IP Library Granted Patent US 7,357,307
Granted Patent B1
US 7,357,307 · App. 11/638,956 · Granted Apr 15, 2008

Cash dispensing automated banking machine system and method

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Quick Facts
Patent No.
US 7,357,307
App. No.
11/638,956
Granted
Apr 15, 2008
Kind
B1
Abstract

An automated banking machine ( 10 ) is operative to carry out financial transactions and includes a user interface ( 15 ). The user interface includes a card reader ( 16 ) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad ( 404, 438, 458 ) through which users input confidential data. Covers ( 400, 422, 430 ) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels ( 462, 464 ) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.

Claims (58)

1. A method comprising:

(a) positioning a keypad cover adjacent a keypad,

wherein the keypad includes a plurality of keys,

wherein the keypad is positioned in a recess formed in a fascia surface of an automated banking machine fascia,

wherein the recess includes a recessed surface portion having recessed pockets formed therein,

wherein each pocket includes an engagement surface,

wherein a first pocket is positioned on a first side of the keypad,

wherein a second pocket is positioned on a second side of the keypad,

 wherein the second side is opposed of the first side,

wherein the cover includes a top portion and opposed sidewall portions,

wherein each sidewall portion comprises a nontransparent sidewall,

wherein each sidewall portion includes a flange extending away from a respective sidewall; and

(b) fastening each flange to a respective engagement surface of a pocket, causing the cover to be fastened to the fascia,

wherein the cover allows the keypad to receive manual digit user input to the keys,

wherein the cover restricts non user viewing of manual digit user input to the keys.

2. The method according to claim 1 wherein step (b) includes fastening each flange via adhesive material.

3. The method according to claim 1 wherein the recessed surface portion includes an upper surface wherein each flange includes a top surface, wherein step (b) causes each top surface to be generally flush with the upper surface.

4. The method according to claim 1 wherein step (a) includes positioning a cover having a top portion that includes at least one transparent portion, wherein the top portion includes a plurality of laterally spaced raised ribs, wherein each rib is positioned between adjacent transparent portions, wherein in step (b) the cover is fastened such that the ribs restrict side viewing of digit engagement with the keys.

5. The method according to claim 1 wherein step (a) includes positioning a cover having a top portion that is integrally formed with the sidewall portions, wherein step (b) causes the top portion to be immovably fixed relative to the fascia.

6. The method according to claim 1 wherein step (a) includes positioning the cover adjacent an automated banking machine including the fascia, the keypad, and at least one computer in operative connection with the keypad.

7. The method according to claim 6 and further comprising

(c) operating the machine to emit light from the cover to obscure non user viewing of the keypad.

8. The method according to claim 6 wherein the machine includes a source of disinfectant, and further comprising

(c) operating the machine to dispense disinfectant onto the keypad.

9. The method according to claim 6 wherein step (a) includes positioning the cover adjacent an automated banking machine including a cash dispenser device, wherein the at least one computer is in operative connection with the cash dispenser device.

10. The method according to claim 6 wherein the cover includes liquid crystal material, and further comprising:

(c) operating the machine to change the liquid crystal material from a nontransparent condition to a transparent condition.

11. The method according to claim 10 and further comprising:

(d) operating the machine to sense at least one manual digit adjacent the cover;

wherein step (c) is responsive to step (d).

12. Apparatus comprising:

an automated banking machine fascia including a fascia surface,

a recess formed in the fascia surface,

a keypad positioned in the recess,

wherein the keypad includes a plurality of keys,

wherein the recess includes a recessed surface portion having recessed pockets formed therein,

wherein each pocket includes an engagement surface,

wherein a first pocket is positioned on a first side of the keypad,

wherein a second pocket is positioned on a second side of the keypad,

 wherein the second side is opposed of the first side,

a keypad cover,

wherein the cover includes a top portion and opposed sidewall portions,

wherein each sidewall portion comprises a nontransparent sidewall,

wherein each sidewall portion includes a flange extending away from a respective sidewall,

wherein each flange is fastened to a respective engagement surface of a pocket, causing the cover to be fastened to the fascia,

 wherein the cover allows the keypad to receive manual digit user input to the keys,

 wherein the cover restricts non user viewing of manual digit user input to the keys.

13. The apparatus according to claim 12 wherein each flange is fastened to a respective engagement surface via adhesive material.

14. The apparatus according to claim 12 wherein the recessed surface portion includes an upper surface, wherein each flange includes a top surface, wherein each top surface is generally flush with the upper surface.

15. The apparatus according to claim 12 wherein each sidewall portion comprises a frangible weaker section located above the flange.

16. The apparatus according to claim 12 wherein the top portion includes at least one transparent portion, wherein the top portion includes a plurality of laterally spaced raised ribs, wherein each rib is positioned between adjacent transparent portions, wherein the ribs restrict side viewing of digit engagement with the keys.

17. The apparatus according to claim 12 wherein the top portion is integrally formed with the sidewall portions, wherein the fastened flanges cause the top portion to be immovably fixed relative to the fascia.

18. The apparatus according to claim 12 and further comprising an automated banking machine,

wherein the automated banking machine includes the fascia, the keypad, the cover, and at least one computer in operative connection with the keypad,

wherein the automated banking machine is operative to receive user input via the keypad.

19. The apparatus according to claim 18 wherein the automated banking machine further includes a cash dispenser device, wherein the at least one computer is in operative connection with the cash dispenser device.

20. The apparatus according to claim 18 wherein the cover includes a liquid crystal material, wherein the machine is operative to cause the liquid crystal material to be changed from a nontransparent condition to a transparent condition.

21. The apparatus according to claim 18 wherein the machine includes a source of disinfectant, wherein the machine is operative to cause disinfectant to be dispensed onto the keypad.

Assignments (23)
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 9, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069889/0890 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →