IP Library Granted Patent US 7,552,868
Granted Patent B1
US 7,552,868 · App. 11/894,184 · Granted Jun 30, 2009

Cash dispensing automated banking machine user interface system and method

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Quick Facts
Patent No.
US 7,552,868
App. No.
11/894,184
Granted
Jun 30, 2009
Kind
B1
Abstract

An automated banking machine is operative to enable users to operate the machine to carry out transactions such as the dispensing of cash. The exemplary machine provides audible instructions which are output through external loudspeakers, a headphone, or a handset. Rotation of a rotatable knob ( 372, 382 ) or other movable item causes the output of user selectable characters, transaction types and/or amounts corresponding to each respective position. The user selects the audible output produced in the current position of the knob for receipt by the machine as a transaction input by pressing on the knob. Characters and other selectable inputs corresponding to knob positions can be varied by the computer in the machine to reduce the risk of a criminal intercepting the user's inputs to the machine.

Claims (38)

1. Apparatus comprising:

an automated banking machine including:

at least one computer, and

at least one user interface device,

wherein the at least one user interface device is in operative connection with the at least one computer,

wherein the at least one computer is operative to provide to a machine user through machine user manual contact with the at least one user interface device, at least one nonvisual tangible output.

2. The apparatus according to claim 1 wherein the automated banking machine further includes at least one reader device,

wherein the at least one reader device includes a card reader device operative to read card user data received from a machine user,

wherein the at least one reader device includes a biometric reading device operative to read biometric user data received from a machine user,

wherein the at least one computer is operative to cause read user data to be compared with information in a data store,

wherein a machine user is authorized to use the automated banking machine to carry out a transaction responsive to correspondence between read user data and data store information,

wherein the automated banking machine is adapted to permit an authorized machine user to reallocate money among various financial accounts.

3. The apparatus according to claim 1 wherein the at least one computer is operative to cause the at least one user interface device to produce different nonvisual tangible outputs.

4. The apparatus according to claim 3 wherein the at least one computer is operative to cause the at least one user interface device to produce manually perceivable vibratory actions, wherein the vibratory actions include a first vibratory action and a second vibratory action, wherein vibration produced in the second vibratory action differs from vibration produced in the first vibratory action.

5. The apparatus according to claim 1 wherein the at least one user interface device comprises a manually operated interface device.

6. The apparatus according to claim 5 wherein the at least one user interface device comprises a hand-operated device.

7. The apparatus according to claim 6 wherein the hand-operated device is operative to produce a manually perceivable resistance to hand operation thereof.

8. The apparatus according to claim 7 wherein the hand-operated device is operative to produce a manually perceivable change in resistance to hand operation thereof, wherein the change in resistance comprises a manually perceivable change in resistance to rotation of the hand-operated device.

9. The apparatus according to claim 7 wherein the resistance comprises a first resistance, wherein the at least one user interface device is operative to produce a second resistance to hand operation thereof, wherein the second resistance is greater than the first resistance.

10. The apparatus according to claim 1 wherein the at least one computer is operative to cause to be output through the at least one user interface device at least one manually perceptible output corresponding to at least one character that is machine user selectable through the at least one user interface device.

11. The apparatus according to claim 1 wherein the at least one computer is operative to cause to be output through the at least one user interface device at least one manually perceptible output corresponding to at least one transaction that is machine user selectable through the at least one user interface device.

12. The apparatus according to claim 1 wherein during a banking transaction the at least one computer is operative to receive at least one user selection manually input through the at least one user interface device.

13. The apparatus according to claim 1 wherein the automated banking machine further includes a cash dispenser device.

14. A method comprising:

(a) operating at least one computer of an automated banking machine to receive at least one machine user input manually provided through at least one user interface device;

(b) operating the at least one computer to provide at least one nonvisual tangible output that is machine user receivable through machine user manual contact with the at least one user interface device.

15. The method according to claim 14 and further comprising

(c) operating the at least one computer to receive user inputs manually provided through the at least one user interface device.

16. The method according to claim 14 wherein step (b) includes causing the at least one user interface device to produce a manually perceivable vibratory action.

17. The method according to claim 14 wherein the at least one user interface device comprises a rotatable hand-operated device, wherein step (b) includes causing the hand-operated device to produce a manually perceivable change in resistance to rotation thereof.

18. The method according to claim 14 wherein step (b) occurs prior to step (a).

19. Apparatus comprising:

an automated banking machine including:

at least one user interface device, and

at least one computer in operative connection with the at least one user interface device,

wherein the at least one computer is operative to receive at least one user input manually provided through the at least one user interface device,

wherein the at least one computer is operative to provide to a machine user through machine user manual contact with the at least one user interface device, at least one nonvisual tangible output.

20. The apparatus according to claim 19 wherein the at least one user interface device comprises a rotatable hand-operated device, and wherein the at least one nonvisual tangible output includes at least one of manually perceivable change in hand-operated device vibration and manually perceivable change in resistance to hand-operated device rotation.

Assignments (26)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 9, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069889/0890 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044013/0486 →
PATENT SECURITY AGREEMENT Recorded Aug 17, 2016
From: DIEBOLD, INCORPORATED; DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 039723/0548 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 20, 2007
From: BLOCK, JAMES; MAGEE, PAUL D.; PUTMAN, HAROLD V.; GRAEF, H. THOMAS
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
Reel/Frame 019771/0129 →