IP Library Granted Patent US 7,350,700
Granted Patent B1
US 7,350,700 · App. 11/651,173 · Granted Apr 1, 2008

Cash dispensing automated banking machine user interface system and method

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Quick Facts
Patent No.
US 7,350,700
App. No.
11/651,173
Granted
Apr 1, 2008
Kind
B1
Abstract

An automated banking machine is operative to enable users to operate the machine to carry out transactions such as the dispensing of cash. The exemplary machine provides audible instructions which are output through external loudspeakers, a headphone, or a handset. Rotation of a rotatable knob ( 372, 382 ) or other movable item causes the output of user selectable characters, transaction types and/or amounts corresponding to each respective position. The user selects the audible output produced in the current position of the knob for receipt by the machine as a transaction input by pressing on the knob. Characters and other selectable inputs corresponding to knob positions can be varied by the computer in the machine to reduce the risk of a criminal intercepting the user's inputs to the machine.

Claims (41)

1. A method comprising:

a) reading indicia from a card input by a user to an automated banking machine;

b) receiving a multicharacter code from the user through operation of the machine in a first mode, including the user moving a rotatable member in supporting connection with the machine to each of a plurality of different positions, and the machine providing to the user through the rotatable member outputs manually perceivable by the user indicating a plurality of characters, each character corresponding to a respective one of the plurality of positions of the rotatable member, wherein the output indicating at least one character is perceptively different from the outputs indicating the other characters; and

c) carrying out a transaction through operation of the machine responsive to the code input in (b) and the indicia read from the card in (a).

2. The method according to claim 1 wherein (b) includes the machine providing to the user outputs that include a perceptible vibratory output indicating a position corresponding to a “5.”

3. The method according to claim 2 wherein (b) includes providing an output through the rotatable member indicating a “9” responsive to rotation of the rotatable member in a first angular direction, and providing an output indicating a “0” responsive to rotation of the rotatable member in a second angular direction opposed of the first angular direction.

4. The method according to claim 3 wherein in (b) providing to the user the output indicating the “9” includes providing an increased resistance to further rotation of the rotatable member in the first angular direction.

5. The method according to claim 4 wherein in (b) providing to the user the output indicating the “0” includes providing a perceptible tactile sensation imitating a physical stop.

6. The method according to claim 5 further comprising;

d) receiving at least one command from the user through operation of the machine in a second mode, including the user moving the rotatable member to each of a plurality of different positions, and the machine providing to the user outputs perceivable by the user indicating a plurality of transaction options, each option corresponding to a respective one of the plurality of positions of the rotatable member.

7. The method according to claim 6 further comprising:

e) selectively changing between the first mode and the second mode of the machine responsive to rotation of the rotatable member.

8. The method according to claim 7 wherein in (e) selectively changing from the first mode to the second mode is accompanied by an increase in resistance to further rotation of the rotatable member in the first angular direction followed by a decline in resistance to further rotation of the rotatable member in the first angular direction.

9. The method according to claim 8 wherein the outputs indicating the positions corresponding to options in (d) are perceptibly different than the outputs indicating positions corresponding to characters in (b).

10. The method according to claim 9 wherein the outputs indicating the options in (d) include audible outputs and the outputs indicating the characters in (b) include tactile outputs.

11. The method according to claim 10 wherein (c) includes dispensing cash from the machine to the user.

12. The method according to claim 1 wherein (b) includes providing outputs to the user, providing an output through the rotatable member indicating a “9” responsive to rotation of the rotatable member in a first angular direction, and providing an output indicating a “0” responsive to rotation of the rotatable member in a second angular direction opposed of the first direction.

13. The method according to claim 12 wherein in (b) providing to the user the output indicating the “9” includes providing increased resistance to further rotation of the rotatable member in the first angular direction.

14. The method according to claim 13 wherein in (b) providing to the user the output indicating the “0” includes providing increased resistance to further rotation of the rotatable member in the second angular direction.

15. The method according to claim 14 wherein the rotatable member is axially movable and wherein in (b) receiving a multicharacter code from the user further includes the user moving the rotatable member axially to select a character to be included in the code.

16. The method according to claim 1 further comprising:

d) receiving at least one command from the user through operation of the machine, including the user moving the rotatable member to each of a plurality of different positions, and the machine providing to the user outputs perceivable by the user indicating a plurality of transaction options, each option corresponding to a respective one of the plurality of positions of the rotatable member.

17. The method according to claim 16 further comprising:

e) selectively changing between the first mode in which characters are received from a user and a second mode of the machine in which selected transaction options are received from a user responsive to rotation of the rotatable member.

18. The method according to claim 17 wherein the outputs indicating rotational positions corresponding to the options in (d) are manually perceptibly different than the outputs indicating the rotational positions corresponding to the characters in (b).

19. The method according to claim 1 wherein (c) includes dispensing cash from the machine to the user.

20. A method comprising:

a) reading indicia from a card input by a user to an automated banking machine;

b) receiving inputs from the user through operation of the machine, including the user manually rotating a rotatable member in supporting connection with the machine to each of a plurality of different positions, and the machine providing to the user through the rotatable member outputs manually perceivable by the user indicating a plurality of input options, each input option corresponding to a respective one of the plurality of rotational positions of the rotatable member, and wherein the machine is selectively operative in a first mode wherein the input options correspond to characters and a second mode wherein the input options correspond to transaction options;

c) carrying out at least one transaction through operation of the machine responsive to the user inputs in (b).

21. The method according to claim 20 wherein the rotatable member is axially movable and wherein in (b) receiving a multicharacter code from the user further includes moving the rotatable member axially to select a character to be included in the code.

22. The method according to claim 21 wherein (c) includes dispensing cash from the machine to the user.

23. Computer readable media bearing computer executable instructions operative to cause an automatic banking machine including at least one computer to carry out a method comprising:

a) reading indicia from a card input by a user to the automated banking machine;

b) receiving a multicharacter code from the user through operation of the machine in a first mode from user movement of a rotatable member to each of a plurality of different positions, wherein the machine is operative to provide to the user through the rotatable member outputs manually perceivable by the user indicative of a plurality of characters, wherein each character corresponds to a respective one of the different positions, and wherein output indicative of at least one character is manually perceptively different from outputs indicative other characters; and

c) carrying out at least one transaction through operation of the machine responsive to code received in (b) and indicia read in (a).

24. Computer readable media bearing computer executable instructions operative to cause an automatic banking machine including at least one computer to carry out a method comprising:

a) reading indicia from a card input by a user to the automated banking machine;

b) receiving at least one user input through operation of the machine from user movement of a manually rotatable member to each of a plurality of different positions, wherein the machine is operative to provide to the user through the rotatable member outputs manually perceivable by the user indicative of a plurality of input options, wherein each input option corresponds to a respective one of the different positions, and wherein the machine is selectively operative in a first mode where the input options correspond to characters and a second mode where the input options correspond to transaction options; and

c) carrying out at least one transaction through operation of the machine responsive to at least one user input received in (b).

25. The computer readable media according to claim 24 wherein a hard drive bears the computer executable instructions.

Assignments (26)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 9, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069889/0890 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044013/0486 →
PATENT SECURITY AGREEMENT Recorded Aug 17, 2016
From: DIEBOLD, INCORPORATED; DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 039723/0548 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 9, 2007
From: BLOCK, JAMES; MAGEE, PAUL D.; PUTMAN, HAROLD V.; GRAEF, H. THOMAS
To: DIEBOLD SELF-SERVICE SYSTEMS, DIVISION OF DIEBOLD, INCORPORATED
Reel/Frame 018780/0512 →