IP Library Granted Patent US 7,195,152
Granted Patent B2
US 7,195,152 · App. 11/371,124 · Granted Mar 27, 2007

Check accepting and cash dispensing automated banking machine system and method

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Quick Facts
Patent No.
US 7,195,152
App. No.
11/371,124
Granted
Mar 27, 2007
Kind
B2
Abstract

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

Claims (37)

1. A method comprising:

(a) installing an inkjet printhead adjacent and on a first side of a sheet path in an automated banking machine, wherein sheets move in the sheet path, and wherein the printhead is positioned in opposed relation of an ink catcher, wherein the ink catcher is positioned on a second side of the sheet path opposed of the first side, wherein the ink catcher includes a rotatably mounted first body portion, wherein the first body portion includes a first ink accepting opening to an interior area thereof and a flexible wiper member in supporting connection therewith and disposed from the ink accepting opening;

(b) operating the inkjet printhead to expel ink therefrom toward the sheet path.

2. The method according to claim 1 and further comprising:

(c) moving at least one sheet in the sheet path;

wherein in (b) ink is deposited on the sheet.

3. The method according to claim 2 and further comprising:

(d) subsequent to (b), operating a drive in operative connection with the first body portion to cause the first body portion to rotate, wherein rotation of the first body portion engages the flexible wiper member and the printhead.

4. The method according to claim 1 and further comprising:

(c) subsequent to (b), operating a drive in operative connection with the first body portion to cause the first body portion to rotate, wherein rotation of the first body portion engages the flexible wiper member and the printhead.

5. The method according to claim 3 , wherein the ink catcher comprises a body including an internal ink holding area, and wherein the body includes a projecting portion in fluid communication with the ink holding area, and wherein in (d) the first body portion rotates in generally surrounding relation of the projecting portion.

6. The method according to claim 5 wherein the projecting portion includes a second ink accepting opening, and wherein in (d) the first body portion rotates between a first position in which the first ink accepting opening in the first body portion and the second ink accepting opening in the projecting portion are generally aligned with the printhead, and at least one second position in which the flexible wiper member engages the printhead and the first ink accepting opening is angularly disposed from the second ink accepting opening.

7. The method according to claim 6 wherein in (d) the first body portion is rotated about one full turn and stops in the first position.

8. The method according to claim 4 wherein in (c) the first body portion is rotated about 360 degrees in a first rotational direction.

9. The method according to claim 7 and further comprising:

(e) capturing data corresponding to an image of the at least one sheet moving in the sheet path, through operation of a scanning sensor.

10. The method according to claim 9 and further comprising:

(f) dispensing cash from the machine through operation of a cash dispenser.

11. The method according to claim 10 and further comprising:

(g) removing the body of the ink catcher from the machine.

12. The method according to claim 11 wherein (g) includes removing the projecting portion from the interior area of the first body portion.

13. The method according to claim 12 and further comprising:

(h) subsequent to (g), installing a further ink catcher body in the machine, wherein the further body includes a further ink holding area.

14. The method according to claim 13 wherein (h) comprises extending a further projecting portion of the further body within the interior of the first body portion.

15. The method according to claim 1 and further comprising:

(c) installing a body of the ink catcher in the machine, wherein the body includes an internal ink holding area and a projecting portion in fluid communication with the ink holding area, wherein in installing the body the projecting portion is extended into the interior area of the first body portion.

16. The method according to claim 15 wherein the projecting portion includes a second ink accepting opening, and further comprising:

(d) prior to (b), rotating the first body portion responsive to a drive, to a first rotational position, wherein in the first rotational position the printhead, first ink accepting opening and second ink accepting opening are generally aligned;

wherein (b) is carried out with the first body portion in the first position.

17. The method according to claim 16 wherein during at least a portion of (b) ink passes through the first ink accepting opening.

18. A method comprising:

(a) installing a body of an ink catcher including an internal ink holding area in an automated banking machine, wherein the body includes a projecting portion in fluid communication with the ink holding area, and wherein in installing the body the projecting portion is extended in an interior area of a rotatably mounted annular first body portion of the ink catcher, wherein the first body portion includes a first ink accepting opening and a flexible wiper member in supporting connection with the first body portion and disposed on the first body portion from the first ink accepting opening, wherein the first body portion is disposed on a first side of a sheet path within the machine;

(b) operating an inkjet printhead positioned on a second side of the sheet path opposed of the first side and aligned with the first ink accepting opening, to expel ink therefrom toward the sheet path.

19. The method according to claim 18 and further comprising:

(c) subsequent to (a) rotating the first body portion with the projecting portion extending within the interior area thereof, to cause the flexible wiper member to engage the printhead.

20. The method according to claim 18 and further comprising:

prior to (b), installing the inkjet printhead in the machine such that ink expelled therefrom is directed toward the first ink accepting opening in the first body portion.

Assignments (22)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044048/0417 →