IP Library Granted Patent US 8,011,577
Granted Patent B2
US 8,011,577 · App. 12/339,078 · Granted Sep 6, 2011

Payment cards and devices with gift card, global integration, and magnetic stripe reader communication functionality

Assignee: Dynamics Inc.
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Quick Facts
Patent No.
US 8,011,577
App. No.
12/339,078
Granted
Sep 6, 2011
Kind
B2
Abstract

A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Gift cards may be inputted by a user into such a payment card or other device such that a user can combine gift cards. Similarly, a user be provided with a global payment account that can be utilized in multiple countries that have different standards for formatting data. A user may be provided with a default country (e.g., United States) but may have a way to select that the user is in a different country (e.g., Japan). Accordingly, a user may select that a Japanese data structure be transmitted through a magnetic stripe reader when the user is in Japan.

Claims (45)

1. A payment card comprising:

a first display;

a first button;

a payment card number;

a dynamic magnetic stripe communications device;

a processor; and

a second display located adjacent to a second button, wherein said processor displays one of a plurality of indicia on said second display and performs an action associated with said one of said plurality of indicia based on a signal received from said second button.

2. The payment card of claim 1 , further comprising a battery.

3. The payment card of claim 1 , further comprising an RFID antenna.

4. The payment card of claim 1 , further comprising an IC chip.

5. The payment card of claim 1 , further comprising a second dynamic magnetic stripe communications device.

6. The payment card of claim 1 , further comprising a battery and a magnetic emulator.

7. The payment card of claim 1 , further comprising a first surface, wherein said first display, said first button, said second display, and said second button are accessible from said first surface.

8. The payment card of claim 1 , wherein said second button is located to the left of said second display.

9. The payment card of claim 1 , further comprising a third button.

10. The payment card of claim 1 , further comprising a third button and a fourth button.

11. The payment card of claim 1 , further comprising a third display.

12. The payment card of claim 1 , further comprising a third display and a fourth display.

13. The payment card of claim 1 , wherein said first display is located adjacent to said first button.

14. The payment card of claim 1 , further comprising a light emitting diode.

15. The payment card of claim 1 , further comprising a third button, a fourth button, a fifth button, a sixth button, a seventh button, an eighth button, and a ninth button.

16. The payment card of claim 1 , further comprising an external connector for connecting to a device.

17. The payment card of claim 1 , wherein said one of said plurality of indicia is a name of an entity.

18. The payment card of claim 1 , further comprising a plurality of buttons, wherein a manual code is operable to be received from said plurality of buttons to load a card.

19. The payment card of claim 1 , further comprising a plurality of buttons, wherein a manual code is operable to be received from said plurality of buttons to load a gift card.

20. The payment card of claim 1 , further comprising a first surface, wherein said first display and said second display are accessible from said first surface.

21. A payment card comprising:

a first display;

a first button;

a payment card number;

an electronic device operable to communicate data to a magnetic stripe reader; and

a second display located adjacent to a second button, wherein said processor displays one of a plurality of indicia on said second display and performs an action associated with said one of said plurality of indicia based on a signal received from said second button.

22. The payment card of claim 21 , further comprising a battery.

23. The payment card of claim 21 , further comprising an RFID antenna.

24. The payment card of claim 21 , further comprising an IC chip.

25. The payment card of claim 21 , further comprising a battery and a processor.

26. The payment card of claim 21 , further comprising a first surface, wherein said first display, said first button, said second display, and said second button are accessible from said first surface.

27. The payment card of claim 21 , wherein said second button is located to the left of said second display.

28. The payment card of claim 21 , further comprising a third button.

29. The payment card of claim 21 , further comprising a third button and a fourth button.

30. The payment card of claim 21 , further comprising a third display.

31. The payment card of claim 21 , wherein said first display is located adjacent to said first button.

32. The payment card of claim 21 , further comprising a light emitting diode.

33. The payment card of claim 21 , further comprising a third button, a fourth button, a fifth button, a sixth button, a seventh button, an eighth button, and a ninth button.

34. The payment card of claim 21 , wherein said one of said plurality of indicia is a name of an entity.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 19, 2008
From: MULLEN, JEFFREY D; LAMBETH, DAVID N; CLOUTIER, BRUCE S
To: DYNAMICS INC.
Reel/Frame 022005/0504 →
Continuity (12)
Provisional Application 61016491 · Dec 24, 2007
Provisional Application 61026846 · Feb 7, 2008
Provisional Application 61027807 · Feb 11, 2008
Provisional Application 61081003 · Jul 15, 2008
Provisional Application 61086239 · Aug 5, 2008
Provisional Application 61090423 · Aug 20, 2008
Provisional Application 61097401 · Sep 16, 2008
Provisional Application 61112766 · Nov 9, 2008
Provisional Application 61117186 · Nov 23, 2008
Provisional Application 61119366 · Dec 2, 2008
Provisional Application 61120813 · Dec 8, 2008
Related Publication 20090159689A1 · Jun 25, 2009