Granted Patent B2

US 10,417,700 · App. 11/071,978 · Granted Sep 17, 2019

Abstract

Claims (23)

1. A computer-implemented method for constructing a multivariate presentation of variables concerning a rating of a company, each variable having a unique set of underlying parameters, comprising:

associating on at least one computer in a distributed computer network the parameters of each variable with plural discrete indicators, the indicators including a first portion which relate to financial data of the company and a second portion which relate to non-financial data of the company, at least one indicator having a state setting;

processing each state setting so as to assign either a quantified data value that has been (a) predefined to said indicator, or (b) calculated using other indicators, among the plural indicators, having a related status to that said indicator;

computing within at least one processor of the at least one computer a numeric grade for each variable concerning the company on a scale that starts at zero by applying a formula that weights the value assigned to each of the plural discrete indicators associated with the parameters of each said variable including the quantified data value assigned to each of the plural discrete indicators having a state setting;

computing within the at least one processor of the at least one computer an overall numeric grade from the computed numerical grades, wherein the overall numeric grade represents an overall rating of the company based on the computed numerical grades for each variable concerning the company;

defining on a display screen of the at least one computer an origin having the value of zero;

extending from the origin at least three axes on the display screen, the axes being generally equidistant from each other and arranged as a two dimensional chart, one of the axes representing the overall numeric grade and the remaining axes representing a respective one of each of the variables;

plotting on the display screen the numeric grade of each of the variables concerning the company and the computed overall numeric grade as a point on a respective axis, thereby displaying plotted points; and

using the plotted points to interpolate first segments between the points plotted on respective axes on the display screen, wherein the interpolated first segments are plotted on the display screen and disposed about the origin in generally surrounding relation to the origin and wherein a plurality of the first segments are interpolated between the plotted points that correspond to the numeric grades of the respective variables concerning the company and wherein two of the first segments are interpolated between the plotted point corresponding to the overall numeric grade and two of the plotted points corresponding to the numeric grades of two respective variables.

2. The method of claim 1 , including the step of responding to a user selection of one of the plotted variables by:

extending from the origin at least three axes on the display screen, the axes being generally equidistant from each other, one of the axes representing the selected variable and the remaining axes representing the parameters underlying the selected variable;

plotting on the display screen the value of the selected variable and the value of the parameters underlying the selected variable as a point on each respective axis; and

using the plotted points to interpolate first segments between the points plotted on the respective axes on the display screen, wherein the interpolated first segments are disposed about the origin in generally surrounding relation to the origin, wherein a plurality of the first segments are interpolated between the points that correspond to the value of the parameters underlying the selected variable and two of the first segments are interpolated between the point corresponding to the numeric grade of the selected variable and two of the plotted points corresponding to the value of the parameters underlying the selected variable.

3. The method of claim 1 , including the step of providing to a client machine connected to the distributed computer network an interface for presentation of the computed overall rating of the company as a numeric or alphanumeric value.

4. The method of claim 1 , including the additional steps of obtaining benchmark information which is extrinsic to the company;

plotting about the origin on the display screen the benchmark information for each variable as a benchmark point on a respective axis;

using the plotted benchmark points to interpolate benchmark segments between the axes on the display screen in a manner so as to distinguish the first segments from the benchmark segments; and

superimposing the first and benchmark segments.

5. The method of claim 1 , wherein the interpolation interconnects the plotted points between axes by rendering polygon segments extending between each plotted point on respective neighboring axes.

6. The method of claim 5 , wherein the axes are interconnected by rendering polygon segments between the plotted points.

7. The method of claim 1 , wherein the number of axes corresponds to a number of variables being plotted.

8. The method of claim 1 , wherein the value of each variable comprises a calculation based upon two more indicators associated with the company.

9. The method of claim 1 , wherein the state setting of the at least one indicator comprises a yes/no value.

Assignments (7)