COMPUTER SYSTEM AND METHOD FOR DETERMINING THE IMPACT OF AN EARTHQUAKE EVENT

1 . A computer system for determining an impact of an earthquake event, the system comprising:

an interface module configured to receive and store location information associated with geographic locations;

a data receiver configured to receive via a communications network from an earthquake data server regional intensity data, indicative of ground shaking intensity caused at the geographic locations by the earthquake event;

a damage calculator configured to determine an average damage expected at the geographic locations as a function of the ground shaking intensity;

a data store including weighting factors assigned to the geographic locations; and

an indexing module configured to determine an earthquake index indicative of the impact of the earthquake event, by adding up the damage expected at the geographic locations, the damage expected at each geographic location being weighted with the weighting factor assigned to the respective geographic location.

2 . The system according to claim 1 , wherein the weighting factors are based on population numbers associated with the geographic locations.

3 . The system according to claim 1 , wherein the location information relates to a country and the geographic locations are cities located in this country; the regional intensity data indicates the ground shaking intensity caused in these cities; the weighting factors are based on population numbers of these cities; and the earthquake index indicates the impact of the earthquake event on the country's cities.

4 . The system according to claim 1 , wherein the interface module is further configured to receive risk values associated with the geographic locations, a risk value being indicative of a property value being at risk in a respective geographic location, and to determine the weighting factors based on the risk values associated with the geographic locations.

5 . The system according to claim 1 , wherein the location information relates to the earth and the geographic locations are the populated areas of the earth; the regional intensity data indicates the ground shaking intensity caused in the populated areas; the damage calculator is configured to determine the damage as a set of population numbers, each population number in the set indicating the number of people exposed to one of several defined levels of ground shaking intensity in the populated areas; the weighting factors are based on the defined levels of ground shaking intensity; the indexing module is configured to determine the earthquake index by adding up the number of people exposed in the populated areas to the defined levels of ground shaking intensity, the number of people being in each case weighted with the respective weighting factor; and the earthquake index indicates the impact of the earthquake event on the earth's populated areas.

6 . The system according to one of claims 1 to 5 , further comprising a financial instrument module configured to determine for a financial instrument associated with the geographic locations a financial payout based on the earthquake index.

7 . A computer-implemented method of determining an impact of an earthquake event, the method comprising:

receiving and storing location information associated with geographic locations;

receiving via a communications network from an earthquake data server regional intensity data, indicative of ground shaking intensity caused at the geographic locations by the earthquake event;

determining an average damage expected at the geographic locations as a function of the ground shaking intensity;

storing weighting factors assigned to the geographic locations; and

determining an earthquake index indicative of the impact of the earthquake event, by adding up the damage expected at the geographic locations, the damage expected at each geographic location being weighted with the weighting factor assigned to the respective geographic location.

8 . The method according to claim 7 , wherein the weighting factors are based on population numbers associated with the geographic locations.

9 . The method according to claim 7 , wherein the location information relates to a country and the geographic locations are cities located in this country; the regional intensity data indicates the ground shaking intensity caused in these cities; the weighting factors are based on population numbers of these cities; and the earthquake index indicates the impact of the earthquake event on the country's cities.

10 . The method according to claim 7 , wherein the method further comprises receiving risk values associated with the geographic locations, a risk value being indicative of a property value being at risk in a respective geographic location; and the weighting factors are determined based on the risk values associated with the geographic locations.

11 . The method according to claim 7 , wherein the location information relates to the earth and the geographic locations are the populated areas of the earth; the regional intensity data indicates the ground shaking intensity caused in the populated areas; the damage is determined as a set of population numbers, each population number in the set indicating the number of people exposed to one of several defined levels of ground shaking intensity in the populated areas; the weighting factors are based on the defined levels of ground shaking intensity; the earthquake index is determined by adding up the number of people exposed in the populated areas to the defined levels of ground shaking intensity, the number of people being in each case weighted with the respective weighting factor; and the earthquake index indicates the impact of the earthquake event on the earth's populated areas.

12 . The method according to one of claims 7 to 11 , wherein the method further comprises determining for a financial instrument associated with the geographic locations a financial payout based on the earthquake index.

13 . A computer program product including computer program code means for controlling a computer such that the computer

receives and stores location information associated with geographic locations;

receives via a communications network from an earthquake data server regional intensity data, indicative of ground shaking intensity caused at the geographic locations by the earthquake event;

determines an average damage expected at the geographic locations as a function of the ground shaking intensity;

stores weighting factors assigned to the geographic locations; and

determines an earthquake index, indicative of the impact of the earthquake event, by adding up the damage expected at the geographic locations, the damage expected at each geographic location being weighted with the weighting factor assigned to the respective geographic location.

14 . The computer program product according to claim 13 , comprising further computer program code means for controlling the computer such that the computer receives and stores location information related to a country and associated with cities located in this country; receives from the earthquake data server regional intensity data, indicative of ground shaking intensity caused in these cities; determines the weighting factors based on population numbers of these cities; and determines an earthquake index indicative of the impact of the earthquake event on the country's cities.

15 . The computer program product according to claim 13 , comprising further computer program code means for controlling the computer such that the computer receives risk values associated with the geographic locations, a risk value being indicative of a property value being at risk in a respective geographic location, and determines the weighting factors based on the risk values associated with the geographic locations.

16 . The computer program product according to claim 13 , comprising further computer program code means for controlling the computer such that the computer determines for a financial instrument associated with the geographic locations a financial payout based on the earthquake index.

17 . A computer system for determining an impact of an earthquake event, the system comprising:

a data receiver configured to receive via a communications network from an earthquake data server regional intensity data, indicative of ground shaking intensity caused by the earthquake event in populated areas;

a damage calculator configured to determine a damage expected as a set of population numbers, each population number in the set indicating the number of people exposed to one of several defined levels of ground shaking intensity in the populated areas; and

an indexing module configured to determine weighting factors based on the defined levels of ground shaking intensity, and to determine an earthquake index indicative of the impact of the earthquake event, by adding up the number of people exposed in the populated areas to the defined levels of ground shaking intensity, the number of people being in each case weighted with the respective weighting factor.

18 . A computer-implemented method of determining an impact of an earthquake event, the method comprising:

receiving via a communications network from an earthquake data server regional intensity data, indicative of ground shaking intensity caused by the earthquake event in populated areas;

determining a damage expected as a set of population numbers, each population number in the set indicating the number of people exposed to one of several defined levels of ground shaking intensity in the populated areas;

determining weighting factors based on the defined levels of ground shaking intensity; and

determining an earthquake index indicative of the impact of the earthquake event, by adding up the number of people exposed in the populated areas to the defined levels of ground shaking intensity, the number of people being in each case weighted with the respective weighting factor.

19 . A computer program product including computer program code means for controlling a computer such that the computer

receives via a communications network from an earthquake data server regional intensity data, indicative of ground shaking intensity caused by the earthquake event in populated areas;

determines a damage expected as a set of population numbers, each population number in the set indicating the number of people exposed to one of several defined levels of ground shaking intensity in the populated areas;

determines weighting factors based on the defined levels of ground shaking intensity; and

determines an earthquake index indicative of the impact of the earthquake event, by adding up the number of people exposed in the populated areas to the defined levels of ground shaking intensity, the number of people being in each case weighted with the respective weighting factor.