Patent Application
Utility
App. No. 12/171,289
· Confirmation No. 2671
PAYING ALTERNATE INTEREST RATES ON INTEREST BEARING ACCOUNTS
Abandoned -- After Examiner's Answer or Board of Appeals Decision
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Code | Description | Pages | ||
|---|---|---|---|---|---|
| 2021-03-30 | ABN |
Abandonment | 2 | View | |
| 2020-12-01 | APDA |
Patent Board Decision - Examiner Affirmed | 35 | View | |
| 2020-07-07 | PETDEC |
Petition Decision | 2 | View | |
| 2020-07-02 | PET.41.3 |
Petition under Rule 41.3 to Chief Administrative Patent Judge | 2 | View | |
| 2020-07-02 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2020-07-02 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2020-06-10 | AP_DK_M |
Appeal Docketing Notice | 2 | View | |
| 2020-06-05 | APRB |
Reply Brief Filed | 8 | View | |
| 2020-06-05 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2020-06-05 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2020-04-14 | OA.POSTCARD |
A courtesy postcard sent by USPTO to users who opt-in for e-Office Action | 1 | View | |
| 2020-04-06 | APEA |
Examiner's Answer to Appeal Brief | 16 | View | |
| 2020-02-24 | AP.B |
Appeal Brief Filed | 90 | View | |
| 2020-02-24 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2020-02-24 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2019-11-25 | N/AP |
Notice of Appeal Filed | 2 | View | |
| 2019-11-25 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2019-11-25 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2019-10-30 | CTFR |
Final Rejection | 15 | View | |
| 2019-10-30 | 892 |
List of references cited by examiner | 1 | View | |
| 2019-10-30 | SRFW |
Search information including classification, databases and other search related notes | 2 | View | |
| 2019-10-30 | FWCLM |
Index of Claims | 2 | View | |
| 2019-10-30 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2019-10-30 | BIB |
Bibliographic Data Sheet | 1 | View | |
| 2019-08-06 | INTV.SUM.APP |
Applicant Initiated Interview Summary (PTOL-413) | 1 | View | |
| 2019-08-06 | EXIN |
Examiner Interview Summary Record (PTOL - 413) | 1 | View | |
| 2019-07-13 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2019-07-13 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2019-07-13 | A... |
Amendment/Request for Reconsideration-After Non-Final Rejection | 1 | View | |
| 2019-07-13 | REM |
Applicant Arguments/Remarks Made in an Amendment | 19 | View | |
| 2019-07-01 | M865E |
Electronic Request for Interview with Examiner | 1 | View | |
| 2019-01-14 | CTNF |
Non-Final Rejection | 19 | View | |
| 2019-01-14 | 892 |
List of references cited by examiner | 1 | View | |
| 2019-01-14 | SRFW |
Search information including classification, databases and other search related notes | 2 | View | |
| 2019-01-14 | FWCLM |
Index of Claims | 2 | View | |
| 2019-01-14 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2019-01-14 | SRNT |
Examiner's search strategy and results | 14 | View | |
| 2019-01-04 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2018-11-27 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2018-10-23 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2018-10-01 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2018-10-01 | AP.B |
Appeal Brief Filed | 10 | View | |
| 2018-09-13 | APBD |
Notice - Defective Appeal Brief | 2 | View | |
| 2018-08-27 | AP.B |
Appeal Brief Filed | 81 | View | |
| 2018-08-27 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2018-06-27 | N/AP |
Notice of Appeal Filed | 2 | View | |
| 2018-06-27 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2018-06-27 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2018-05-17 | CTAV |
Advisory Action (PTOL-303) | 4 | View | |
| 2018-05-17 | ANE.I |
Amendment After Final or under 37CFR 1.312, initialed by the examiner. | 1 | View | |
| 2018-04-04 | A.NE |
Response After Final Action | 1 | View | |
| 2018-04-04 | REM |
Applicant Arguments/Remarks Made in an Amendment | 19 | View | |
