Confirming cancellation of truncated checks
View Patent ↗A method of operating a check processing system includes scanning a check on a first occasion to generate a first image of the check. The first image is transmitted to a financial institution. The check is scanned on a second occasion later than the first occasion to generate a second image of the check. The second image of the check is transmitted to the financial institution. The second image of the check is examined to determine whether the check was cancelled prior to the second occasion.
1. A method comprising:
scanning a check on a first occasion to generate a first image of the check;
transmitting the first image to a financial institution;
canceling the check;
scanning the canceled check on a second occasion later than the first occasion to generate a second image of the canceled check;
transmitting the second image of the check to the financial institution;
comparing the first image of the check to the second image of the check; and
confirming the check was cancelled between the first occasion and the second occasion.
2. The method according to claim 1 , wherein the first and second images are both generated by the same scanning device.
3. The method according to claim 1 , wherein the second occasion immediately follows the first occasion.
4. The method according to claim 1 , wherein the examining is performed at the financial institution.
5. The method according to claim 4 , wherein the examining is performed automatically by a computer.
6. The method according to claim 5 , wherein the examining includes comparing the second image to the first image.
7. A method of operating a check scanning device, the method comprising:
first feeding a check in a forward direction along a feed path in the check scanning device;
during the first feeding, scanning the check to generate a first image of the check and canceling the check;
second feeding the check in a reverse direction along the feed path;
scanning the check to generate a second image of the check, the second image representing at least a cancellation mark on the check; and
confirming the check was cancelled during the first and second feeding.
8. The method according to claim 7 , wherein the scanning to generate the second image is performed during the second feeding.
9. The method according to claim 7 , further comprising, after the second feeding, third feeding the check in the forward direction along the feed path;
wherein the scanning to generate the second image is performed during the third feeding.
10. The method according to claim 9 , further comprising:
disabling a printing component of the check scanning device during the third feeding.
11. The method according to claim 7 , wherein said second feeding is performed before the check is out fed from the feed path.
12. The method according to claim 7 , further comprising:
clocking a line-scan camera from a drive wheel which feeds the check.
13. The method claimed in claim 1 , wherein the check was cancelled by printing cancellation marks on the check.
14. The method claimed in claim 1 wherein the check was cancelled by perforating the check.
15. The method claimed in claim 1 , wherein the check was cancelled by embossing the check.
16. The method claimed in claim 1 , wherein the check was cancelled by scraping the check.