Account monitoring system

1. A system for analyzing account information having a processor configured to:

assign an individual to an access group based on an assessment of a level of access to investment information among each of said plurality of individuals;

assign said individual to a department group based on departmental access to said investment information by said individual;

assign said individual to a location group based on a proximity of a working location to said trading information by said individual;

assign said individual to a certification group based on said access group, said department group and said location group, wherein said certification group has certification rules defining account information that said individual is to provide;

facilitate said certification process, wherein said certification process collects account information from said individual in accordance with said certification rules;

provide an advance authorization for future account transactions prior to receiving a trading order, wherein said advance authorization is determined according to said account information and said certification group associated with said individual; and,

perform an audit to determine whether previous account transactions are in accordance with said certification group of each said individual grouping, wherein said audit is triggered prior to receiving a trading order.

2. The system of claim 1 , wherein said individual is affiliated with an organization.

3. The system of claim 1 wherein said certification group includes separate groups of individuals having access to insider information and individuals that do not have access to insider information.

4. The system of claim 1 wherein said certification group includes separate groupings of individuals whose account information is to be analyzed at separate times.

5. The system of claim 1 wherein said certification rules includes security exchange commission regulations and company policy.

6. The system of claim 1 , wherein said advance authorization is not triggered by an account transaction.

7. A system for analyzing account information for a plurality of individuals having a processor configured to:

assign an individual to an access group based on an assessment of a level of access to investment information by said individual;

assign said individual to a department group based on departmental access to said investment information by said individual;

assign said individual to a location group based on a proximity of a working location to said trading information by said individuals;

assign said individual to a certification group based on said access group, said department group and said location group, wherein said certification group has certification rules defining account information that said individual is to provide;

facilitate said certification process, wherein said certification process collects account information from said individual in accordance with said certification rules;

store said account information for said individual;

analyze said stored account information for said individual, including reviewing a subset of said account information for said individual, said subset of account information being determined by said certification group of said individual;

provide an advance authorization for future account transactions prior to receiving a trading order, wherein said advance authorization is determined according to said certification group of said individual; and,

perform an audit to determine whether previous account transactions are in accordance with said certification group of said individual, prior to receiving a trading order.

8. The system of claim 7 wherein said account information stored for said individual is based on said certification group associated with said individual.

9. The system of claim 7 wherein said account information includes account holdings and account transaction information.

10. The system of claim 7 , wherein said advance authorization is not triggered by an account transaction.

11. A system for storing account and rule set certification information having a processor configured to:

assign an individual to an access group based on an assessment of a level of access to investment information among each of said plurality of individuals;

assign said individual to a department group based on departmental access to said investment information by said individual;

assign said individual to a location group based on a proximity of a working location to said trading information by said individual;

assign said individual to certification group based on said access group, said department group, and said location group;

provide account information and a rule set to said individual, wherein said rule set is based on said certification group;

store data files, said data files having been provided to said individual by said processor, wherein said data files are selected according to at least one of: a rule set file, an accounts owned data file and a transactions data file;

provide an advance authorization for future account transactions prior to receiving a trading order, wherein said advance authorization is determined according to said data files; and,

perform an audit to determine whether previous account transactions are in accordance with said data files, prior to receiving a trading order.

12. The system of claim 11 wherein a plurality of individuals are grouped according to certification groups.

13. The system of claim 12 wherein said individual is a given certification group is provided with a given rule set.

14. The system of claim 11 wherein said rule set includes security exchange commission regulations and company policy.

15. The system of claim 11 wherein a plurality of individuals are grouped according to access groups.

16. The system of claim 11 , wherein said advance authorization is not triggered by an account transaction.