Automated banking system controlled responsive to data bearing records
View Patent ↗An automatic banking machine includes a card reader for reading user cards, and a cash dispenser. The automated banking machine carries out banking transactions related to user accounts based on information read from cards. The automated banking machine provides a printed receipt for transactions conducted. The machine carries out transactions when operatively connected to a source of AC power and a transaction network. The machine also carries out certain exception instructions when disconnected from its power source and/or network connection.
1. A method comprising:
(a) operating an automated banking machine through use of AC power received from an AC power source located external to the machine, to cause operation of at least one transaction function device in carrying out at least a portion of a customer transaction,
wherein the machine includes:
at least one transaction data store,
wherein the at least one transaction data store includes transaction function instructions related to carrying out customer transactions,
at least one backup data store,
wherein the at least one backup data store includes machine backup instructions related to carrying out at least one backup action,
wherein the backup instructions are unrelated to carrying out a customer transaction,
where the backup instructions are not included in the at least one transaction data store,
a machine controller,
wherein the controller includes at least one computer configured to execute both the transaction function instructions and the machine backup instructions,
wherein the controller is operable to access the at least one transaction data store only when the machine is receiving power from an AC power source,
at least one battery operable to supply battery power to the controller responsive to loss of AC power to the machine,
wherein only when the controller is unable to access the at least one transaction data store and the machine is receiving battery power from the at least one battery, the controller is operable to access the machine backup instructions;
(b) subsequent to (a), operating the machine
only with
loss of AC power to the machine,
the controller being unable to access the at least one transaction data store, and
use of the battery power,
to access the machine backup instructions; and
(c) subsequent to (b), operating the machine to carry out at least one backup action,
wherein the at least one backup action includes at least one attempt by the machine to render unusable, at least one item stored in the machine.
2. The method according to claim 1 wherein the machine includes a cash dispenser, a display, and at least one reader operable to read user data corresponding to financial accounts,
wherein (a) includes operating the machine to cause operation of at least one of the cash dispenser, the display, and the at least one reader.
3. The method according to claim 2 wherein the automated banking machine is part of a banking system,
wherein the machine includes at least one machine computer,
wherein the at least one reader includes both
a card reader, and
a biometric reader,
wherein the at least one machine computer is operative during a user transaction session to
cause card data to be read through operation of the card reader, and
cause biometric data to be read through operation of the biometric reader,
and further comprising:
(d) operating the card reader to read card data;
(e) operating the biometric reader to read biometric data; and
(f) operating the at least one computer to authorize the user to request a financial transaction involving the cash dispenser, responsive at least in part to both
computer-determined correspondence between the card data read in (d) and stored card information, and
computer-determined correspondence between the biometric data read in (e) and stored biometric information.
4. The method according to claim 1 wherein (c) includes operating a wireless transmitter to wirelessly send at least one communication to at least one system remotely located from the machine.
5. The method according to claim 4 wherein in (c) the at least one communication includes both machine identifying data and machine location indicating data.
6. The method according to claim 5 wherein the wireless transmitter includes a global positioning system (GPS) signal transmitter, wherein the machine location indicating data includes GPS data.
7. The method according to claim 1 wherein the machine includes at least one camera, and wherein in (c) the at least one backup action includes capturing at least one visual image of an area external to the machine through operation of the at least one camera.
8. The method according to claim 1 wherein the machine carries out customer transactions through communication in a transaction network,
wherein (b) is carried out responsive at least in part to both
loss of AC power to the machine, and
the machine being disconnected from the transaction network.
9. The method according to claim 8 wherein the machine includes a transaction network interface,
wherein (a) includes operating the machine in carrying out at least one financial transaction involving communication through the transaction network interface.
10. The method according to claim 1 machine controller includes a machine operating system, wherein the machine operating system becomes not fully operational responsive to loss of AC power,
wherein (b) includes operating the controller to automatically switch to battery power responsive at least in part to the machine operating system becoming not fully operational.
11. The method according to claim 1 wherein the machine includes a wireless receiver,
wherein (c) is carried out responsive at least in part to both
loss of AC power to the machine, and
at least one wireless signal received through the wireless receiver.
12. The method according to claim 1 wherein the at least one item includes cash, and wherein (c) includes operating the machine to attempt to render the cash permanently unusable for financial transaction.
13. The method according to claim 12 wherein (c) includes operating a staining substance dispenser to cause the cash to be marked with a staining substance.
14. The method according to claim 12 wherein (c) includes operating an odoriferous substance dispenser to cause the cash to be contacted with an odoriferous substance.
15. The method according to claim 12 wherein (c) includes operating a combustion initiator to cause the cash to be ignited.
