IP Library Granted Patent US 7,309,007
Granted Patent B2
US 7,309,007 · App. 11/243,588 · Granted Dec 18, 2007

Systems and methods for personalizing transaction cards

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Quick Facts
Patent No.
US 7,309,007
App. No.
11/243,588
Granted
Dec 18, 2007
Kind
B2
Abstract

A system for personalizing a plurality of transaction cards comprises an array of shells that are adapted to engage a sheet having a plurality of transaction cards. Each of the shells comprises an antenna adapted for transmitting data onto one of the cards. An orientation detector is used to determine the orientation of the sheet relative to the array of shells. A controller is used to direct operation of the antenna so that data may be recorded on the cards.

Claims (40)

1. A system for personalizing a plurality of transaction cards, comprising:

an array of shells adapted to engage a sheet having a plurality of transaction cards, wherein each of the shells comprise an antenna adapted for transmitting data to one of the cards;

an orientation detector adapted for determining an orientation of the sheet relative to the array of shells; and

a controller coupled to the array of shells and adapted for directing operation of the antennas.

2. The system as in claim 1 further comprising a base adapted to engage an opposing surface of the sheet of transaction cards so that the sheet is disposed between the base and the array of shells.

3. The system as in claim 2 wherein the base comprises a second array of shells, wherein at least one of the shells in the second array comprises an antenna adapted for transmitting data to one of the cards.

4. The system as in claim 1 further comprising a database coupled to the controller, the database comprising data to be transmitted to the cards.

5. The system as in claim 1 wherein the controller is adapted to direct transmissions from at least some of the plurality of antennas to at least some of the plurality of transaction cards simultaneously.

6. The system as in claim 1 further comprising a reader adapted to read an indicator disposed on the sheet of transaction cards.

7. The system as in claim 6 wherein the reader comprises a bar code reader and the indicator comprises a bar code.

8. The system as in claim 1 further comprising a transceiver coupled to the controller and to the array of shells, the transceiver adapted to transmit data to at least some of the antennas for transmission to at least some of the transaction cards.

9. The system as in claim 8 wherein the transceiver comprises a radio transceiver and the antennas comprise RF antennas.

10. The system as in claim 1 wherein the transaction cards each comprise a contactless integrated circuit that is adapted to communicate with a card reader.

11. The system as in claim 1 wherein at least one of the shells comprises a reflector adapted to reflect a transmission from the antenna towards one of the cards.

12. The system as in claim 11 wherein the reflector comprises a parabolic reflector.

13. The system as in claim 1 wherein the shells comprise parabolic shells.

14. The system as in claim 1 wherein the shells further comprise a shield adapted to prevent transmission interference from antennas in adjacent shells in the array of shells.

15. The system as in claim 14 wherein at least some of the shells comprise an electrically non-conductive body having a Faraday cage.

16. A system for personalizing a transaction card, comprising:

a controller;

a shell having a first half and a second half, wherein the first half comprises an antenna coupled to the controller, the antenna adapted for transmitting data to the transaction card, and wherein the first half and the second half each have a shield adapted to prevent the transmission of data through the shell halves; and

a card holder adapted to hold a transaction card between the first shell half and the second shell half;

wherein the first and second shell halves are adapted to close around the transaction card prior to operation of the antenna.

17. The system as in claim 16 wherein the antenna comprises an RF antenna, and the transaction card comprises an RFID.

18. The system as in claim 16 wherein the two halves are rotatably coupled together.

19. The system as in claim 16 further comprising first and second arrays of shells adapted to receive therebetween a sheet comprising a plurality of transaction cards.

20. A method of personalizing transaction cards, the method comprising:

providing a sheet having a plurality of transaction cards;

engaging a first surface of the sheet with an array of shells so that the shells are aligned with the transaction cards, and wherein at least some of the shells comprise an antenna adapted for transmitting data;

identifying a plurality of data sets, with each data set intended to be transferred to one of the transaction cards; and

engaging the antennas to transfer the plurality of data sets to the transaction cards.

21. The method as in claim 20 further comprising engaging a second surface of the sheet with a base.

22. The method as in claim 21 wherein the base comprises a second array of shells.

23. The method as in claim 21 further comprising separating the transaction cards from the sheet.

24. The method as in claim 21 further comprising printing information on the transaction cards.

25. The method as in claim 24 wherein the information is selected from a group of information consisting essentially of a customer name, an account number, a bar code, and a card issuer identifier.

26. The method as in claim 24 further comprising verifying the information printed on the transaction card matches the data set transferred to the card by the antenna.

27. The method as in claim 20 further comprising determining an orientation of the sheet relative to the array of shells.

28. The method as in claim 20 further comprising reading a sheet identifier from the sheet.

29. The method as in claim 28 further comprising transmitting the sheet identifier to a controller, wherein the controller identifies the plurality of data sets based at least in part on the sheet identifier.

Assignments (8)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC. (K/N/A FIRST DATA RESOURCES, LLC); FUNDSXPRESS FINANCIAL NETWORKS, INC.; INTELLIGENT RESULTS, INC. (K/N/A FIRST DATA SOLUTIONS, INC.); LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050090/0060 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, LLC; FUNDSXPRESS FINANCIAL NETWORK, INC.; FIRST DATA SOLUTIONS, INC.; LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050091/0474 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION
Reel/Frame 050094/0455 →
RELEASE OF SECURITY INTEREST Recorded Jul 30, 2019
From: CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH
To: CARDSERVICE INTERNATIONAL, INC.; DW HOLDINGS INC.; FIRST DATA CORPORATION; FIRST DATA RESOURCES, LLC; FUNDSXPRESS, INC.; INTELLIGENT RESULTS, INC.; LINKPOINT INTERNATIONAL, INC.; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.; TELECHECK SERVICES, INC.
Reel/Frame 049902/0919 →
SECURITY AGREEMENT Recorded Jan 31, 2011
From: DW HOLDINGS, INC.; FIRST DATA RESOURCES, LLC; FUNDSXPRESS FINANCIAL NETWORKS, INC.; FIRST DATA SOLUTIONS, INC.; LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC
To: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 025719/0590 →
SECURITY AGREEMENT Recorded Nov 17, 2010
From: DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC. (K/N/A FIRST DATA RESOURCES, LLC); FUNDSXPRESS FINANCIAL NETWORKS, INC.; INTELLIGENT RESULTS, INC. (K/N/A FIRST DATA SOLUTIONS, INC.); LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
To: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 025368/0183 →
SECURITY AGREEMENT Recorded Oct 31, 2007
From: FIRST DATA CORPORATION; CARDSERVICE INTERNATIONAL, INC.; FUNDSXPRESS, INC.; LINKPOINT INTERNATIONAL, INC.; TASQ TECHNOLOGY, INC.; TELECHECK SERVICES, INC.; DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC.; INTELLIGENT RESULTS, INC.; SIZE TECHNOLOGIES, INC.; TELECHECK INTERNATIONAL, INC.
To: CREDIT SUISSE, CAYMAN ISLANDS BRANCH, AS COLLATERAL AGENT
Reel/Frame 020045/0165 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 8, 2005
From: KEAN, BRIAN
To: FIRST DATA CORPORATION
Reel/Frame 016875/0718 →