IP Library Granted Patent US 8,672,216
Granted Patent B2
US 8,672,216 · App. 12/423,633 · Granted Mar 18, 2014

Flat card production systems and methods

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Quick Facts
Patent No.
US 8,672,216
App. No.
12/423,633
Granted
Mar 18, 2014
Kind
B2
Abstract

Systems and methods for producing a presentation instrument involve receiving an image file having an account number stamp, and producing the image file onto a piece of stock material, such that a visible account number corresponding to the account number stamp is created on the stock material. The visible account number is scanned with a reader. An account number record is encoded onto a presentation instrument, and compared with the scanned visible account number.

Claims (36)

1. A just in time manufacturing method for producing a presentation instrument for issuance to a customer at an on-site location, comprising:

receiving an image file having an account number stamp;

producing the image file onto a piece of stock material at the on-site location, such that a visible account number corresponding to the account number stamp is created on the stock material, the visible account number comprising an unencoded number;

scanning the visible account number with a reader at the on-site location;

generating an account number record;

encoding the account number record on the presentation instrument at the on-site location; and

comparing the scanned visible account number with the encoded account number record.

2. The method of claim 1 , wherein the step of producing the image file onto the piece of stock material comprises printing the visible account number using an unembossed printing procedure.

3. The method of claim 1 , wherein the reader comprises an optical character recognition (OCR) reader.

4. The method of claim 1 , wherein the reader comprises a camera reader.

5. The method of claim 1 , wherein the presentation instrument comprises a magnetic stripe, and the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto the magnetic stripe.

6. The method of claim 1 , wherein the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto a bar code of the card.

7. The method of claim 1 , wherein the presentation instrument comprises an RFID tag, and the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto the RFID tag.

8. A just in time manufacturing method for producing a presentation instrument for issuance to a customer at an on-site location, comprising:

receiving an image file having an account number stamp;

producing the image file onto a piece of stock material at the on-site location, such that a visible account number corresponding to the account number stamp is created on the stock material, the visible account number comprising an unencoded number;

scanning the visible account number with a reader at the on-site location;

generating an account number record based on the scanned visible account number; and

encoding the account number record on the presentation instrument at the on-site location.

9. The method of claim 8 , wherein the step of producing the image file onto the piece of stock material comprises printing the visible account number using an unembossed printing procedure.

10. The method of claim 8 , wherein the reader comprises an optical character recognition (OCR) reader.

11. The method of claim 8 , wherein the reader comprises a camera reader.

12. The method of claim 8 , wherein the presentation instrument comprises a magnetic stripe, and the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto the magnetic stripe.

13. The method of claim 8 , wherein the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto a bar code of the card.

14. The method of claim 8 , wherein the presentation instrument comprises an RFID tag, and the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto the RFID tag.

15. A system for producing a presentation instrument at an on-site location, comprising:

a processor that produces an image file having an account number stamp based on an original image file and an account number file;

a printing apparatus that prints the image file having the account number stamp onto a presentation instrument card stock at the on-site location, such that a visible account number corresponding to the account number stamp is created on the presentation instrument stock material, the visible account number comprising an unencoded number;

a reading apparatus that scans the visible account number on the presentation instrument stock material at the on-site location;

an encoding apparatus that encodes an account number information corresponding to the scanned visible account number onto a storage medium of the presentation instrument at the on-site location; and

a comparison module that compares the scanned visible account number with the encoded account number information.

16. The system of claim 15 , wherein the printing apparatus is configured to print the image file onto the presentation instrument card stock in an unembossed format.

17. The system of claim 15 , wherein the reading apparatus comprises an optical character recognition (OCR) reader.

18. The system of claim 15 , wherein the reading apparatus comprises a camera reader.

19. The system of claim 15 , wherein the encoding apparatus is configured to encode the account number record on a magnetic stripe of the presentation instrument.

20. The system of claim 15 , wherein the encoding apparatus is configured to encode the account number on a bar code of the presentation instrument.

Assignments (4)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, INC. (K/N/A FIRST DATA RESOURCES, LLC); FUNDSXPRESS FINANCIAL NETWORKS, INC.; INTELLIGENT RESULTS, INC. (K/N/A FIRST DATA SOLUTIONS, INC.); LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050090/0060 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION; DW HOLDINGS, INC.; FIRST DATA RESOURCES, LLC; FUNDSXPRESS FINANCIAL NETWORK, INC.; FIRST DATA SOLUTIONS, INC.; LINKPOINT INTERNATIONAL, INC.; MONEY NETWORK FINANCIAL, LLC; SIZE TECHNOLOGIES, INC.; TASQ TECHNOLOGY, INC.; TELECHECK INTERNATIONAL, INC.
Reel/Frame 050091/0474 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENT RIGHTS Recorded Aug 19, 2019
From: WELLS FARGO BANK, NATIONAL ASSOCIATION
To: FIRST DATA CORPORATION
Reel/Frame 050094/0455 →
RELEASE OF SECURITY INTEREST Recorded Jul 30, 2019
From: CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH
To: FIRST DATA CORPORATION; CLOVER NETWORK, INC.; MONEY NETWORK FINANCIAL, LLC
Reel/Frame 049899/0001 →