| 2018-04-04 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2018-02-06 | SRNT |
Examiner's search strategy and results | 4 | View | |
| 2018-02-06 | CTFR |
Final Rejection | 13 | View | |
| 2018-02-06 | SRFW |
Search information including classification, databases and other search related notes | 2 | View | |
| 2018-02-06 | 892 |
List of references cited by examiner | 1 | View | |
| 2018-02-06 | FWCLM |
Index of Claims | 2 | View | |
| 2018-01-16 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2017-11-02 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2017-10-20 | A... |
Amendment/Request for Reconsideration-After Non-Final Rejection | 1 | View | |
| 2017-10-20 | CLM |
Claims | 24 | View | |
| 2017-10-20 | REM |
Applicant Arguments/Remarks Made in an Amendment | 27 | View | |
| 2017-10-20 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2017-10-20 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2017-10-20 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2017-09-20 | INTV.SUM.APP |
Applicant Initiated Interview Summary (PTOL-413) | 2 | View | |
| 2017-06-26 | INTV.SUM.APP |
Applicant Initiated Interview Summary (PTOL-413) | 3 | View | |
| 2017-06-26 | APP.FILE.REC |
Filing Receipt | 7 | View | |
| 2017-06-20 | ECOMM.AUTH |
Internet Communications Authorization | 1 | View | |
| 2017-06-20 | TRAN.LET |
Transmittal Letter | 1 | View | |
| 2017-04-21 | CTNF |
Non-Final Rejection | 16 | View | |
| 2017-04-21 | 892 |
List of references cited by examiner | 1 | View | |
| 2017-04-21 | FWCLM |
Index of Claims | 3 | View | |
| 2017-04-21 | SRFW |
Search information including classification, databases and other search related notes | 1 | View | |
| 2017-04-21 | SRNT |
Examiner's search strategy and results | 13 | View | |
| 2016-11-18 | RCEX |
Request for Continued Examination (RCE) | 3 | View | |
| 2016-11-18 | AMSB |
Amendment Submitted/Entered with Filing of Continued Prosecution Application (CPA)/Request for Continued Examination(RCE) | 1 | View | |
| 2016-11-18 | CLM |
Claims | 19 | View | |
| 2016-11-18 | REM |
Applicant Arguments/Remarks Made in an Amendment | 24 | View | |
| 2016-11-18 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2016-11-18 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2016-11-18 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2016-07-12 | CTAV |
Advisory Action (PTOL-303) | 3 | View | |
| 2016-06-22 | A.NE |
Response After Final Action | 1 | View | |
| 2016-06-22 | REM |
Applicant Arguments/Remarks Made in an Amendment | 43 | View | |
| 2016-06-22 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2016-05-19 | CTFR |
Final Rejection | 11 | View | |
| 2016-05-19 | 892 |
List of references cited by examiner | 1 | View | |
| 2016-05-19 | SRFW |
Search information including classification, databases and other search related notes | 1 | View | |
| 2016-05-19 | SRNT |
Examiner's search strategy and results | 2 | View | |
| 2016-05-19 | FWCLM |
Index of Claims | 3 | View | |
| 2016-01-12 | SRNT |
Examiner's search strategy and results | 1 | View | |
| 2016-01-08 | SA.. |
Supplemental Response or Supplemental Amendment | 1 | View | |
| 2016-01-08 | CLM |
Claims | 19 | View | |
| 2016-01-08 | REM |
Applicant Arguments/Remarks Made in an Amendment | 4 | View | |
| 2016-01-08 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2015-12-31 | SA.. |
Supplemental Response or Supplemental Amendment | 1 | View | |
| 2015-12-31 | CLM |
Claims | 26 | View | |
| 2015-12-31 | REM |
Applicant Arguments/Remarks Made in an Amendment | 9 | View | |
| 2015-12-31 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2015-08-14 | STATUS.LET |
Request for status of Application | 1 | View | |
| 2015-08-14 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2015-06-10 | INTRVIEW.APP |
Applicant summary of interview with examiner | 3 | View | |
| 2015-06-10 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2015-04-20 | M865 |
Letter Requesting Interview with Examiner | 2 | View | |
