Automated banking machine that operates responsive to data bearing records
View Patent ↗An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The automated banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The automated banking machine may further acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the automated banking machine in exchange for the deposited check.
1. Apparatus comprising:
an automated banking machine,
wherein the machine includes at least one reader operable to read machine user data corresponding to a financial account,
wherein the machine includes a check acceptor operable to receive checks from machine users,
wherein the machine includes at least one scanner,
wherein the at least one scanner includes at least three light sources, each operable to respectively emit a different color of light,
wherein the at least one scanner includes a plurality of sensors arranged in a row,
wherein each sensor is operative to acquire pixel data representative of light intensity,
wherein the at least one scanner is operative to acquire an electronic image of at least one side of a received check as the check moves relative to the row of sensors,
wherein the electronic image comprises a plurality of respective parallel scan lines corresponding to respective strips of the at least one side,
wherein each respective scan line includes a plurality of pixel data representative of levels of intensity of light reflected from the respective strip and sensed by the sensors for only one of the colors of light,
wherein the at least one scanner in acquiring the pixel data for a respective scan line, uses the one color to illuminate the respective strip, resulting in at least two of the colors not used in illuminating the respective strip,
wherein the machine is associated with at least one processor,
wherein the at least one processor is operatively connected with the at least one reader and the at least one scanner,
wherein the at least one processor is operative for each respective scan line corresponding to a respective strip, to interpolate additional pixel data using at least one adjacent scan line adjacent to the respective scan line,
wherein the additional pixel data is representative of a sensed intensity of light reflected from at least one adjacent strip adjacent to the respective strip, for at least two of the colors not used in illuminating the respective strip,
wherein the at least one processor is operative for each respective scan line, to include the additional pixel data with the acquired pixel data,
wherein the electronic image with the additional pixel data corresponds to a reconstructed electronic image of the at least one side.
2. The apparatus according to claim 1 further comprising at least one display device, wherein the first electronic image with the additional pixel data corresponds to a reconstructed electronic image of the at least one side of the at least one document, wherein the at least one processor is operative to cause the at least one display device to output a visual representation of the reconstructed electronic image.
3. The apparatus according to claim 1 wherein the at least one scanner includes a contact image sensor comprising the row of sensors.
4. The apparatus according to claim 1 wherein the light sources include a red LED, a green LED, and a blue LED.
5. The apparatus according to claim 1 wherein each set of three sequentially adjacent scan lines of the first electronic image includes:
a first scan line comprising pixel data acquired during only illumination of a first one of the light sources;
a second scan line comprising pixel data acquired during only illumination of a second one of the light sources; and
a third scan line comprising pixel data acquired during only illumination of a third one of the light sources.
6. The apparatus according to 1 wherein the at least one processor, is operative to interpolate the additional pixel data responsive to the relative proximity of the at least one adjacent scan line to the respective scan line.
7. The apparatus according to claim 1 wherein the machine includes a cash dispenser operable to dispense cash.
8. The apparatus according to claim 1 wherein the machine includes the at least one processor.
9. An automated banking machine that operates responsive to data bearing records comprising:
at least one processor,
a card reader, wherein the at least one processor is operative to cause the at least one card reader to read data from at least one data bearing record corresponding to a financial account of a user operating the machine,
a cash dispenser, wherein the at least one processor is operative to cause the cash dispenser to dispense cash and to cause the financial account to be assessed an amount corresponding to cash dispensed,
a deposit accepting apparatus operative to receive at least one document from a user operating the machine, wherein the at least one document includes at least one side,
at least one scanner,
wherein the at least one scanner includes at least three light sources operative to emit light respectively in at least three different colors,
wherein the at least one scanner includes a plurality of sensors arranged in a row,
wherein each sensor is operative to acquire pixel data representative of light intensity,
wherein the at least one scanner is operative to acquire a first electronic image of the at least one side of the at least one document as the at least one document moves relative the row of sensors,
wherein the first electronic image is comprised of a plurality of respective parallel scan lines, each including a plurality of pixel data representative of levels of intensity of light sensed by the sensors for at least one color of light reflected from a respective different section of the at least one side of the at least one document,
wherein the at least one scanner when acquiring pixel data for each respective scan line for the first electronic image, is operative to cause less than three of the light sources to illuminate a respective section of the at least one side of the at least one document that is adjacent the row of sensors,
wherein the at least one processor is operative to include with the pixel data for each scan line, additional pixel data representative of an intensity of light for colors associated with the at least one light source that was not illuminated for the respective scan line,
responsive to pixel data in other scan lines in which the at least one light source was illuminated,
wherein the at least one scanner when acquiring each pixel data for each respective scan line for the first electronic image, is operative to cause only two of the light sources to sequently illuminate a respective section of the at least one side of the at least one document that is adjacent the row of sensors,
wherein the at least one processor is operative to include with the pixel data for each scan line, additional pixel data representative of an intensity of light for the color associated with the one light source that was not illuminated for the respective scan line, responsive to pixel data in other adjacent scan lines in which the one light source was illuminated,
wherein each set of three sequentially adjacent scan lines of the first electronic image includes:
a first scan line comprising pixel data acquired during only illumination of a first one and a second one of the light sources;
a second scan line comprising pixel data acquired during only illumination of a second one and a third one of the light sources; and
a third scan line comprising pixel data acquired during only illumination of the first one and the third one of the light sources.