16. The method according to claim 12 wherein the cash includes currency sheets, wherein (c) includes operating at least one cutter to cause the currency sheets to be cut.
17. The method according to claim wherein the at least one item includes information stored in at least one data store in the machine, wherein (c) includes operating the machine to attempt to delete the information stored in the at least one data store in the machine.
18. The method according to claim 17 wherein the information includes at least one check image, and wherein (c) includes operating the machine to delete the at least one check image.
19. The method according to claim 17 wherein the information includes customer data, and wherein (c) includes operating the machine to delete the customer data.
20. The method according to claim 19 wherein the customer data includes customer account data, wherein (c) includes operating the machine to delete the customer account data.
21. The method according to claim 19 wherein (c) includes operating the machine to render the customer data unrecoverable.
22. The method according to claim 1 wherein the machine includes at least one attack device operative to dispense at least one of tear gas and pepper spray, wherein (c) further includes operating the machine to cause the at least one attack device to dispense the at least one of tear gas and pepper spray.
23. A method comprising:
(a) operating an automated banking machine,
wherein the machine includes:
at least one transaction function device,
at least one transaction data store,
wherein the at least one transaction data store includes transaction function instructions related to carrying out customer transactions that involve operation of at least one transaction function device of the machine,
at least one backup data store,
wherein the at least one backup data store includes machine backup instructions related to carrying out at least one backup action,
wherein the at least one backup action is unrelated to carrying out a customer transaction,
where the backup instructions are not included in the at least one transaction data store,
a machine controller,
wherein the controller includes at least one computer configured to execute both the transaction function instructions and the machine backup instructions,
wherein the controller is operable to access the transaction function instructions in the at least one transaction data store only when the machine is receiving power from an AC power source,
at least one battery operable to supply battery power to the controller responsive to loss of AC power to the machine,
wherein only when the controller unable to access the transaction function instructions in the at least one transaction data store and the machine is receiving battery power from the at least one battery, the controller is operable to access the machine backup instructions;
only with
loss of AC power to the machine,
the controller being unable to access the transaction function instructions in the at least one transaction data store, and
use of the battery power,
to access the machine backup instructions; and
(b) operating the machine responsive at least in part to the machine backup instructions accessed in (a), to carry out at least one backup action that includes an attempt to delete information stored in at least one data store in the machine.
24. The method according to claim 23 wherein (b) includes operating the machine to delete the information stored in the at least one data store in the machine.
25. The method according to claim 24 wherein the information includes at least one check image, and wherein (b) includes operating the machine to delete the at least one check image.
26. The method according to claim 24 wherein the information includes customer data, and wherein (b) includes operating the machine to delete the customer data.
27. The method according to claim 26 wherein the customer data includes customer account data, wherein (b) includes operating the machine to delete the customer account data.
28. The method according to claim 26 wherein (b) includes operating the machine to render the customer data unrecoverable.
29. A method comprising:
(a) operating an automated banking machine,
wherein the machine includes:
at least one transaction function device,
at least one transaction data store,
wherein the at least one transaction data store includes transaction function instructions related to carrying out customer transactions that involve operation of at least one transaction function device of the machine,
at least one backup data store,
wherein the at least one backup data store includes machine backup instructions related to carrying out at least one backup action,
wherein the at least one backup action is unrelated to carrying out a customer transaction,
where the backup instructions are not included in the at least one transaction data store,
a machine controller,
wherein the controller includes at least one computer configured to execute both the transaction function instructions and the machine backup instructions,
wherein the controller is operable to access the at least one transaction data store only when the machine is receiving power from an AC power source,
at least one battery operable to supply battery power to the controller responsive to loss of AC power to the machine,
wherein only when the controller is unable to access the at least one transaction data store and the machine is receiving battery power from the at least one battery, the controller is operable to access the machine backup instructions;
only with
loss of AC power to the machine,
the controller being unable to access the at least one transaction data store, and
use of the battery power,
to access the machine backup instructions; and
(b) operating the machine responsive at least in part to the machine backup instructions accessed in (a), to carry out at least one backup action that includes an attempt to render cash stored in the machine permanently unusable for financial transaction.
30. The method according to claim 29 wherein (b) includes operating the machine to render the cash permanently unusable for financial transaction.
31. The method according to claim 30 wherein (b) includes operating a staining substance dispenser to cause the cash to be marked with a staining substance.
32. The method according to claim 30 wherein (b) includes operating an odoriferous substance dispenser to cause the cash to be contacted with an odoriferous substance.
33. The method according to claim 30 wherein (b) includes operating a combustion initiator to cause the cash to be ignited.
34. The method according to claim 30 wherein the cash includes currency sheets, wherein (b) includes operating at least one cutter of the machine to cause the currency sheets to be cut.