IP Library Granted Patent US 7,066,669
Granted Patent B2
US 7,066,669 · App. 10/929,257 · Granted Jun 27, 2006

Method of creating an image replacement document for use in a check truncation environment and an apparatus therefor

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Quick Facts
Patent No.
US 7,066,669
App. No.
10/929,257
Granted
Jun 27, 2006
Kind
B2
Abstract

A method of creating an image replacement document (IRD) during two passes of a sheet material through a printing apparatus including building a first print file portion based upon IRD data, building a second print file portion based upon IRD data, printing with non-magnetic ink onto the sheet material at least some information based upon the first print file portion to create a front portion of the IRD during a first pass of the sheet material through the printing apparatus, printing with non-magnetic ink onto the sheet material a machine-readable code which is associated with a magnetic ink character recognition (MICR) codeline to be encoded onto the IRD, printing with non-magnetic ink onto the sheet material at least some information based upon the second print file portion to create a back portion of the IRD during the first pass of the sheet material through the printing apparatus, and printing with magnetic ink onto the sheet material the MICR codeline based upon the machine-readable code which has been printed on the sheet material to print an encoded MICR codeline during a second pass of the sheet material through the printing apparatus.

Claims (20)

1. A method of creating an image replacement document (IRD) during first and second passes of a sheet material through a printing apparatus, the method comprising:

building a first print file portion based upon IRD data;

building a second print file portion based upon IRD data;

during the first pass of the sheet material through the printing apparatus, printing with non-magnetic ink onto the sheet material at least some information based upon the first print file portion to create a front portion of the IRD;

during the first pass of the sheet material through the printing apparatus, printing with non-magnetic ink onto the sheet material at least some information based upon the second print file portion to create a back portion of the IRD;

during the first pass of the sheet material through the printing apparatus, printing with non-magnetic ink onto the sheet material a machine-readable code which is associated with corresponding magnetic ink character recognition (MICR) codeline data stored in memory;

during the second pass of the sheet material through the printing apparatus, reading the machine-readable code which has been printed onto the sheet material in the first pass;

during the second pass of the sheet material through the printing apparatus, retrieving from memory the stored corresponding MICR codeline data which is associated with the machine-readable code which has been read from the sheet material; and

during the second pass of the sheet material through the printing apparatus, printing with magnetic ink onto the sheet material an encoded MICR codeline which is represented by the retrieved MICR codeline data.

2. A method according to claim 1 , wherein the encoded MICR codeline is printed with magnetic ink onto the front portion of the IRD during the second pass of the sheet material through the printing apparatus.

3. A method according to claim 1 , wherein the machine-readable code comprises a barcode.

4. A method according to claim 1 , wherein the IRD data is received from an application external to the printing apparatus.

5. A method according to claim 1 , wherein the first and second print files comprise a single file.

6. An apparatus for creating an image replacement document (IRD) during first and second passes of a sheet material, the apparatus comprising:

means for building a first print file portion based upon IRD data;

means for building a second print file portion based upon IRD data;

means for, during the first pass of the sheet material, (i) printing with non-magnetic ink onto the sheet material at least some information based upon the first print file portion to create a front portion of the IRD, (ii) printing with non-magnetic ink onto the sheet material at least some information based upon the second print file portion to create a back portion of the IRD, and (iii) printing with non-magnetic ink onto the sheet material a machine-readable code which is associated with corresponding magnetic ink character recognition (MICR) codeline data stored in memory; and

means for, during the second pass of the sheet material, (i) reading the machine-readable code which has been printed onto the sheet material in the first pass, (ii) retrieving from memory the stored corresponding MICR codeline data which is associated with the machine-readable code which has been read from the sheet material, and (iii) printing with magnetic ink onto the sheet material an encoded MICR codeline which is represented by the retrieved MICR codeline data.

7. An apparatus according to claim 6 , wherein the encoded MICR codeline is printed with magnetic ink onto the front portion of the IRD during the second pass of the sheet material.

8. An apparatus according to claim 6 , wherein the machine-readable code comprises a barcode.

Assignments (16)
CORRECTIVE ASSIGNMENT TO CORRECT THE THE PROPERTIES SECTION BY INCLUDING IT WITH TEN PREVIOUSLY OMITTED PROPERTY NUMBERS PREVIOUSLY RECORDED ON REEL 65346 FRAME 367. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Aug 13, 2025
From: NCR ATLEOS CORPORATION; CARDTRONICS USA, LLC
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 072445/0072 →
RELEASE OF SECURITY INTEREST Recorded May 20, 2025
From: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
To: NCR VOYIX CORPORATION (F/K/A NCR CORPORATION)
Reel/Frame 071168/0538 →
SECURITY INTEREST Recorded Sep 30, 2024
From: DIGITAL FIRST HOLDINGS LLC
To: UBS AG, STAMFORD BRANCH, AS COLLATERAL AGENT
Reel/Frame 069083/0202 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 25, 2024
From: NCR VOYIX CORPORATION
To: DIGITAL FIRST HOLDINGS LLC
Reel/Frame 068697/0402 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 19, 2024
From: CARDTRONICS USA, INC.
To: NCR VOYIX CORPORATION
Reel/Frame 068329/0844 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 19, 2024
From: NCR CORPORATION
To: CARDTRONICS USA, INC.
Reel/Frame 068617/0001 →
CORRECTIVE ASSIGNMENT TO CORRECT THE THE EXECUTION DATE PREVIOUSLY RECORDED AT REEL: 67562 FRAME: 782. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT. Recorded Jun 5, 2024
From: NCR ATLEOS CORPORATION
To: NCR VOYIX CORPORATION
Reel/Frame 067661/0453 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 30, 2024
From: NCR ATLEOS CORPORATION
To: NCR VOYIX CORPORATION
Reel/Frame 067562/0782 →
CHANGE OF NAME Recorded May 30, 2024
From: NCR CORPORATION
To: NCR VOYIX CORPORATION
Reel/Frame 067578/0417 →
CORRECTIVE ASSIGNMENT TO CORRECT THE DOCUMENT DATE AND REMOVE THE OATH/DECLARATION (37 CFR 1.63) PREVIOUSLY RECORDED AT REEL: 065331 FRAME: 0297. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Oct 31, 2023
From: NCR ATLEOS CORPORATION
To: CITIBANK, N.A.
Reel/Frame 065627/0332 →
RELEASE OF PATENT SECURITY INTEREST Recorded Oct 25, 2023
From: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
To: NCR VOYIX CORPORATION
Reel/Frame 065346/0531 →
SECURITY INTEREST Recorded Oct 25, 2023
From: NCR ATLEOS CORPORATION; CARDTRONICS USA, LLC
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 065346/0367 →
SECURITY INTEREST Recorded Oct 24, 2023
From: NCR ATLEOS CORPORATION
To: CITIBANK, N.A.
Reel/Frame 065331/0297 →
SECURITY AGREEMENT Recorded Apr 18, 2016
From: NCR CORPORATION; NCR INTERNATIONAL, INC.
To: JPMORGAN CHASE BANK, N.A.
Reel/Frame 038646/0001 →
SECURITY AGREEMENT Recorded Jan 15, 2014
From: NCR CORPORATION; NCR INTERNATIONAL, INC.
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 032034/0010 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 30, 2004
From: LUGG, RICHARD P.
To: NCR CORPORATION
Reel/Frame 015753/0561 →