Automated banking machine system dependent on unique data bearing record reader operation
View Patent ↗An automated banking machine includes a card reader operative to read data from user cards. Read card data enables an authorized machine user to select between receiving currency bills that include a programmable tracking device or currency bills that do not include a programmable tracking device. The automated banking machine can dispense the form of currency bills that corresponds to the user's selection. Prior to dispensing a currency bill that has a programmable tracking device, the automated banking machine stores information related to the read card data in the currency bill.
1. Apparatus comprising:
an automated banking machine including:
at least one cash dispenser device,
wherein the at least one cash dispenser device is operative to dispense currency bills from the machine,
a card reader,
wherein the card reader is operative to read from a user card, card data useable in determining whether a user of the machine is authorized to carry out a cash dispense transaction involving a financial account associated with the user,
at least one programming device,
wherein the at least one programming device is operative to program data on programmable tracking devices of currency bills,
at least one processor,
wherein the at least one processor is in operative connection with the card reader, the at least one cash dispenser device, and the at least one programming device,
wherein the at least one processor is operative to cause the at least one programming device to program,
in a programmable tracking device of a currency bill,
transaction data unique to at least one of the machine, the user, or any combination thereof.
2. The apparatus according to claim 1 wherein the at least one processor is operative to cause the at least one programming device to program in a programmable tracking device of a currency bill, transaction data unique to the machine.
3. The apparatus according to claim 1 wherein the at least one processor is operative to cause the at least one programming device to program in a programmable tracking device of a currency bill, form data unique to the user.
4. Apparatus comprising:
an automated banking machine including:
at least one data reader,
wherein the at least one data reader is operable to read data usable to identify a financial account associated with a user of the machine,
at least one cash transport mechanism,
wherein the at least one cash transport mechanism is operable to transport currency bills in the machine,
at least one data writer,
wherein the at least one data writer is operable to load data into memory of currency bills,
at least one processor associated with the machine,
wherein the at least one processor is in operative connection with the at least one data reader, the at least one cash transport mechanism, and the at least one data writer,
wherein the at least one processor is configured to operate to cause the at least one data writer to load transaction data into memory of at least one currency bill,
wherein the transaction data associates the at least one currency bill with at least one of the machine, the user, a transaction carried out with the machine, or any combination thereof.
5. The apparatus according to claim 4 wherein the machine includes the at least one processor,
wherein the at least one cash transport mechanism includes a cash acceptor and a cash dispenser,
wherein the at least one processor is configured to operate to cause at least one of:
(i) the cash acceptor to receive the at least one currency bill from the user during a cash deposit transaction, prior to causing the transaction data to be loaded into the memory of the at least one currency bill; or
(ii) the cash dispenser to dispense the first currency bill from the machine during a cash dispensing transaction, subsequent to causing the at least one data writer to load the data into the memory of the first currency bill.
6. The apparatus according to claim 4 wherein the transaction data is unique to the user.
7. The apparatus according to claim 6 wherein the transaction data includes image data that corresponds to at least one facial image of the user.
8. The apparatus according to claim 4 wherein the transaction data includes GPS data that is unique to the machine.
9. The apparatus according to claim 4 wherein the at least one data writer includes a programming device,
wherein the programming device is operable to program the transaction data into a programmable memory of a currency bill.
10. The apparatus according to claim 9 wherein the programming device comprises an RFID data writer,
wherein the RFID data writer is operable to program the transaction data into an RFID tag of a currency bill.
11. Apparatus comprising:
an automated banking machine including:
at least one data reader,
wherein the at least one data reader is operable to obtain data usable to identify a financial account associated with an entity,
at least one cash transport mechanism,
wherein the at least one cash transport mechanism is operable to transport currency bills in the machine,
wherein the at least one cash transport mechanism is operable to transport at least one currency bill during a transaction involving a first currency bill that includes memory,
at least one data writer,
wherein the at least one data writer is operable to load data into the memory of the first currency bill,
at least one processor associated with the machine,
wherein the at least one processor is in operative connection with the at least one data reader, the at least one cash transport mechanism, and the at least one data writer,
wherein the at least one processor is configured to operate to cause the at least one data writer to load into the memory of the first currency bill, data usable to associate the entity with the first currency bill.
12. The apparatus according to claim 11 wherein the at least one data writer includes a programming device,
wherein the programming device is operable to program the data into a programmable memory of a currency bill.
13. The apparatus according to claim 11 wherein the at least one processor is configured to operate to cause the at least one data writer to load into the memory of the first currency bill, data usable to identify the entity.
14. The apparatus according to claim 11 wherein the at least one cash transport mechanism includes a cash acceptor,
wherein the at least one processor is configured to operate to cause the cash acceptor to receive the first currency bill during a cash accepting transaction, prior to causing the at least one data writer to load the data into the memory of the first currency bill.
15. The apparatus according to claim 11 wherein the at least one cash transport mechanism includes a cash dispenser,
wherein the at least one processor is configured to operate to cause the cash dispenser to dispense the first currency bill from the machine during a cash dispensing transaction, subsequent to causing the at least one data writer to load the data into the memory of the first currency bill.
16. A method comprising:
(a) operating at least one processor to cause at least one data reader of an automated banking machine to obtain data usable to identify a financial account associated with an entity,
wherein the machine includes at least one cash transport mechanism,
wherein the at least one cash transport mechanism is operable to transport currency bills in the machine;
(b) operating the at least one processor to cause the at least one cash transport mechanism to transport at least one currency bill during a transaction involving a first currency bill that includes memory,
wherein the machine includes at least one data writer,
wherein the at least one data writer is operable to load data into the memory of the first currency bill; and
(c) operating the at least one processor to cause the at least one data writer to load into the memory of the first currency bill, data usable to associate the entity with the first currency bill.
17. The method according to claim 16 wherein the memory comprises a programmable memory, wherein the at least one data writer includes a programming device,
wherein (c) includes operating at least one processor to cause the programming device to program the data into the programmable memory.
18. The method according to claim 16 wherein (c) includes operating the at least one processor to cause the at least one data writer to load into the memory of the first currency bill, data usable to identify the entity.
19. The method according to claim 16 wherein the at least one cash transport mechanism includes a cash acceptor, wherein the transaction comprises a cash accepting transaction,
wherein (b) includes operating at least one processor to cause the cash acceptor to receive the first currency bill during the cash accepting transaction,
wherein (c) is subsequent to (b).
20. The method according to claim 16 wherein the at least one cash transport mechanism includes a cash dispenser, wherein the transaction comprises a cash dispensing transaction,
wherein (b) includes operating at least one processor to cause the cash dispenser to dispense the first currency bill during the cash dispensing transaction,
wherein (b) is subsequent to (c).