IP Library Granted Patent US 7,195,160
Granted Patent B2
US 7,195,160 · App. 10/927,396 · Granted Mar 27, 2007

Mini card reader systems and methods

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Quick Facts
Patent No.
US 7,195,160
App. No.
10/927,396
Granted
Mar 27, 2007
Kind
B2
Abstract

A card reader system includes a sensor to sense the presence of a scoring of a card at a specified card location. A read head is employed to read a magnetic stripe disposed on the card. Also, a circuit is coupled to both a sensor and the read head. The circuit is configured to receive input from the sensor, to determine whether the card is a first size or a second size based on the received input, and to enable the read head to read the entire magstripe when the card is the first size and to read a portion of the magstripe when the card is the second size.

Claims (41)

1. A card reader system, comprising:

means for sensing the presence of a scoring of a card at a specified card location;

a read head adapted to read a magstripe disposed on the card;

a circuit coupled to the means for sensing and to the read head, the circuit adapted to:

receive input from the means for sensing;

determine whether the card is a first size or a second size based on the received input; and

enable the read head to read the entire magstripe when the card is the first size, and to read a portion of the magstripe when the card is the second size.

2. The card reader system as in claim 1 wherein the card first size is a CR80 card.

3. The card reader system as in claim 1 wherein the card second size is smaller than a CR80 card.

4. The card reader system as in claim 1 wherein the card second size is a scored CR80 card.

5. The card reader system as in claim 1 further comprising a second read head, the circuit adapted to enable the second read head to read the entire magstripe when the card is the first size, and to read a portion of the magstripe when the card is the second size.

6. The card reader system as in claim 1 wherein the means for sensing comprises at least two optical sensors.

7. The card reader system as in claim 6 wherein at least one of the optical sensors is adapted to sense the scoring of the card.

8. The card reader system as in claim 1 wherein the scoring comprises a hole through the card at the specified card location.

9. The card reader system as in claim 1 further comprising a switch coupled to the read head, the switch adapted to turn on the read head when the card is the second size.

10. The card reader system as in claim 9 wherein the switch is positioned so that when engaged by the card of the second size, the read head reads the portion of the magstripe.

11. The card reader system as in claim 9 further comprising a relay adapted to disable the switch when the card is the first size.

12. A card reader system, comprising:

a sensing device;

a read head adapted to read a magnetic stripe disposed on a card;

a circuit coupled to the sensing device and to the read head, the circuit adapted to:

receive input from the sensing device;

determine whether the card is a first type or a second type based on the received input; and

enable the read head to read the entire magstripe when the card is the first type, and to read a portion of the magstripe when the card is the second type.

13. The card reader system as in claim 12 wherein the first type is a CR80 card and the second type is a scored CR80 card, the scored CR80 card having a mini-card disposed therein.

14. A method of processing a card, the method comprising:

passing the card past a sensing device, the sensing device adapted to sense a scoring of the card if the card is scored at a specified location;

determining a card size based at least in part on whether the scoring is sensed;

passing the card past a read head;

activating the read head for the entire passing of the card past the read head if the scoring is not sensed; and

activating the read head for a portion of the passing of the card past the read head if the scoring is sensed.

15. The method as in claim 14 wherein the sensing device comprises at least first and second sensors, wherein the first sensor is adapted to detect the presence of a card and the second sensor is adapted to detect the scoring at the specified location.

16. The method as in claim 15 wherein the sensing device further comprises a third sensor adapted to detect the presence of the card.

17. The method as in claim 14 wherein activating the read head for the portion of the passing comprises engaging a switch with the card, the switch positioned relative to the read head so as to turn on the read head after a leading edge of the card has passed the read head.

18. The method as in claim 17 wherein activating the read head causes the read head to read a magnetic stripe on the card.

19. The method as in claim 17 further comprising disabling the switch when the scoring is not sensed by the sensing device.

20. The method as in claim 14 wherein the sensing device comprises at least one optical sensor.

21. The method as in claim 14 further comprising:

passing the card past a second read head;

activating the second read head for the entire passing of the card past the second read head if the scoring is not sensed; and

activating the second read head for a portion of the passing of the card past the second read head if the scoring is sensed.

Assignments (4)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC. (K/N/A FIRST DATA RESOURCES, LLC); FUNDSXPRESS FINANCIAL NETWORKS, INC.; INTELLIGENT RESULTS, INC. (K/N/A FIRST DATA SOLUTIONS, INC.); LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050090/0060 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, LLC; FUNDSXPRESS FINANCIAL NETWORK, INC.; FIRST DATA SOLUTIONS, INC.; LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050091/0474 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION
Reel/Frame 050094/0455 →
RELEASE OF SECURITY INTEREST Recorded Jul 30, 2019
From: CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH
To: CARDSERVICE INTERNATIONAL, INC.; DW HOLDINGS INC.; FIRST DATA CORPORATION; FIRST DATA RESOURCES, LLC; FUNDSXPRESS, INC.; INTELLIGENT RESULTS, INC.; LINKPOINT INTERNATIONAL, INC.; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.; TELECHECK SERVICES, INC.
Reel/Frame 049902/0919 →