IP Library Patent Application 11214797
Patent Application
App. No. 11/214,797

System, method, and computer program product for allowing access to a promotion

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Quick Facts
Patent No.
US None
App. No.
11/214,797
Abstract

A system, method, and computer program product are used to control access to promotions is disclosed. The system, method and computer program product control access to promotion information through receiving a partial account number of a cardholder at a customer service system that stores the promotion information, comparing the received partial account number to previously-stored information to produce a verification result, and controlling access to the promotion information based on the verification result. Use of a partial account number (e.g., just the BIN number) allows a card issuer (or their agent) to verify a card holder's eligibility for a promotion, without the need for the card holder to submit and personably-identifiable information.

Claims (35)

1 . A method for controlling access of a cardholder to promotion information, comprising:

(a) receiving a partial account number of the cardholder at a customer service system that stores the promotion information;

(b) comparing the received partial account number to previously-stored information to produce a verification result; and

(c) controlling access to the promotion information based on the verification result;

wherein the partial account number is not personably-identifiable information.

2 . The method of claim 1 , wherein step (a) comprises:

using a cardholder first portion of a telephonic system to transmit the received partial account number and a second portion of the telephonic system to perform the receiving step.

3 . The method of claim 2 , wherein step (c) comprises:

connecting the cardholder to a customer service representative if step (b) is successful; and

transmitting a message to the cardholder if step (b) is unsuccessful.

4 . The method of claim 2 , wherein the partial account number is input via a telephonic device.

5 . The method of claim 1 , wherein step (a) comprises:

using a network to receive the partial account number.

6 . The method of claim 5 , wherein the partial account number is input via a computer input device.

7 . The method of claim 5 , wherein step. (c) comprises:

providing the cardholder with access to the promotion information if step (b) is successful; and

denying the cardholder access to the promotional information if step (b) is unsuccessful.

8 . The method of claim 1 , further comprising using the BIN number portion of an account number as the partial account number.

9 . The method of claim 1 , wherein the stored information comprises a range of partial account numbers associated with a predetermined card membership level.

10 . The method of claim 1 , further comprising using a portion of the account number designating a card membership level as the partial account number.

11 . The method of claim 1 , wherein the promotion information includes at least one of: experience promotion information; and offer promotion information.

12 . A system for controlling access to promotion information, comprising:

an input device that receives a partial account number;

a verification device that receives the partial account number from the input device and compares the partial account number to a database of approved partial account numbers to produce a verification result therefrom; and

a controller capable of allowing access to the promotion information and initiating transmission of a message, based on the verification result.

13 . The system of claim 12 , wherein the input device is a telephonic device.

14 . The system of claim 13 , wherein the controller allows access to the promotion information by connecting the telephonic device to a customer service system if the verification is successful.

15 . The system of claim 13 , wherein the controller initiates the transmission of the message by connecting the telephonic device to a prerecorded message system in order to indicate the verification was unsuccessful.

16 . The system of claim 12 , wherein the input device is an input portion of a computer system.

17 . The system of claim 16 , wherein the controller allows access to the promotion information by connecting the computer system to a promotion information web page from a partial account number input web page if the verification was successful.

18 . The system of claim 16 , wherein the message is displayed on a partial account number input web page and indicates the verification was unsuccessful.

19 . A computer program product for controlling access to promotion information, the computer program product comprising a computer usable medium having control logic stored therein, said control logic comprising:

first computer readable program code means for receiving a partial account number of a cardholder at a customer service system that stores the promotion information;

second computer readable program code means for comparing the received partial account number to previously-stored information to produce a verification result; and

third computer readable program code means for controlling access to the promotion information based on the verification result.

Assignments (4)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 20, 2018
From: III HOLDINGS 1, LLC
To: LIBERTY PEAK VENTURES, LLC
Reel/Frame 045660/0060 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 21, 2014
From: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
To: III HOLDINGS 1, LLC
Reel/Frame 032722/0746 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 25, 2007
From: AMERICAN EXPRESS MARKETING & DEVELOPMENT CORP.
To: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
Reel/Frame 019208/0607 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 1, 2007
From: HOBBS, CHRISTOPHER; ROSE, MARSHA E.; BLUM, WAYNE G.; BURKHART, KEVIN T.; LU, LIULIU L.
To: AMERICAN EXPRESS MARKETING & DEVELOPMENT CORP.
Reel/Frame 018840/0066 →