| 2015-04-20 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2015-02-17 | A... |
Amendment/Request for Reconsideration-After Non-Final Rejection | 1 | View | |
| 2015-02-17 | CLM |
Claims | 26 | View | |
| 2015-02-17 | REM |
Applicant Arguments/Remarks Made in an Amendment | 39 | View | |
| 2015-02-17 | DRW |
Drawings-only black and white line drawings | 2 | View | |
| 2015-02-17 | AF/D.132 |
Affidavit-traversing rejections or objections rule 132 | 59 | View | |
| 2015-02-17 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2015-02-17 | N417 |
Electronic Filing System Acknowledgment Receipt | 3 | View | |
| 2015-02-17 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2014-09-17 | CTNF |
Non-Final Rejection | 34 | View | |
| 2014-09-17 | 892 |
List of references cited by examiner | 1 | View | |
| 2014-09-17 | SRFW |
Search information including classification, databases and other search related notes | 1 | View | |
| 2014-09-17 | FWCLM |
Index of Claims | 3 | View | |
| 2014-05-06 | SA.. |
Supplemental Response or Supplemental Amendment | 1 | View | |
| 2014-05-06 | CLM |
Claims | 24 | View | |
| 2014-05-06 | REM |
Applicant Arguments/Remarks Made in an Amendment | 10 | View | |
| 2014-05-06 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2014-05-06 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2014-05-06 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2014-04-02 | INTV.SUM.APP |
Applicant Initiated Interview Summary (PTOL-413) | 4 | View | |
| 2014-04-02 | OA.APPENDIX |
Office Action Appendix | 2 | View | |
| 2013-12-19 | INTV.SUM.EX |
Examiner initiated interview summary (PTOL-413B) | 2 | View | |
| 2013-06-21 | M327 |
Miscellaneous Communication to Applicant - No Action Count | 2 | View | |
| 2013-06-17 | STATUS.LET |
Request for status of Application | 1 | View | |
| 2013-06-17 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2013-03-26 | M327 |
Miscellaneous Communication to Applicant - No Action Count | 2 | View | |
| 2013-03-20 | STATUS.LET |
Request for status of Application | 1 | View | |
| 2013-03-20 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2012-11-02 | SA.. |
Supplemental Response or Supplemental Amendment | 1 | View | |
| 2012-11-02 | CLM |
Claims | 20 | View | |
| 2012-11-02 | REM |
Applicant Arguments/Remarks Made in an Amendment | 8 | View | |
| 2012-11-02 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2012-11-02 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2012-10-17 | INTV.SUM.APP |
Applicant Initiated Interview Summary (PTOL-413) | 4 | View | |
| 2011-07-05 | RCEX |
Request for Continued Examination (RCE) | 3 | View | |
| 2011-07-05 | AMSB |
Amendment Submitted/Entered with Filing of Continued Prosecution Application (CPA)/Request for Continued Examination(RCE) | 1 | View | |
| 2011-07-05 | REM |
Applicant Arguments/Remarks Made in an Amendment | 1 | View | |
| 2011-07-05 | SPEC |
Specification | 3 | View | |
| 2011-07-05 | CLM |
Claims | 18 | View | |
| 2011-07-05 | REM |
Applicant Arguments/Remarks Made in an Amendment | 42 | View | |
| 2011-07-05 | DRW |
Drawings-only black and white line drawings | 4 | View | |
| 2011-07-05 | AF/D |
Affidavit-submitted prior to Mar 15, 2013 | 35 | View | |
| 2011-07-05 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2011-07-05 | N417 |
Electronic Filing System Acknowledgment Receipt | 3 | View | |
| 2011-07-05 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2011-07-05 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2011-07-05 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2011-01-04 | CTFR |
Final Rejection | 43 | View | |
| 2011-01-04 | FWCLM |
Index of Claims | 2 | View | |
| 2010-10-11 | A... |
Amendment/Request for Reconsideration-After Non-Final Rejection | 1 | View | |
| 2010-10-11 | REM |
Applicant Arguments/Remarks Made in an Amendment | 1 | View | |
| 2010-10-11 | SPEC |
Specification | 2 | View | |
| 2010-10-11 | CLM |
Claims | 19 | View | |
| 2010-10-11 | REM |
