IP Library Granted Patent US 7,922,076
Granted Patent B2
US 7,922,076 · App. 12/291,675 · Granted Apr 12, 2011

Banking apparatus operated responsive to data bearing records

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Quick Facts
Patent No.
US 7,922,076
App. No.
12/291,675
Granted
Apr 12, 2011
Kind
B2
Abstract

An automated banking machine controlled responsive to data bearing records includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.

Claims (69)

1. A banking system apparatus that is operative responsive to data bearing records, comprising:

a card reader, wherein the card reader is operative to read data included on user cards;

an automated banking machine including:

a housing;

at least one input device, wherein the at least one input device is operative to receive inputs from machine users, wherein the at least one input device includes the card reader;

at least one output device, wherein the at least one output device includes a visual display;

a cash dispenser;

a deposit accepting device,

wherein the deposit accepting device includes a plurality of sheet sensors, wherein each of the plurality of sheet sensors is operative to sense a sheet adjacent thereto during processing of a deposited sheet through operation of the deposit accepting device;

at least one processor in operative connection with the at least one input device, the at least one output device, the cash dispenser, and the deposit accepting device,

wherein the machine operates to carry out transactions for authorized users responsive at least in part to data read from user cards,

wherein the display outputs a visual representation of the deposit accepting device and each of the plurality of sheet sensors,

wherein the visual representation includes a visual indication of times during processing of the sheet when respective sheet sensors sense the sheet adjacent thereto.

2. The apparatus according to claim 1 wherein the deposit accepting device includes at least one sheet diverter gate that changes between at least two conditions during processing of the sheet, and wherein a visual representation of the at least one sheet diverter gate is included in the visual representation of the deposit accepting device, and wherein the visual representation of the deposit accepting device includes an indication of times during processing of the sheet when the at least one diverter gate is in each condition.

3. The apparatus according to claim 2 wherein the deposit accepting device includes at least one sheet storage and retrieval device, wherein the visual representation of the deposit accepting device includes a visual representation of the sheet storage and retrieval device, and wherein the visual representation of the deposit accepting device includes an indication of times during processing of the sheet when the sheet storage and retrieval device at least one of accepts and delivers the sheet.

4. The apparatus according to claim 3 wherein the deposit accepting device includes at least one transport belt, and wherein the visual representation of the deposit accepting device includes a visual representation of the at least one transport belt as well as a visual representation of a direction of movement of the at least one transport belt during processing of the sheet.

5. The apparatus according to claim 4 wherein the deposit accepting device includes at least one sheet storage location, and wherein the visual representation of the deposit accepting device includes a visual representation of the at least one sheet storage location, and a visual indication corresponding to a number of sheets currently in the sheet storage location.

6. The apparatus according to claim 5 wherein the at least one processor operates to store operation data corresponding to timing and condition of the plurality of sensors, the at least one diverter gate, the at least one sheet storage and retrieval device, and the at least one transport belt, during processing of the sheet, and wherein the machine operates responsive at least in part to the stored operation data to output through the display at a time after the sheet has been processed, the visual representation of the deposit accepting device operating during processing of the sheet.

7. The apparatus according to claim 6 wherein the visual representation of the deposit accepting device operating as the sheet is processed is output selectively at a speed which does not correspond to an actual speed at which the sheet is processed by the deposit accepting device.

8. The apparatus according to claim 7 wherein the visual representation of the deposit accepting device operating as the sheet is processed is at least one of stopped and replayed.

9. The apparatus according to claim 8 wherein the visual representation of the deposit accepting device includes a moving visual representation of the sheet during processing.

10. The apparatus according to claim 9 wherein the at least one processor operates to cause the operation data to be stored on a computer readable article separable from the automated banking machine.

11. The apparatus according to claim 9 wherein the at least one processor operates to cause the operation data to be sent from the automated banking machine to a remote computer.

12. The apparatus according to claim 1 wherein the at least one processor operates to store operation data corresponding to timing and condition of the plurality of sensors during processing of the sheet.

13. The apparatus according to claim 12 wherein the visual representation of the deposit accepting device includes a moving visual representation, and wherein the moving visual representation is output at a time after the sheet is processed by the machine.

