IP Library Granted Patent US 7,516,881
Granted Patent B1
US 7,516,881 · App. 11/175,893 · Granted Apr 14, 2009

Cash dispensing automated banking machine user interface system and method

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Quick Facts
Patent No.
US 7,516,881
App. No.
11/175,893
Granted
Apr 14, 2009
Kind
B1
Abstract

An automated banking machine is operative to enable users to operate the machine to carry out transactions such as the dispensing of cash. The exemplary machine provides audible instructions which are output through external loudspeakers, a headphone, or a handset. Rotation of a rotatable knob ( 372, 382 ) or other movable item causes the output of user selectable characters, transaction types and/or amounts corresponding to each respective position. The user selects the audible output produced in the current position of the knob for receipt by the machine as a transaction input by pressing on the knob. Characters and other selectable inputs corresponding to knob positions can be varied by the computer in the machine to reduce the risk of a criminal intercepting the user's inputs to the machine.

Claims (72)

1. An automated banking machine apparatus comprising:

a card reader operative to read indicia from cards input by users of the machine;

a cash dispenser;

a hand-operable movably mounted item, wherein the item is movable by users of the machine to a plurality of different positions,

at least one computer,

wherein the at least one computer is in operative connection with the item, the cash dispenser, and the card reader,

wherein the computer is operative to receive inputs from users through the item, wherein at least one input corresponds to at least one character;

wherein the computer is operative to cause touch-perceptible outputs to be provided through the item,

wherein the outputs are manually receivable by a user through hand contact with the item,

wherein the outputs correspond to a plurality of characters, each character corresponding to a respective one of a plurality of positions of the item,

wherein the at least one computer is operative to selectively cause the machine to perform a transaction responsive to the inputs received from users and indicia read from cards.

2. The apparatus of claim 1 wherein the at least one computer is operative to cause the cash dispenser to selectively dispense cash responsive to the inputs received from the users and indicia read from cards.

3. The apparatus of claim 2 wherein the item is rotationally movable about an axis and axially movable, wherein the apparatus further comprises:

an encoder in operative connection with the item, wherein the encoder is operative to determine rotational position of the item; and

a switch in operative connection with the item, wherein the switch is operative responsive to axial movement of the item.

4. The apparatus of claim 2 further comprising:

at least one audio output device in operative connection with the at least one computer, wherein the at least one computer is operative to cause at least one output through the at least one audio output device responsive to movement of the item.

5. The apparatus of claim 4 further comprising:

wherein each output includes a manually sensible output associated with at least one character.

6. The apparatus according to claim 5 wherein a manually sensible output associated with at least one first character differs from a manually sensible output associated with at least one other character.

7. The apparatus according to claim 6 wherein the computer is operative to cause manually sensible output associated with a “5” to be provided through the item, wherein the manually sensible output associated with a “5” differs from manually sensible outputs associated with at least one other character.

8. The apparatus according to claim 7 wherein the manually sensible output associated with a “5” includes vibration not associated with manually sensible outputs associated with at least one other character.

9. The apparatus according to claim 6 wherein the item is rotationally movable, and wherein the manually sensible output associated with at least one first character is output responsive to a rotational position of the item.

10. The apparatus according to claim 9 wherein the at least one manually sensible output includes a vibratory output in a rotational position associated with at least one character.

11. The apparatus according to claim 9 wherein the at least one manually sensible output includes resistance to rotation in a first rotational direction from a rotational position corresponding to at least one first character.

12. The apparatus according to claim 11 wherein the at least one manually sensible output includes increased resistance to rotation in a fit rotational direction from a first rotational position corresponding to a first character, and increased resistance to rotation in a second rotational direction opposed of the first direction from a second rotational position corresponding to a second character different from the first character.

13. The apparatus according to claim 12 wherein the first character corresponds to a “9” and the second character corresponds to a “0”, and wherein the at least one manually sensible output includes a vibratory output in a rotational position corresponding to a “5”.

14. The apparatus according to claim 11 wherein the item is axially movable and wherein axial movement is operative to provide at least one input to the at least computer corresponding to a character associated with a rotational position of the item when the item is moved axially.

15. The apparatus according to claim 14 wherein axial movement operative to provide the at least one input to the at least one computer includes pushing the item.

16. The apparatus according to claim 14 wherein the at least one computer is operative to cause the rotational position of the item in which the at least one manually sensible output is provided to vary.

17. The apparatus according to claim 14 wherein the at least one character comprises a character in a user PIN.

18. The apparatus according to claim 14 wherein the at least one character comprises at least one digit in an amount associated with the transaction.

