System, method, and computer readable media for confirmation and verification of shipping address data associated with transaction
View Patent ↗A system, method, and computer readable medium for confirmation and verification of shipping address data associated with a transaction. The invention provides a method of verifying first and at least second shipping address information associated with transactions conducted over a telecommunications network. The first and second shipping address information can be stored respectively in a first format and a second format, such as respective speech and text formats. The method functions by accessing address information pertaining to a specific transaction by extracting the respective address information as stored in both formats. The address information is then compared to each other to ensure that they are consistent. If the address information as stored in the two respective formats are sufficiently inconsistent, the underlying transaction may be dispositioned in various ways according to the difference.
1. A method of comparing first and second address information associated with a transaction conducted over a telecommunications network, the method comprising:
obtaining at least one of the first address information and the second address information during a customer initiated call over the telecommunications network;
converting by a processor one of the first address information and the second address information to a format compatible for comparison with the other of the first address information and the second address information;
performing a field-by-field comparison of the converted one of the first address information and the second address information to the other of the first address information and the second address information;
quantifying a difference between the converted one of the first address information and the second address information and the other of the first address information and the second address information, wherein the quantifying generates a score indicating how closely the field-by-field comparison match;
wherein if the field-by-field comparison are closely matched relating to city and state data of the address information, quantifying a difference between a street address portion of the address information; and
dispositioning the transaction according to either of the differences.
2. The method of claim 1 , wherein the conversion of the one of the first address information and the second address information is conducted using a speech recognition program.
3. The method of claim 1 , wherein the field-by-field comparison and quantifying steps are performed in real time relative to acquisition of the first and the second address information.
4. The method of claim 1 , further comprising storing the converted one of the first address information and the second address information as a text record.
5. The method of claim 4 , wherein the quantifying step includes identifying text differences in respective data fields between the converted one of the first address information and the second address information and the other of the first address information and the second address information.
6. The method of claim 1 , wherein at least one of the first address information and the second address information is stored using an indexing mechanism.
7. The method of claim 1 , wherein the quantifying step includes establishing a first threshold and at least a second threshold for a difference between the converted one of the first address information and the second address information and the other of the first address information and the second address information.
8. The method of claim 1 , wherein the dispositioning step includes suspending processing of the transaction.
9. The method of claim 1 , wherein the dispositioning step includes reviewing the first address information and the second address information associated with the transaction in a batch process before sending the transaction to a fulfillment entity.
10. A system for comparing first and second address information associated with a transaction conducted over a telecommunications network, the system comprising: a call center structured to obtain at least one of the first address information and the second address information during a customer initiated call over the telecommunications network;
a conversion apparatus comprising a processor and a memory structured to convert one of the first address information and the second address information to a format compatible for comparison with the other of the first address information and the second address information;
a text comparison apparatus structured to perform a field-by-field comparison of the converted one of the first address information and the second address information to the other of the first address information and the second address information, and quantify a difference between the converted one of the first address information and the second address information and the other of the first address information and the second address information, wherein the quantifying generates a score indicating how closely the field-by-field comparison match; wherein if the field-by-field comparison are closely matched relating to city and state data of the address information, the text comparison apparatus is structured to quantify a difference between a street address portion of the address information, and disposition the transaction according to either of the differences.
11. The system of claim 10 , wherein the conversion apparatus includes a speech recognition program.
12. The system of claim 10 , further comprising a server structured to store the converted one of the first address information and the second address information as a text record.
13. The system of claim 12 , wherein the server is further operable to store at least one of the first address information and the second address information using an indexing mechanism.
14. A computer readable medium comprising instructions operable to perform method steps for comparing first and second address information associated with a transaction conducted over a telecommunications network, the method steps comprising: obtaining at least one of the first address information and the second address information during a customer initiated call over the telecommunications network;
converting by a processor one of the first address information and the second address information to a format compatible for comparison with the other of the first address information and the second address information;
performing a field-by-field comparison of the converted one of the first address information and the second address information to the other of the first address information and the second address information;
quantifying a difference between the converted one of the first address information and the second address information and the other of the first address
information and the second address information, wherein the quantifying generates a score indicating how closely the field-by-field comparison match;
wherein if the field-by-field comparison are closely matched relating to city and state data of the address information, quantifying a difference between a street address portion of the address information; and
dispositioning the transaction according to either of the differences.
15. The computer readable medium of claim 14 , wherein the conversion of the one of the first address information and the second address information is conducted using instructions embodied as a speech recognition program.
16. The computer readable medium of claim 14 , wherein the field-by-field comparison and quantifying steps are performed in real time relative to acquisition of the first address information and the second address information.
17. The computer readable medium of claim 14 , wherein the method further comprises storing the converted one of the first address information and the second address information as a text record.
18. The computer readable medium of claim 14 , wherein the quantifying step includes identifying text differences in respective data fields between the converted one of the first address information and the second address information and the other of the first address information and the second address information.
19. The computer readable medium of claim 14 , wherein the quantifying step includes establishing a first threshold and at least a second threshold for a difference between the converted one of the first address information and the second address information and the other of the first address information and the second address information.
20. The computer readable medium of claim 14 , wherein the dispositioning step includes suspending processing of the transaction.