SYSTEM AND METHOD FOR ENCOURAGING USE OF A BIOMETRIC AUTHORIZATION SYSTEM
A system and method of providing an incentive to encourage those offering a biometric authorization system to promote its use. A biometric authorization system operator receives a reward, such as a dividend, when an individual he enrolled conducts a transaction via the biometric authorization system.
1 . A method for providing a value to an entity for enrolling an individual in a biometric authorization system, the method comprising
facilitating a transaction on behalf of an individual enrolled via a biometric authorization system,
retrieving from a user record associated with the individual an identifier that indicates an entity that enrolled the individual in the biometric authorization system;
associating the identifier with data gathered during the transaction;
transmitting transaction data that includes the identifier to a processing entity; and
conveying a value per an incentive guideline to the enrolling entity indicated by the identifier in accordance with an eligibility of the enrolling entity to receive the value.
2 . The method of claim 1 , wherein the eligibility of the enrolling entity is determined by one or more of the following:
particulars of the transaction;
a value of one or more transactions facilitated by the enrolling entity;
a quantity of transactions facilitated by the enrolling entity;
a quantity of enrollments facilitated by the enrolling entity;
a quality of information stored in the user record;
a quantity of information stored in the user record;
a value of one or more transactions conducted by the user;
a quantity of transactions conducted by the user;
a scale of the enrolling entity; and
a time period.
3 . The method of claim 1 , wherein the value is based upon one or more of a fixed rate and a percentage of the amount of the transaction.
4 . The method of claim 1 , wherein the value is determined by one or more of the following:
particulars of the transaction;
a value of one or more transactions facilitated by the enrolling entity;
a quantity of transactions facilitated by the enrolling entity;
a quantity of enrollments facilitated by the enrolling entity;
a quality of information stored in the user record;
a quantity of information stored in the user record;
a value of one or more transactions conducted by the user;
a quantity of transactions conducted by the user;
a scale of the enrolling entity; and
a time period.
5 . The method of claim 1 , wherein the biometric authorization system is one or more of a financial transaction system, an age verification system, a physical access system, a virtual access system, a healthcare system, a membership system, and a loyalty system.
6 . The method of claim 1 , wherein the enrolling entity is one of an operator, the individual, or a third party.
7 . A method for providing an operator with an incentive to enroll individuals in a biometric authorization system, the method comprising:
receiving, from an enrolling operator, data for enrolling an individual in a biometric authorization system, wherein the data includes user biometric data and an enrolling operator identifier; and
storing the enrollment data in a user record associated with the user biometric data, wherein the enrolling operator identifier enables an identification of the enrolling operator upon a biometric authorization transaction between the individual and a transacting operator using the user record and wherein the enrolling operator identifier enables the enrolling operator to receive a value for a transaction conducted by the individual through use of the biometric authorization system.
8 . The method of claim 7 , further comprising conveying a value to the enrolling operator via one or more of an electronic mechanism and a manual mechanism.
9 . The method of claim 8 , wherein conveying a value to the enrolling operator comprises crediting one or more financial accounts associated with the enrolling operators.
10 . The method of claim 8 , wherein the electronic mechanism comprises an automated clearing house transfer.
11 . The method of claim 8 , wherein conveying a value to the enrolling operator occurs on a periodic basis.
12 . The method of claim 8 , wherein conveying a value to the enrolling operator comprises applying the value to a fee charged to the enrolling operator.
13 . A method for providing an entity with an incentive to enroll individuals in a biometric authorization system, the method comprising:
accessing a transaction log comprising information pertaining to one or more individuals who have participated in a biometrically authorized transaction;
retrieving from the transaction log an identifier designating the entity that enrolled the individual into the biometric authorization system, wherein the identifier is obtained from a user record associated with the individual;
utilizing the identifier to determine whether the enrolling entity is eligible for an incentive; and
conveying an incentive per incentive guidelines.
14 . The method of claim 13 , wherein conveying an incentive comprises conveying one or more of a discount, a value, and a gift.