IP Library Granted Patent US 7,540,426
Granted Patent B1
US 7,540,426 · App. 11/604,502 · Granted Jun 2, 2009

Foldable transaction cards and methods of making the same

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Quick Facts
Patent No.
US 7,540,426
App. No.
11/604,502
Granted
Jun 2, 2009
Kind
B1
Abstract

Transaction cards are provided, wherein said foldable transaction cards have internal hinge material disposed within the foldable transaction card and fold lines for folding the transaction cards. In addition, foldable transaction card systems are provided, whereby transaction cards, having the internal hinge material, are provided within housings, cases or carriers. Moreover, methods of making foldable transaction cards are provided.

Claims (30)

1. A foldable transaction card comprising:

a first layer comprising an upper surface and a lower surface;

a second layer comprising an upper surface and a lower surface;

a memory configured to store account information;

an internal hinge layer comprising a first surface and a second surface disposed between said first layer and said second layer such that a first portion of said first surface of said internal hinge layer is in direct contact with said lower surface of said first layer and a first portion of said second surface of said internal hinge layer is in direct contact with said upper surface of said second layer;

wherein a third portion of said internal hinge layer comprises a second portion of said first surface of said internal hinge layer that is not in direct contact with said lower surface of said first layer and a second portion of said second surface of said internal hinge layer that is not in direct contact with said upper surface of said second layer;

wherein said internal hinge layer comprises at least one of an elastomeric material or a thermoplastic polymeric material;

wherein said third portion of said internal hinge layer is a folding locus permitting repeated folding and unfolding of said transaction card at said folding locus;

and wherein said transaction card has an overall thickness in an unfolded state measured from a front surface of said card to a rear surface of said card determined by adding at least the thicknesses of each of said first layer, said second layer, and said internal hinge layer.

2. The foldable transaction card of claim 1 , wherein at least a portion of said first surface of said internal hinge layer is coextensive with said lower surface of said first layer.

3. The foldable transaction card of claim 1 , wherein at least a portion of said second surface of said internal hinge layer is coextensive with said upper surface of said second layer.

4. The foldable transaction card of claim 1 , wherein said internal hinge layer is configured to provide tension when said transaction card is in an unfolded state such that said transaction card is substantially planar in said unfolded state.

5. The foldable transaction card of claim 1 , wherein said first layer further comprises a graphic layer.

6. The foldable transaction card of claim 1 , wherein said lower surface of said first layer further comprises an adhesive layer.

7. The foldable transaction card of claim 1 , wherein said second layer further comprises a graphic layer.

8. The foldable transaction card of claim 1 , wherein said upper surface of said second layer further comprises an adhesive layer.

9. The foldable transaction card of claim 1 , further comprising a carrier configured such that said transaction card is removably attachable to said carrier.

10. The foldable transaction card of claim 9 , wherein said transaction card is configured to unfold outside said carrier.

11. The foldable transaction card system of claim 10 , wherein said transaction card is configured to facilitate a purchase transaction at a point of sale.

12. The foldable transaction card of claim 1 , wherein said third portion of said internal hinge layer further comprises a first side wall and a second side wall wherein each of said first side wall and said second side wall are perpendicular to said first surface of said internal hinge layer.

13. The foldable transaction card of claim 1 , wherein said folding locus permits folding of said transaction card upon itself.

14. A foldable transaction card comprising:

a first layer comprising an upper surface and a lower surface;

a second layer comprising an upper surface and a lower surface;

a memory configured to store account information;

an internal hinge layer comprising a first surface and a second surface disposed between said first layer and said second layer such that a first portion of said first surface of said internal hinge layer is in direct contact with said lower surface of said first layer and a first portion of said second surface of said internal hinge layer is in direct contact with said upper surface of said second layer;

wherein a third portion of said internal hinge layer comprises a second portion of said first surface of said internal hinge layer that is not in direct contact with said lower surface of said first layer and a second portion of said second surface of said internal hinge layer that is not in direct contact with said upper surface of said second layer;

wherein said internal hinge layer is configured to provide tension when said transaction card is in a folded state such that said transaction card has a tendency to return to an unfolded state;

wherein said third portion of said internal hinge layer is a folding locus permitting folding and unfolding of said transaction card at said folding locus;

and wherein said transaction card has an overall thickness in an unfolded state measured from a front surface of said card to a rear surface of said card determined by adding at least the thicknesses of each of said first layer, said second layer, and said internal hinge layer.

Assignments (4)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 16, 2018
From: III HOLDINGS 1, LLC
To: LIBERTY PEAK VENTURES, LLC
Reel/Frame 045611/0193 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 21, 2014
From: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
To: III HOLDINGS 1, LLC
Reel/Frame 032722/0746 →
CORRECTION TO THE RECORDATION COVERSHEET OF THE ASSIGNMENT RECORDED AT 021602/0301 ON 09/29/2008 Recorded Feb 27, 2014
From: GANDEL, PRISCILLA; LASCH, ELLEN; MORRILL WEBB, LISA ANN
To: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
Reel/Frame 032366/0688 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 29, 2008
From: GANDEL, PATRICIA; LASCH, ELLEN; MORRILL WEBB, LISA ANN
To: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
Reel/Frame 021602/0301 →