14. The apparatus according to claim 12 wherein the at least one processor operates to cause the operation data to be sent to a remote computer.

15. The apparatus according to claim 1 wherein the deposit accepting device includes a plurality of sheet storage locations, wherein the visual representation of the deposit accepting device includes a visual representation of each sheet storage location, and a visual representation of a number of sheets in each respective sheet storage location.

16. The apparatus according to claim 1 wherein the visual representation of the deposit accepting device comprises a visual representation including color changes corresponding to changes in conditions of the plurality of sensors with time.

17. A banking system apparatus comprising:

an automated transaction machine including:

at least one input device,

wherein the at least one input device is operative to receive inputs from machine users,

wherein the at least one input device includes at least one reader,

wherein the at least one reader is operative to read identifying data provided by machine users,

at least one output device,

wherein the at least one output device includes a display,

a sheet accepting device,

wherein the sheet accepting device includes a plurality of sheet sensors,

wherein each of the sheet sensors is operative to sense a sheet adjacent thereto,

wherein the sheet accepting device includes at least one sheet diverter gate that is operable to change between at least two different conditions,

at least one computer,

wherein the at least one computer is in operative connection with the at least one input device, the at least one output device, and the sheet accepting device,

wherein the at least one computer is programmed to allow a machine user to carry out a transaction responsive at least in part to identifying data read by the at least one reader,

wherein the at least one computer is programmed to cause the display to provide at least one visual representation of at least a portion of the sheet accepting device,

wherein during movement of a sheet through operation of the sheet accepting device, the display is operable to indicate in the at least one visual representation, when the at least one diverter gate is in each of the different conditions.

18. A banking system apparatus comprising:

an automated transaction machine including:

at least one input device,

wherein the at least one input device is operative to receive inputs from machine users,

wherein the at least one input device includes at least one reader,

wherein the at least one reader is operative to read identifying data provided by machine users,

at least one output device,

wherein the at least one output device includes a display,

a sheet accepting device,

wherein the sheet accepting device includes a plurality of sheet sensors,

wherein each of the plurality of sheet sensors is operative to sense a sheet adjacent thereto in a plurality of respective different disposed locations in the deposit accepting device,

at least one computer,

wherein the at least one computer is in operative connection with the at least one input device, the at least one output device, and the sheet accepting device,

wherein the at least one computer is programmed to allow a machine user to carry out a transaction responsive at least in part to identifying data read by the at least one reader,

wherein the at least one computer is programmed to cause the display to provide at least one visual representation of the deposit accepting device, wherein the at least one visual representation includes at least one visual representation of the plurality of sheet sensors,

wherein during movement of a sheet through operation of the sheet accepting device, the display is operable to indicate in the at least one visual representation of the plurality of sheet sensors, different conditions of a respective sheet sensor by changes in color in the at least one visual representation of the respective sheet sensor.

19. The apparatus according to claim 18 wherein the automated transaction machine comprises an automated banking machine,

wherein the automated banking machine includes the at least one reader, the at least one computer, and a cash dispenser,

wherein the at least one reader includes a card reader, wherein the card reader is operative to read card data,

wherein the at least one computer is programmed to allow a machine user to carry out a cash dispense transaction responsive at least in part to the machine user being recognized as an authorized machine user based at least in part on card data read by the card reader.

20. The apparatus according to claim 18

wherein the at least one computer is programmed to cause operation data to be obtained,

wherein the operation data corresponds to conditions of the plurality of sensors during movement of the sheet,

wherein the at least one computer is programmed to cause the automated transaction machine to send the operation data to a remote computer.

Assignments (26)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 9, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069889/0890 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED ON REEL 044013 FRAME 0486. ASSIGNOR(S) HEREBY CONFIRMS THE CHANGE FROM DIEBOLD NIXDORF, INCORPORATED TODIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED. Recorded Aug 27, 2020
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 053622/0112 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044013/0486 →
PATENT SECURITY AGREEMENT Recorded Aug 17, 2016
From: DIEBOLD, INCORPORATED; DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 039723/0548 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 2, 2011
From: RYAN, MIKE P.; BESKITT, WILLIAM D.; BLACKFORD, DAMON J.; VANKIRK, THOMAS A.; PETERS, DAVID A.
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
Reel/Frame 025887/0001 →