19. The apparatus according to claim 17 wherein the at least one character comprises at least one digit in an amount associated with the transaction.

20. The apparatus according to claim 19 wherein a plurality of outputs provided by the item correspond to a plurality of transaction functions, each transaction function corresponding to a corresponding one of a plurality of rotation positions of the item, and wherein at least one input corresponds to a transaction function corresponding to the transaction.

21. The apparatus according to claim 20 wherein the availability of rotational positions of the item corresponding to the plurality of transaction functions is angularly disposed from the rotational positions of the item corresponding to characters.

22. The apparatus according to claim 21 wherein the item is operative to provide resistance to rotation between the rotational positions corresponding to characters and rotational positions corresponding to transaction functions, responsive to operation of the at least one computer.

23. The apparatus according to claim 21 and further comprising a display in operative connection with the at least one computer, wherein the display is operative to provide outputs responsive to rotation of the item.

24. The apparatus according to claim 23 wherein the at least one computer is operative to produce at least one output through the display that visually varies continuously responsive to rotation of the item.

25. The apparatus according to claim 23 wherein the display is operative to output visual indicia corresponding to a plurality of transaction options and to visually distinguish the indicia corresponding to a transaction option corresponding to a current rotational position of the item from indicia corresponding to other transaction options not corresponding to the current rotational position of the item.

26. The apparatus according to claim 25 wherein the at least one input corresponding to the transaction function is produced responsive to axial movement of the item.

27. The apparatus according to claim 1 wherein the item is both rotatable and axially movable, and wherein data corresponding to a current rotational position of the item is communicated to the at least one computer responsive to axially moving the item.

28. The apparatus according to claim 1 wherein the outputs through the item comprise nonvisual outputs.

29. The apparatus according to claim 28 wherein at least one manually perceivable output is produced by the item responsive to operation of the at least one computer.

30. The apparatus according to claim 29 wherein the at least one manually perceivable output includes at least one of increased resistance to rotation from at least one rotational position and vibration of the item in at least one rotational position.

31. The apparatus according to claim 27 and further comprising a display in operative connection with the at least one computer, and wherein the at least one computer is operative to cause indicia to be output through the display which indicia varies continuously with rotational movement of the item.

32. An automated banking machine apparatus comprising:

a cash dispenser;

a user input device,

wherein the device allows different user inputs to be made therethrough responsive to at least one physically contacting engagement with the device by a user thereof,

wherein the user inputs include at least one user input associated with a transaction involving the cash dispenser,

wherein the device allows different tangible outputs to be provided therethrough to the user,

wherein the tangible outputs are touch-perceptible, enabling the user to feel the tangible outputs through physical contact with the device,

wherein the tangible outputs include at least one output associated with the transaction involving the cash dispenser,

at least one computer in operative connection with the cash dispenser and the device,

wherein the at least one computer is operative to receive the different user inputs through the device,

wherein the at least one computer is operative to cause the different tangible outputs to be provided through the device.

33. The apparatus according to claim 32

wherein the device is physically movable by the user to different positions,

wherein different positions respectively allow different inputs to be made by the user trough the device,

wherein each user input respectively corresponds to device position at time of input,

wherein at least one position allows user input associated with the transaction involving the cash dispenser,

wherein movement of the device to the different positions respectively causes different tangible outputs to be provided through the device,

wherein each tangible output respectively corresponds to a current position of the device.

34. An automated banking machine apparatus comprising:

a cash dispenser;

a manually-operable user input device,

wherein the device is adapted to be manually moved by a user among a plurality of different positional areas,

wherein each different positional area respectively allows a different input to be made by the user through the device,

wherein the positional areas include a first positional area separated from an adjacent second positional area,

wherein tangible physical resistance to manual movement of the device is greater in between the first positional area and the second positional area relative to inside either the first positional area or the second positional area,

 wherein at least one of the first positional area and the second positional area allows user input associated with a transaction involving the cash dispenser;

at least one computer in operative connection with the device and the cash dispenser.

Assignments (26)
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 9, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069889/0890 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044013/0486 →
PATENT SECURITY AGREEMENT Recorded Aug 17, 2016
From: DIEBOLD, INCORPORATED; DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 039723/0548 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 28, 2005
From: BLOCK, JAMES; MAGEE, PAUL D.; PUTMAN, HAROLD V.; GRAEF, H. THOMAS
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
Reel/Frame 016592/0616 →