Check accepting and cash dispensing automated banking machine system and method
View Patent ↗An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host. In addition, the ATM includes an ink bearing roll to print indicia on checks moving in the ATM.
1. Apparatus comprising:
an ink bearing roll adapted to print indicia on checks moving in an automated banking machine;
a first shaft portion in operative connection with the roll and extending in a first axial direction therefrom, wherein the first shaft portion has in supporting connection therewith adjacent a first end disposed from the roll in the first direction, a first axially extending projection adapted to be accepted in a first recess in a biasing tab, wherein the biasing tab is in supporting connection with the banking machine;
a second shaft portion in operative connection with the roll and extending in a second axial direction therefrom opposed of the first direction, wherein the second shaft portion has in supporting connection therewith adjacent a second end disposed from the roll in the second direction, a second axially extending projection adapted to be accepted in a second recess of a coupling adapted to impart rotational motion to the roll.
2. The apparatus according to claim 1 wherein the roll is eccentric in cross section.
3. The apparatus according to claim 2 wherein the roll in cross section includes a flattened area, whereby when the flattened area is positioned adjacent a check no ink is transferred from the roll to the check.
4. The apparatus according to claim 3 wherein the roll in cross section includes a printing area angularly disposed on the surface of the roll from the flattened area, and wherein an outer surface of the roll in the printing area extends further radially outward relative to the roll than the flattened area.
5. The apparatus according to claim 4 wherein the outer surface of the roll comprises a plastic coating, and wherein the plastic coating includes at least one opening therein in the printing area, wherein the at least one opening is adapted to pass ink therethrough from the roll to checks.
6. The apparatus according to claim 5 and further comprising a housing, wherein the housing includes an open side, and wherein the roll is enabled to rotate in the housing.
7. The apparatus according to claim 6 wherein the housing includes a plurality of ears in supporting connection therewith, and wherein at least one ear extends outside the housing and adjacent the open side.
8. The apparatus according to claim 7 wherein the housing includes a first ear extending from the housing in a first outward direction generally transverse of the first and second axial directions, and a second ear extending from the housing in a second outward direction generally transverse of the first and second axial directions and opposed of the first outward direction.
9. The apparatus according to claim 8 wherein the second shaft portion includes a radially extending projection in supporting connection with the second axially extending projection, wherein the radially extending projection is adapted to extend in a radially extending recess in the coupling.
10. The apparatus according to claim 9 wherein the radially extending projection is tapered such that the radially extending projection has greater transverse width with increasing proximity to the roll.
11. The apparatus according to claim 10 wherein the housing includes a first aperture, and wherein the first shaft portion extends and is rotatable in the first aperture.
12. The apparatus according to claim 11 wherein the housing includes a second aperture, and wherein the second shaft portion extends and is rotatable in the second aperture.
13. The apparatus according to claim 12 wherein the first shaft portion includes in supporting connection therewith, a first flange portion, wherein the first flange portion is disposed outside the housing adjacent the first aperture.
14. The apparatus according to claim 13 wherein the second shaft portion includes in supporting connection therewith, a second flange portion, wherein the second flange portion is disposed outside the housing and adjacent the second aperture.
15. The apparatus according to claim 14 wherein one of the first and second shaft portions includes an axially extending holding projection, and the other of the first and second shaft portions includes an axially extending holding recess, and wherein the axially extending holding projection and axially extending holding recess extend in engagement within the roll.
16. The apparatus according to claim 15 wherein the roll includes a rectangular roll opening therein, and wherein at least one of the first and second shaft portions has in supporting connection therewith at least one rectangular projection, wherein the at least one rectangular projection extends in the rectangular roll opening.
17. The apparatus according to claim 16 wherein the first and second shaft portions comprise a catch, and wherein the first and second shaft portions are held in engagement by the catch.
18. The apparatus according to claim 17 and further comprising:
an automated banking machine including a cash dispenser;
a check imaging device in the banking machine;
a check transport in the banking machine;
a clutch in the banking machine in operative connection with the coupling;
wherein the roll is rotated responsive to the clutch and is operative to print indicia on checks moved in the transport.
19. The apparatus according to claim 12 wherein the first and second shaft portions comprise a catch, and wherein the catch extends in the roll and holds the first and second shaft portions in engaged relation.
20. The apparatus according to claim 1 wherein the roll comprises an outer surface including a plastic coating, and wherein the plastic coating includes at least one opening, and wherein the at least one opening is adapted to pass ink therethrough from the roll to checks.
21. The apparatus according to claim 1 wherein the roll is eccentric in cross section and includes a flattened area and a printing area, and wherein the printing area extends further radially outward relative to the roll than the flattened area.
22. The apparatus according to claim 1 wherein the second shaft portion includes a radially extending projection in supporting connection with the second axially extending projection, wherein the radially extending projection is adapted to extend in a radially extending recess in the coupling.
23. The apparatus according to claim 22 wherein the radially extending projection is tapered such that the radially extending projection has greater transverse width with increasing proximity to the roll.
24. The apparatus according to claim 1 and further comprising a housing, wherein the housing includes an open side, and wherein the roll is enabled to rotate in the housing and engage checks through the open side.
25. The apparatus according to claim 24 wherein the housing is in supporting connection with a plurality of ears extending outside the housing and adjacent the open side.
26. The apparatus according to claim 1 wherein at least one of the first and second shaft portions includes at least one rectangular projection, and wherein the roll includes a rectangular roll opening, and wherein the at least one rectangular projection extends in the rectangular roll opening.
27. The apparatus according to claim 1 and further comprising:
an automated banking machine including a cash dispenser;
a check imaging device in the banking machine;
a check transport in the banking machine;
a drive in the banking machine in operative connection with the coupling;
wherein the roll is rotated responsive to the drive and is operative to print indicia on checks moved in the transport.