10. A method of operating an automated banking machine responsive to data bearing records, comprising:
a) operating an automated banking machine to cause at least one card reader to read data from at least one data bearing record corresponding to a financial account of a user operating the machine,
wherein the machine includes at least one processor, a cash dispenser, and a deposit accepting apparatus,
wherein the at least one processor is operative to cause a cash dispenser to dispense cash and to cause the financial account to be assessed an amount corresponding to cash dispensed;
b) through operation of the deposit accepting apparatus, receiving at least one document from the user operating the machine, wherein the at least one document includes at least one side, wherein the document accepting device includes a scanner, wherein the at least one scanner includes at least three light sources operative to emit light respectively in at least three different colors, wherein the at least one scanner includes a plurality of sensors arranged in a row, wherein each sensor is operative to acquire pixel data representative of light intensity;
c) through operation of the scanner, acquiring a first electronic image of the at least one side of the at least one document as the at least one document moves relative the row of sensors,
wherein the first electronic image is comprised of a plurality of respective parallel scan lines, each including a plurality of pixel data representative of levels of intensity of light sensed by the sensors for at least one color of light reflected from a respective different section of the at least one side of the at least one document,
wherein the scanner when acquiring pixel data for each respective scan line for the first electronic image, is operative to cause less than three of the light sources to illuminate a respective section of the at least one side of the at least one document that is adjacent the row of sensors;
d) through operation of the at least one processor, including with the pixel data for each scan line additional pixel data representative of an intensity of light for colors associated with the at least one light source that was not illuminated for the respective scan line, responsive to pixel data in other scan lines in which the at least one light source was illuminated;
wherein (c) includes when acquiring each pixel data for each respective scan line for the first electronic image, causing only two of the light sources to sequently illuminate a respective section of the at least one side of the at least one document that is adjacent the row of sensors,
wherein (d) includes through operation of the at least one processor, including with the pixel data for each scan line, additional pixel data representative of an intensity of light for the color associated with the one light source that was not illuminated for the respective scan line, responsive to pixel data in other adjacent scan lines in which the one light source was illuminated,
wherein in (c) each set of three sequentially adjacent scan lines of the first electronic image includes:
a first scan line comprising pixel data acquired during only illumination of a first one and a second one of the light sources;
a second scan line comprising pixel data acquired during only illumination of a second one and a third one of the light sources; and
a third scan line comprising pixel data acquired during only illumination of the first one and the third one of the light sources.
11. The method according to claim 10 , wherein the automated banking machine includes at least one display device, wherein the first electronic image with the additional pixel data included in (d) corresponds to a reconstructed electronic image of the at least one side of the at least one document, where the method further comprises:
through operation of the at least one processor, causing the at least one display device to output a visual representation of the reconstructed electronic image.
12. The method according to claim 10 wherein in (c) the scanner includes a contact image sensor comprising the row of sensors.
13. The method according to claim 10 wherein in (c) the light sources include a red LEI), a green LED, and a Blue LED.
14. The method according to claim 10 wherein in (c) each set of three sequentially adjacent scan lines of the first electronic image includes:
a first scan line comprising pixel data acquired during only illumination of a first one of the light sources;
a second scan line comprising pixel data acquired during only illumination of a second one of the light sources; and
a third scan line comprising pixel data acquired during only illumination of a third one of the light sources.
15. The method according to claim 10 wherein (d) includes through operation of the at least one processor, interpolating the additional pixel data responsive to the pixel data in the other scan lines and the relative proximity of the other scan lines.
16. The method according to claim 10 where in (b) the at least one document includes a check.
17. Apparatus comprising:
an automated banking machine,
wherein the machine includes at least one reader operable to read machine user data corresponding to a financial account,
wherein the machine includes a check acceptor operable to receive checks from machine users,
wherein the machine includes at least one scanner,
wherein the at least one scanner includes at least three light sources, each operable to respectively emit a different color of light,
wherein the at least one scanner includes a plurality of sensors arranged in a row,
wherein each sensor is operative to acquire pixel data representative of light intensity,
wherein the at least one scanner is operative to acquire an electronic image of at least one side of a received check as the check moves relative to the row of sensors,
wherein the electronic image comprises a plurality of respective parallel scan lines corresponding to respective strips of the at least one side,
wherein each respective scan line includes a plurality of pixel data representative of levels of intensity of light reflected from the respective strip and sensed by the sensors for only two of the colors of light,
wherein the at least one scanner in acquiring the pixel data for a respective scan line, uses the two colors to sequently illuminate the respective strip, resulting in at least one of the colors not used in illuminating the respective strip,
wherein the machine is associated with at least one processor,
wherein the at least one processor is operatively connected with the at least one reader and the at least one scanner,
wherein the at least one processor is operative for each respective scan line corresponding to a respective strip, to interpolate additional pixel data using at least one adjacent scan line adjacent to the respective scan line,
wherein the additional pixel data is representative of a sensed intensity of light reflected from at least one adjacent strip adjacent to the respective strip, for at least one of the colors not used in illuminating the respective strip,
wherein the at least one processor is operative for each respective scan line, to include the additional pixel data with the acquired pixel data,
wherein the electronic image with the additional pixel data corresponds to a reconstructed electronic image of the at least one side.
18. The apparatus according to claim 17 wherein the machine includes a cash dispenser operable to dispense cash.
19. The apparatus according to claim 17 wherein the machine includes the at least one processor.