Applicant Arguments/Remarks Made in an Amendment | 35 | View | |
| 2010-10-11 | DRW |
Drawings-only black and white line drawings | 10 | View | |
| 2010-10-11 | AF/D |
Affidavit-submitted prior to Mar 15, 2013 | 19 | View | |
| 2010-10-11 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2010-10-11 | N417 |
Electronic Filing System Acknowledgment Receipt | 2 | View | |
| 2010-10-11 | WFEE |
Fee Worksheet (SB06) | 1 | View | |
| 2010-05-11 | CTNF |
Non-Final Rejection | 31 | View | |
| 2010-05-11 | 892 |
List of references cited by examiner | 1 | View | |
| 2010-05-11 | FWCLM |
Index of Claims | 2 | View | |
| 2010-05-11 | SRFW |
Search information including classification, databases and other search related notes | 1 | View | |
| 2010-05-11 | BIB |
Bibliographic Data Sheet | 1 | View | |
| 2010-05-11 | SRNT |
Examiner's search strategy and results | 3 | View | |
| 2010-05-11 | 1449 |
List of References cited by applicant and considered by examiner | 3 | View | |
| 2009-05-15 | IDS |
Information Disclosure Statement (IDS) Form (SB08) | 3 | View | |
| 2009-05-15 | TRAN.LET |
Transmittal Letter | 2 | View | |
| 2009-05-15 | N417 |
Electronic Filing System Acknowledgment Receipt | 3 | View | |
| 2009-05-15 | TRAN.LET |
Transmittal Letter | 2 | View | |
| 2008-10-15 | APP.FILE.REC |
Filing Receipt | 3 | View | |
| 2008-10-15 | N570 |
Communication - Re: Power of Attorney (PTOL-308) | 1 | View | |
| 2008-10-06 | PEFR |
Applicant Response to Pre-Exam Formalities Notice | 4 | View | |
| 2008-10-06 | OATH |
Oath or Declaration filed | 2 | View | |
| 2008-10-06 | DRW |
Drawings-only black and white line drawings | 10 | View | |
| 2008-10-06 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2008-10-06 | N417 |
Electronic Filing System Acknowledgment Receipt | 3 | View | |
| 2008-10-06 | PEFR |
Applicant Response to Pre-Exam Formalities Notice | 4 | View | |
| 2008-10-06 | R3.73 |
Assignee showing of ownership per 37 CFR 3.73 | 3 | View | |
| 2008-08-06 | APP.FILE.REC |
Filing Receipt | 3 | View | |
| 2008-08-06 | NTC.MISS.PRT |
Notice to File Missing Parts | 2 | View | |
| 2008-07-10 | ADS |
Application Data Sheet | 4 | View | |
| 2008-07-10 | SPEC |
Specification | 34 | View | |
| 2008-07-10 | CLM |
Claims | 15 | View | |
| 2008-07-10 | ABST |
Abstract | 1 | View | |
| 2008-07-10 | DRW |
Drawings-only black and white line drawings | 7 | View | |
| 2008-07-10 | WFEE |
Fee Worksheet (SB06) | 2 | View | |
| 2008-07-10 | 136A |
Authorization for Extension of Time all replies | 3 | View | |
| 2008-07-10 | WFEE |
Fee Worksheet (SB06) | 1 | View |
Inventors
Gabriel Michael Krajicek
Austin, TX
Donald Gordon Shafer
Austin, TX
Timothy Leroy Eisenman
Austin, TX
Paul Rudolph Barton
Round Rock, TX
Attorneys & Agents of Record
Classification
USPC
705/42
G06Q20/108
Prosecution
- Examiner
- POE, KEVIN T
- Art Unit
- 3692
- Customer No.
- 75589
- Docket No.
- 3004-P001US
- Confirmation No.
- 2671
Parent
Claims priority from a provisional application
→
App. 60/958,924
Filed 2007-07-10
· Provisional Application Expired
Child
is a Continuation in-part of
→
App. 16/532,122
Filed 2019-08-05
· Abandoned -- Failure to Respond to an Office Action
Child
is a Continuation in-part of
→
App. 12/572,255
Filed 2009-10-01
· Abandoned -- Failure to Respond to an Office Action
Child
is a Continuation in-part of
→
App. 12/572,252
· US 10,387,851
Filed 2009-10-01
· Patented Case
Child
is a Continuation of
→
App. 17/164,066
Filed 2021-02-01
· Abandoned -- Failure to Respond to an Office Action
RELEASE OF SECURITY INTEREST
Recorded 2021-06-21
from
BANCVUE, LTD.,
KASASA ACQUISITION COMPANY, LLC,
KASASA HOLDINGS, LLC,
LATTICE MARKETING, L.L.C.
SECURITY INTEREST
Recorded 2015-12-30
from
BARTON, PAUL RUDOLPH,
EISENMAN, TIMOTHY LEROY,
KRAJICEK, GABRIEL MICHAEL,
SHAFER, DONALD GORDON
ASSIGNMENT OF ASSIGNOR'S INTEREST
Recorded 2008-10-07
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Quick Facts
- App. No.
- 12/171,289
- Filed
- 2008-07-10
- Examiner
- POE, KEVIN T
- Art Unit
- 3692
External Links