Granted Patent B2

US 8,321,349 · App. 12/338,073 · Granted Nov 27, 2012

Abstract

Claims (31)

1. A method of operating a self-service check depositing terminal to provide an acknowledgement receipt for a depositor conducting a check deposit transaction at the self-service check depositing terminal, the method of the self-service check depositing terminal comprising:

receiving, by the self-service check depositing terminal, one or more checks from the depositor;

generating, by the self-service check depositing terminal, a check deposit transaction receipt associated with the check deposit transaction;

obtaining, by the self-service check depositing terminal, an electronic mail (email) address associated with the depositor;

printing, by the self-service check depositing terminal, an acknowledgement receipt which contains a notification that the check deposit transaction receipt has either been sent or will be sent in an email to the email address associated with the depositor; and

delivering, by the self-service check depositing terminal, the printed acknowledgment receipt to the depositor at the self-service check depositing terminal to notify the depositor that the check deposit transaction receipt has either been sent or will be sent in an email to the email address associated with the depositor.

2. A method of the self-service check depositing terminal according to claim 1 , wherein the acknowledgment receipt contains information about the check deposit transaction.

3. A method of operating a self-service check depositing terminal to provide an acknowledgement receipt for a depositor conducting a check deposit transaction at the self-service check depositing terminal, the method of the self-service check depositing terminal comprising:

receiving, by the self-service check depositing terminal, one or more checks from the depositor;

generating, by the self-service check depositing terminal, a check deposit transaction receipt associated with the check deposit transaction;

storing, by the self-service check depositing terminal, the check deposit transaction receipt in a Web server;

obtaining, by the self-service check depositing terminal, a Uniform Resource Locator (URL) associated with the check deposit transaction receipt stored in the Web server;

printing, by the self-service check depositing terminal, an acknowledgement receipt which contains a notification that the check deposit transaction receipt can be obtained by going to the URL and retrieving the check deposit transaction receipt from the Web server; and

delivering, by the self-service check depositing terminal, the printed acknowledgment receipt to the depositor at the self-service check depositing terminal to notify the depositor that the check deposit transaction receipt can be obtained by going to the URL and retrieving the check deposit transaction receipt from the Web server.

4. A method of the self-service check depositing terminal according to claim 3 , wherein the acknowledgment receipt contains information about the check deposit transaction.

5. A method of operating a self-service check depositing terminal when a depositor is conducting a check depositing transaction at the self-service check depositing terminal, the method of the self-service check depositing terminal comprising:

receiving, by the self-service check depositing terminal, one or more checks from the depositor;

generating, by the self-service check depositing terminal, a check deposit transaction receipt associated with the check deposit transaction;

presenting, by the self-service check depositing terminal, a screen on a display to the depositor to enable the depositor to select a delivery channel for receiving the check deposit transaction receipt; and

delivering, by the self-service check depositing terminal, the check deposit transaction receipt to the depositor via the selected delivery channel.

6. A method of the self-service check depositing terminal according to claim 5 , wherein the selected delivery channel comprises a mode of electronic mail (email).

7. A method of the self-service check depositing terminal according to claim 5 , wherein the selected delivery channel comprises a Uniform Resource Locator (URL) by which the depositor can go to obtain the check deposit transaction receipt.

8. A method of operating a self-service check depositing terminal when a depositor is conducting a check depositing transaction at the self-service check depositing terminal, the method of the self-service check depositing terminal comprising:

receiving, by the self-service check depositing terminal, a customer identification card from the depositor;

reading, by the self-service check depositing terminal, data from the customer identification card received from the depositor;

receiving, by the self-service check depositing terminal, one or more checks from the depositor;

generating, by the self-service check depositing terminal, a check deposit transaction receipt associated with the check deposit transaction;

based upon the data read from the customer identification card received from the depositor, identifying, by the self-service check depositing terminal, a delivery channel for delivering the check deposit transaction receipt to the depositor; and

delivering, by the self-service check depositing terminal, the check deposit transaction receipt to the depositor via the identified delivery channel.

9. A method of the self-service check depositing terminal according to claim 8 , wherein the identified delivery channel comprises a mode of electronic mail (email).

10. A method of the self-service check depositing terminal according to claim 8 , wherein the identified delivery channel comprises a Uniform Resource Locator (URL) by which the depositor can go to obtain the check deposit transaction receipt.

Assignments (8)