Granted Patent B2

US 8,515,791 · App. 12/263,778 · Granted Aug 20, 2013

Abstract

Claims (44)

1. A method for performing systematic analysis of consumer behavior data to predict consumer demand via an on-line environment, the method comprising:

monitoring behavior of at least one consumer in the on-line environment by at least one server coupled to at least one communication network included in the on-line environment prior to, during and subsequent to at least one sales transaction performed in the on-line environment to generate consumer behavior data; and

analyzing the generated consumer behavior data at at least one server coupled to the at least one communication network included in the on-line environment to determine efficacy of a plurality of parameters relating to one or more sales transaction related offerings,

wherein the monitoring consumer behavior is performed past completion of the at least one sales transaction performed in the on-line environment and the analyzing is performed based on consumer behavior data generated based on monitored behavior occurring after the at least one sales transaction, wherein the at least one sales transaction involves determining whether it is acceptable to assume some or all of a third party's obligations in the at least one sales transaction.

2. The method of claim 1 , wherein the monitoring consumer behavior is performed continuously from the at least one consumer's first exposure to the on-line environment.

3. The method of claim 1 , wherein the consumer behavior data indicates details pertaining to a conversion of the at least one consumer to a customer in the on-line environment.

4. The method of claim 3 , wherein the consumer behavior data indicates whether the at least one consumer accepted one or more transaction related offerings in connection with the at least one sales transaction.

5. The method of claim 1 , wherein the consumer behavior data indicates whether the at least one consumer accepted one or more sales transaction related offerings.

6. The method of claim 1 , further comprising:

identifying consumer behavior data from at least two different sources to identify consumer behavior data that pertains to a same consumer; and

correlating the consumer behavior data pertaining to the same consumer.

7. The method of claim 6 , further comprising deleting redundant data in the consumer behavior data pertaining to the same consumer.

8. The method of claim 6 , wherein the at least two different sources include seller reported data and a consumer behavior tracking mechanism.

9. The method of claim 8 , wherein the consumer behavior tracking mechanism is a shared object.

10. The method of claim 8 , wherein the consumer behavior tracking mechanism is a cookie.

11. The method of claim 8 , wherein the at least two different sources include code provided in the on-line environment provided in connection with the at least one sales transaction related offering, the code being executed to monitor and record consumer behavior.

12. A method for reorganizing of memory space, by deallocating redundant, obsolete, or unreferenced database and file information, in order to increase the efficiency of memory space usage, the method comprising:

analyzing, at at least one server coupled to at least one communication network included in an on-line environment, consumer behavior data generated prior to, during and subsequent to at least one sales transaction performed in the on-line environment;

identifying consumer behavior data from at least two different sources to identify consumer behavior data that pertains to a same consumer; and

correlating the consumer behavior data pertaining to the same consumer for use in at least one sales transaction related offering, wherein the consumer behavior data is generated based on behavior of the same consumer past completion of the at least one sales transaction performed in the on-line environment and the analyzing is performed based on consumer behavior data generated based on monitored behavior occurring after the at least one sales transaction, wherein the at least one sales transaction involves determining whether it is acceptable to assume some or all of a third party's obligations in the at least one sales transaction.

13. The method of claim 12 , further comprising deleting redundant data in the consumer behavior data pertaining to the same consumer.

14. The method of claim 12 , wherein the at least two different sources include seller reported data and a consumer behavior tracking mechanism.

15. The method of claim 14 , wherein the consumer behavior tracking mechanism is a shared object.

16. The method of claim 14 , wherein the consumer behavior tracking mechanism is a cookie.

17. The method of claim 14 , wherein the at least two different sources includes code provided in the on-line environment provided in connection with the at least one sales transaction related offering, the code being executed to monitor and record consumer behavior.

18. The method of claim 12 , wherein the consumer behavior is generated continuously from the at least one consumer's first exposure to the on-line environment.

19. The method of claim 12 , wherein the consumer behavior is generated continuously past completion of the at least one sales transaction performed in the on-line environment.

20. The method of claim 12 , wherein the consumer behavior data indicates whether the consumer accepted one or more sales transaction related offerings.

21. The method of claim 12 , wherein the consumer behavior data indicates details pertaining to a conversion of the at least one consumer to a customer in the on-line environment.

22. The method of claim 21 , wherein the consumer behavior data indicates whether the consumer accepted one or more sales transaction related offerings in connection with the at least one sales transaction.

23. A method for performing systematic analysis of consumer behavior data to predict consumer demand via an on-line environment, the method comprising:

monitoring behavior of at least one consumer in the on-line environment by at least one server coupled to at least one communication network included in the on-line environment prior to, during and subsequent to at least one sales transaction performed in the on-line environment to generate consumer behavior data; and

analyzing the generated consumer behavior data at at least one server coupled to the at least one communication network included in the on-line environment to determine efficacy of a plurality of parameters relating to one or more sales transaction related offerings,

wherein the monitoring behavior is performed past completion of the at least one sales transaction performed in the on-line environment, and the analyzing is performed based on consumer behavior data generated based on monitored behavior occurring after the at least one sales transaction, wherein the at least one sales transaction involves determining whether it is acceptable to assume some or all of a third party's obligations in the at least one sales transaction, to reduce risk to a consumer.

24. A method for performing systematic analysis of consumer behavior data to predict consumer demand via an on-line environment, the method comprising:

monitoring behavior of at least one consumer in the on-line environment by at least one server coupled to at least one communication network included in the on-line environment prior to, during and subsequent to at least one sales transaction performed in the on-line environment to generate consumer behavior data; and

analyzing the generated consumer behavior data at at least one server coupled to the at least one communication network included in the on-line environment to determine efficacy of a plurality of parameters relating to one or more sales transaction related offerings,

wherein the monitoring behavior is performed past completion of the at least one sales transaction performed in the on-line environment, and the analyzing is performed based on consumer behavior data generated based on monitored behavior occurring after the at least one sales transaction, wherein the at least one sales transaction includes a transaction performance guaranty service for some or all of one party's obligations in the at least one sales transaction.

25. The method of claim 24 , wherein the transaction performance guaranty is one or more of a surety bond, a specialized bank guaranty, a specialized insurance policy, and a safe transaction guaranty.

26. A method for performing systematic analysis of consumer behavior data to predict consumer demand via an on-line environment, the method comprising:

monitoring behavior of at least one consumer in the on-line environment by at least one server coupled to at least one communication network included in the on-line environment prior to, during and subsequent to at least one sales transaction performed in the on-line environment to generate consumer behavior data; and

analyzing the generated consumer behavior data at at least one server coupled to the at least one communication network included in the on-line environment to determine efficacy of a plurality of parameters relating to one or more sales transaction related offerings,

wherein the monitoring behavior is performed past completion of the at least one sales transaction performed in the on-line environment, and the analyzing is performed based on consumer behavior data generated based on monitored behavior occurring after the at least one sales transaction, wherein a safe transaction service provider determines whether it is acceptable to assume one or more obligations of a party that provides a product or a service associated with the one or more sales transaction related offerings.

27. The method of claim 26 , further comprising providing a transaction related offering graphic.

Assignments (11)