IP Library Granted Patent US 9,466,057
Granted Patent B2
US 9,466,057 · App. 11/381,630 · Granted Oct 11, 2016

RF presentation instrument with sensor control

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Quick Facts
Patent No.
US 9,466,057
App. No.
11/381,630
Granted
Oct 11, 2016
Kind
B2
Abstract

A presentation instrument is described which includes an input sensor, a memory unit, and an antenna configured to wirelessly transmit and receive data. The antenna is configured to receive a request for data stored on the memory unit, and may also be configured to induce a voltage from a magnetic field to power the presentation instrument. The input sensor may control whether the presentation instrument can be so powered from the magnetic field. Alternatively, input from the input sensor may otherwise control the functionality of the presentation instrument. By way of example, an input received by the input sensor may be transmitted in addition to the requested data. Additionally, a system is described to process the requested data and additional input data, in accordance with a rules data store.

Claims (36)

1. A card including an input sensor, the card comprising:

a memory unit;

wherein the input sensor receives an input from a user verifying authorized usage of the card, wherein the input sensor comprises two contact pads on the card that are bridged by a finger of a user across the contact pads;

an antenna, wherein the antenna:

wirelessly receives a first set of electromagnetic waves comprising a signal including a request for data stored on the memory unit; and

transmits a wireless signal comprising a second set of electromagnetic waves including data responsive to the request;

draws wireless power for the card from a magnetic field via inductive coupling; and

a processing unit coupled with the memory unit, the input sensor, and the antenna, for controlling access to the memory unit based on whether the input from a user is received at the input sensor, wherein the processing unit:

prevents access to the memory unit by not wirelessly powering the memory unit when the input is not received at the input sensor; and provides access to the memory unit to retrieve the requested data when the input is received at the input sensor.

2. The card of claim 1 , wherein, the memory unit further comprises a secure storage region; and the processing unit controls access to the secure storage region based on the input received at the input sensor.

3. The card of claim 2 , wherein, the processing unit prevents access to the secure storage region unless the input is received at the input sensor substantially concurrent with the antenna receiving the first set of electromagnetic waves.

4. The card of claim 1 , wherein the input sensor is limited to a first state and a second state.

5. The card of claim 4 , wherein the input not being received at the input sensor causes the input sensor to be in the first state.

6. The card of claim 1 , wherein,

the input sensor further comprises a plurality of input sensors; and different combinations of input among the plurality of sensors result in different resulting states for the input sensor.

7. The card of claim 6 , wherein the input sensor further receives:

a biometric reading; and a password input.

8. The card of claim 7 , wherein the password input comprises an input received at a subset of the plurality of input sensors.

9. The card of claim 1 , wherein,

the antenna draws power from an external source to induce a voltage for the presentation instrument,

wherein the card is prevented from being powered from the external source without the input being received at the input sensor.

10. The card of claim 1 , wherein the presentation instrument comprises a credit card, a debit card, an ATM card, a stored value card, or a gift card.

11. A card including an input means, the card comprising:

means for wirelessly receiving a first set of electromagnetic waves comprising a signal including a request for data stored within the card;

means for receiving an input from a user verifying authorized usage of the card, wherein the means for receiving an input comprises two contact pads on the card that are bridged by a finger of a user across the contact pads;

means for drawing wireless power for the card from a magnetic field via inductive coupling;

means for storing data;

processing means coupled with the means for storing data and configured to control access to the means for storing data, based on the input from a user verifying authorized usage, including means for preventing access to the stored data by not wirelessly powering the memory unit when the input from a user verifying authorized usage is not received at the means for receiving, and means for providing access to the stored data to retrieve the requested data when the input from a user verifying authorized usage is received at the means for receiving; and

means for wirelessly transmitting a second set of electromagnetic waves comprising a signal including:

a subset of the data from the storing means; and data representative of the input.

12. The card of claim 11 , wherein:

the processing means controls access to a secure storage region based on an input received at the input means, wherein,

the means for storing data further comprises the secure storage region.

13. The card of claim 11 , further comprising:

means for wirelessly drawing power from an external source to induce a voltage for the card,

wherein the card is prevented from being powered from the external source unless the input is received at the input means substantially concurrent with the input being received.

Assignments (8)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC. (K/N/A FIRST DATA RESOURCES, LLC); FUNDSXPRESS FINANCIAL NETWORKS, INC.; INTELLIGENT RESULTS, INC. (K/N/A FIRST DATA SOLUTIONS, INC.); LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050090/0060 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, LLC; FUNDSXPRESS FINANCIAL NETWORK, INC.; FIRST DATA SOLUTIONS, INC.; LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050091/0474 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION
Reel/Frame 050094/0455 →
RELEASE OF SECURITY INTEREST Recorded Jul 30, 2019
From: CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH
To: CARDSERVICE INTERNATIONAL, INC.; DW HOLDINGS INC.; FIRST DATA CORPORATION; FIRST DATA RESOURCES, LLC; FUNDSXPRESS, INC.; INTELLIGENT RESULTS, INC.; LINKPOINT INTERNATIONAL, INC.; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.; TELECHECK SERVICES, INC.
Reel/Frame 049902/0919 →
SECURITY AGREEMENT Recorded Jan 31, 2011
From: DW HOLDINGS, INC.; FIRST DATA RESOURCES, LLC; FUNDSXPRESS FINANCIAL NETWORKS, INC.; FIRST DATA SOLUTIONS, INC.; LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC
To: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 025719/0590 →
SECURITY AGREEMENT Recorded Nov 17, 2010
From: DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC. (K/N/A FIRST DATA RESOURCES, LLC); FUNDSXPRESS FINANCIAL NETWORKS, INC.; INTELLIGENT RESULTS, INC. (K/N/A FIRST DATA SOLUTIONS, INC.); LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
To: WELLS FARGO BANK, NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 025368/0183 →
SECURITY AGREEMENT Recorded Oct 31, 2007
From: FIRST DATA CORPORATION; CARDSERVICE INTERNATIONAL, INC.; FUNDSXPRESS, INC.; LINKPOINT INTERNATIONAL, INC.; TASQ TECHNOLOGY, INC.; TELECHECK SERVICES, INC.; DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC.; INTELLIGENT RESULTS, INC.; SIZE TECHNOLOGIES, INC.; TELECHECK INTERNATIONAL, INC.
To: CREDIT SUISSE, CAYMAN ISLANDS BRANCH, AS COLLATERAL AGENT
Reel/Frame 020045/0165 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 25, 2006
From: BEESON, CURT
To: FIRST DATA CORPORATION
Reel/Frame 017694/0054 →