument for transmission to a customer.

Claims (101)

1. A method of preparing a presentation instrument, comprising:

at a host computer system, receiving an electronic transmission from an external customer, wherein:

the external customer comprises an entity other than an operator of the host computer system;

the presentation instrument is used to settle transactions wherein such transactions using the presentation instrument are processed by an entity other than the operator of the host computer system; and

the electronic transmission comprises information to define a decision rule;

at the host computer system, receiving an electronic transmission from the external customer that comprises a decision information;

at the host computer system, applying the decision rule to the decision information;

at the host computer system, based on the application of the decision rule to the decision information, sending control signals to plastics production equipment that cause the presentation instrument to be prepared; and

at the host computer system, sending control signals to mail processing equipment to package the presentation instrument for transmission to a customer.

2. The method of claim 1 , wherein the presentation instrument comprises a selection from the group consisting of credit card, smart card, gift card, plastic card with a magnetic stripe, debit card, key fob, radio frequency identification (RFID)-enabled item, three dimensional item, and proximity card.

3. The method of claim 1 , wherein applying the decision rule to the decision information results in a selection from the group consisting of:

stock for the presentation instrument;

a format of embossing on the presentation instrument;

a format of data encoded onto information storage tracks of the presentation instrument;

graphics placed on the presentation instrument;

stock for a carrier for the presentation instrument;

a format for printing on the carrier;

a format for an activation label attached to the presentation instrument;

additional pages to be included with the presentation instrument;

inserts to be included with the presentation instrument;

an envelope to use with the presentation instrument; and

a weight allocation for a mailing of the presentation instrument.

4. A system for preparing a presentation instrument, comprising:

plastics production equipment; and

a microprocessor associated with a computer readable medium, wherein the computer readable medium comprises instructions executable by the processor to:

receive an external tickler, wherein the external tickler originates from an entity other than an operator of the system, and wherein the presentation instrument is used to settle transactions wherein such transactions using the presentation instrument are processed by an entity other than the operator of the system;

receive a decision rule;

receive a decision information;

upon receiving the external tickler, apply the decision rule to the decision information; and

based on the application of the decision rule to the decision information, send control signals to card carrier production equipment that cause a card carrier for the presentation instrument to be prepared.

5. The system of claim 4 , wherein the presentation instrument includes a selection from the group consisting of credit card, smart card, gift card, plastic card with a magnetic stripe, debit card, key fob, radio frequency identification (RFID)-enabled item, and proximity card.

6. The system of claim 4 , wherein applying the decision rule to the decision information results in a selection from the group consisting of:

stock for the presentation instrument;

a format of embossing on the presentation instrument;

a format of data encoded onto information storage tracks of the presentation instrument;

graphics placed on the presentation instrument;

stock for a carrier for the presentation instrument;

a format for printing on the carrier;

a format for an activation label attached to the presentation instrument;

additional pages to be included with the presentation instrument;

inserts to be included with the presentation instrument;

an envelope to use with the presentation instrument; and

a weight allocation for a mailing of the presentation instrument.

7. The system of claim 4 , further comprising card carrier production equipment, wherein the computer readable medium further comprises instructions executable by the processor to send control signals that cause a card carrier for the presentation instrument to be prepared.

8. The system of claim 4 , further comprising mail processing equipment, and wherein the computer readable medium further comprises instructions executable by the microprocessor to send control signals to the mail processing equipment to package the presentation instrument for transmission to a customer.

9. The system of claim 8 , wherein sending control signals to the mail processing equipment to package the presentation instrument for transmission to a customer comprises sending control signals that select inserts to accompany the presentation instrument.

10. The system of claim 8 , wherein sending control signals to the mail processing equipment to package the presentation instrument for transmission to a customer comprises sending control signals that prepare an offer item to accompany the presentation instrument.

11. A method of preparing a presentation instrument, comprising:

at a host computer system, receiving an external tickler, wherein the external tickler originates from an entity other than an operator of the host computer system, and wherein the presentation instrument is used to settle transactions wherein such transactions using the presentation instrument are processed by an entity other than the operator of the host computer system;

at the host computer system, receiving a decision rule;

at the host computer system, receiving a decision information;

at the host computer system, upon receiving the external tickler, applying the decision rule to the decision information; and

at the host computer system, based on the application of the decision rule to the decision information, sending control signals to plastics production equipment that cause the presentation instrument to be prepared.

12. The method of claim 11 , wherein the presentation instrument includes a selection from the group consisting of credit card, smart card, gift card, plastic card with a magnetic stripe, debit card, key fob, radio frequency identification (RFID)-enabled item, and proximity card.

13. The method of claim 11 , wherein applying the decision rule to the decision information results in a selection from the group consisting of:

stock for the presentation instrument;

a format of embossing on the presentation instrument;

a format of data encoded onto information storage tracks of the presentation instrument;

graphics placed on the presentation instrument;

stock for a carrier for the presentation instrument;

a format for printing on the carrier;

a format for an activation label attached to the presentation instrument;

additional pages to be included with the presentation instrument;

inserts to be included with the presentation instrument;

an envelope to use with the presentation instrument; and

a weight allocation for a mailing of the presentation instrument.

14. The method of claim 11 , wherein sending control signals to plastics production equipment that cause the presentation instrument to be prepared includes sending control signals to card carrier production equipment that cause a card carrier for the presentation instrument to be prepared.

15. The method of claim 11 , further comprising sending control signals to mail processing equipment to package the presentation instrument for transmission to a customer.

16. The method of claim 15 , wherein sending control signals to mail processing equipment to package the presentation instrument for transmission to a customer comprises sending control signals that select inserts to accompany the presentation instrument.

