Body armor for protecting the lower body

1. A garment comprising:

a bullet-resistant soft body armor, having an upper portion for covering at least a portion of a lower body of a user, having a lower portion located in proximity to the upper portion which is sufficiently elongated such that the lower portion wraps around to cover at least a portion of a leg of the user; the lower portion having a first and second side, the first side for wrapping around the leg of the user; the second side having an attachment mechanism for securing to the first side around the leg of the user;

an attachment mechanism located at the upper portion of the garment wherein the mechanism secures the garment to the user; and

at least one receptacle to hold at least one item.

2. The garment of claim 1 wherein the lower body of the user is a lower torso area including at least a thigh and abdomen.

3. The garment of claim 1 wherein the attachment mechanism located at the upper portion of the garment is at least one strap on the upper portion of the garment that is fastened to the user's belt or pants to secure the garment on the user.

4. The garment of claim 3 wherein the strap is flexible.

5. The garment of claim 1 wherein the attachment mechanism for securing to the first side around the leg of the user is adjustable.

6. The garment of claim 5 wherein the attachment mechanism is selected from the group consisting of at least one: (a) snap; (b) zipper; (c) hook-and-fastener; and (d) buckle.

7. The garment of claim 1 wherein the receptacle includes one or more receptacles for carrying a magazine of ammunition, a gun or a weapon.

8. The garment of claim 1 wherein the lower body of the user is a calf.

9. The garment of claim 1 wherein the lower body of the user is a knee.

10. The garment of claim 1 wherein the lower body of the user is a thigh and knee.