17. The method of claim 15 , wherein sending control signals to mail processing equipment to package the presentation instrument for transmission to a customer comprises sending control signals that prepare an offer item to accompany the presentation instrument.

18. A system for preparing presentation instruments, comprising:

means for receiving an external tickler, wherein the external tickler originates from an entity other than an operator of the system, and wherein the presentation instrument is used to settle transactions wherein such transactions using the presentation instrument are processed by an entity other than the operator of the system;

means for receiving a decision rule;

means for receiving a decision information;

means for applying the decision rule to the decision information upon receiving the external tickler; and

means for preparing the presentation instrument based on the application of the decision rule to the decision information.

19. The system of claim 18 , further comprising means for preparing a card carrier for the presentation instrument based on the application of the decision rule to the decision information.

20. The system of claim 18 , further comprising means for selecting inserts to accompany the presentation instrument based on the application of the decision rule to the decision information.

21. The system of claim 18 , further comprising means for preparing an offer item to accompany the presentation instrument based on the application of the decision rule to the decision information.

22. A computer-readable medium have stored thereon computer-executable instructions for performing a method of preparing a presentation instrument, comprising:

at a host computer system, receiving an external tickler, wherein the external tickler originates from an entity other than an operator of the host computer system, and wherein the presentation instrument is used to settle transactions wherein such transactions using the presentation instrument are processed by an entity other than the operator of the host computer system;

at a host computer system, receiving a decision rule;

at a host computer system, receiving a decision information;

at a host computer system, upon receiving the external tickler, applying the decision rule to the decision information; and

at a host computer system, based on the application of the decision rule to the decision information, sending control signals to plastics production equipment that cause the presentation instrument to be prepared.

23. The computer-readable medium of claim 22 , wherein applying the decision rule to the decision information results in a selection from the group consisting of:

stock for the presentation instrument;

a format of embossing on the presentation instrument;

a format of data encoded onto information storage tracks of the presentation instrument;

graphics placed on the presentation instrument;

stock for a carrier for the presentation instrument;

a format for printing on the carrier;

a format for an activation label attached to the presentation instrument;

additional pages to be included with the presentation instrument;

inserts to be included with the presentation instrument;

an envelope to use with the presentation instrument; and

a weight allocation for a mailing of the presentation instrument.

24. The computer-readable medium of claim 22 , wherein sending control signals to plastics production equipment that cause the presentation instrument to be prepared includes sending control signals to card carrier production equipment that cause a card carrier for the presentation instrument to be prepared.

25. The computer-readable medium of claim 22 , wherein the computer-executable instructions further comprise instructions for sending control signals to mail processing equipment to package the presentation instrument for transmission to a customer.

26. The computer-readable medium of claim 25 , wherein sending control signals to mail processing equipment to package the presentation instrument for transmission to a customer comprises sending control signals that select inserts to accompany the presentation instrument.

27. The computer-readable medium of claim 25 , wherein sending control signals to mail processing equipment to package the presentation instrument for transmission to a customer comprises sending control signals that prepare an offer item to accompany the presentation instrument.

Assignments (8)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC. (K/N/A FIRST DATA RESOURCES, LLC); FUNDSXPRESS FINANCIAL NETWORKS, INC.; INTELLIGENT RESULTS, INC. (K/N/A FIRST DATA SOLUTIONS, INC.); LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050090/0060 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, LLC; FUNDSXPRESS FINANCIAL NETWORK, INC.; FIRST DATA SOLUTIONS, INC.; LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050091/0474 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION
Reel/Frame 050094/0455 →
RELEASE OF SECURITY INTEREST Recorded Jul 30, 2019
From: CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH
To: CARDSERVICE INTERNATIONAL, INC.; DW HOLDINGS INC.; FIRST DATA CORPORATION; FIRST DATA RESOURCES, LLC; FUNDSXPRESS, INC.; INTELLIGENT RESULTS, INC.; LINKPOINT INTERNATIONAL, INC.; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.; TELECHECK SERVICES, INC.
Reel/Frame 049902/0919 →
SECURITY AGREEMENT Recorded Jan 31, 2011
From: DW HOLDINGS, INC.; FIRST DATA RESOURCES, LLC; FUNDSXPRESS FINANCIAL NETWORKS, INC.; FIRST DATA SOLUTIONS, INC.; LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC
To: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 025719/0590 →
SECURITY AGREEMENT Recorded Nov 17, 2010
From: DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC. (K/N/A FIRST DATA RESOURCES, LLC); FUNDSXPRESS FINANCIAL NETWORKS, INC.; INTELLIGENT RESULTS, INC. (K/N/A FIRST DATA SOLUTIONS, INC.); LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
To: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 025368/0183 →
SECURITY AGREEMENT Recorded Oct 31, 2007
From: FIRST DATA CORPORATION; CARDSERVICE INTERNATIONAL, INC.; FUNDSXPRESS, INC.; LINKPOINT INTERNATIONAL, INC.; TASQ TECHNOLOGY, INC.; TELECHECK SERVICES, INC.; DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC.; INTELLIGENT RESULTS, INC.; SIZE TECHNOLOGIES, INC.; TELECHECK INTERNATIONAL, INC.
To: CREDIT SUISSE, CAYMAN ISLANDS BRANCH, AS COLLATERAL AGENT
Reel/Frame 020045/0165 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 3, 2004
From: PRENDERGAST, JAMES K.; PROVOST, CHRISTINA; SELVARAJ, JOSEPH
To: FIRST DATA CORPORATION
Reel/Frame 015330/0670 →