Automated banking machine currency presenter arrangement
View Patent ↗A banking system includes an automated banking machine controlled by data bearing records. The machine compares indicia from a bearer record with computer information regarding the bearer. The machine operates to reallocate credit among various accounts responsive to computer determined correspondence among stored user identification data, read card data, and read biometric data. The machine also includes a note presenter and a currency cassette. A gate of the presenter is located at a note dispensing outlet of the machine. The gate is opened by actuating a lever linked with an arm connected to the gate. The currency cassette includes a one-piece polymer body attached to a one-piece polymer lid. A one-piece tambour door is movable along guide tracks integrally formed with body side walls.
1. A method comprising:
(a) moving a media stack in a stack presenter of a banking system automated banking machine toward an outlet of the presenter,
wherein the presenter includes a gate,
wherein the gate in a closed position prevents passage of the media stack through the outlet,
wherein the gate in an open position permits passage of the media stack through the outlet,
wherein the presenter includes at least one lever,
wherein the presenter includes at least one cam arm,
wherein the automated banking machine includes at least one user identification information reader,
wherein the at least one user identification information reader is operative to read user identification information provided by a machine user,
wherein a machine user is authorized to use the automated banking machine in carrying out a transaction responsive at least in part to computer-determined correspondence between user identification information read by the at least one user identification information reader and user identification information stored in at least one data store,
wherein the automated banking machine includes at least one removable media cassette configured to hold media,
wherein the presenter is arranged to receive media delivered from the at least one removable media cassette,
wherein the automated banking machine includes at least one of a card reader and a biometric reader,
wherein the at least one of a card reader and a biometric reader is operative to read user identification data provided by a machine user,
wherein the automated banking machine includes at least one cash dispenser operative to cause stored cash to be dispensed,
wherein the automated banking machine includes at least one machine computer,
wherein the at least one machine computer is operative to authorized a user to request a cash dispense transaction responsive at least in part to computer-determined correspondence between
user identification data read by the at least one of a card reader and a biometric reader and
user identification information stored in a user identification data store,
wherein the at least one machine computer is operative to cause a financial account to be assessed a value associated with cash dispensed;
(b) actuating the at least one lever to provide cam movement to the at least one cam arm to cause the gate to move upward toward the open position; and
(c) moving the media stack through the outlet, wherein movement of the media stack through the outlet causes the media stack to be manually accessible to a customer of the automated banking machine.
2. A method comprising:
(a) moving a media stack in a stack presenter of an automated banking machine toward an outlet of the presenter,
wherein the presenter includes a gate,
wherein the gate in a closed position prevents passage of the media stack through the outlet,
wherein the gate in an open position permits passage of the media stack through the outlet,
wherein the presenter includes at least one lever,
wherein the presenter includes at least one cam arm,
wherein the automated banking machine includes at least one user identification information reader,
wherein the at least one user identification information reader is operative to read user identification information provided by a machine user,
wherein a machine user is authorized to use the automated banking machine in carrying out a transaction responsive at least in part to computer-determined correspondence between user identification information read by the at least one user identification information reader and user identification information stored in at least one data store,
wherein the automated banking machine includes at least one removable media cassette configured to hold media,
wherein the presenter is arranged to receive media delivered from the at least one removable media cassette;
(b) actuating the at least one lever to provide cam movement to the at least one cam arm to cause the gate to move upward toward the open position; and
(c) moving the media stack through the outlet, wherein movement of the media stack through the outlet causes the media stack to be manually accessible to a customer of the automated banking machine.
3. The method according to claim 2 wherein the automated banking machine comprises a first automated banking machine, and further comprising a banking system,
wherein the banking system includes a plurality of automated banking machines,
wherein the automated banking machines include the first automated banking machine,
wherein each automated banking machine is operative to cause financial transfers responsive to data read from user cards,
wherein each automated banking machine includes:
at least one biometric reader,
wherein the at least one biometric reader is operative to read from a machine user, biometric data corresponding to user identification data,
at least one card reader,
wherein the at least one card reader is operative to read from a card of a machine user, card data corresponding to user identification data,
at least one cash dispenser,
wherein the at least one cash dispenser is operative to cause stored cash to be dispensed,
at least one machine computer,
wherein the at least one machine computer is in operative connection with the at least one card reader, the at least one biometric reader, and the at least one cash dispenser,
wherein the at least one machine computer is operative during a cash dispense transaction to cause biometric data to be read from a user through operation of the at least one biometric reader,
cause read biometric data to be compared with biometric information stored in a user identification data store, and
cause card data to be read from a user card through operation of the at least one card reader,
cause read card data to be compared with card information stored in the user identification data store,
authorized a customer to request a cash dispense transaction responsive at least in part to at least one of
computer-determined correspondence between read biometric data and stored biometric information, and
computer-determined correspondence between read card data and stored card information,
cause cash to be dispensed to an authorized customer through operation of the at least one cash dispenser,
wherein the at least one machine computer is operative to cause a financial account to be assessed a value associated with cash dispensed,
and further comprising
(d) operating at least one of the at least one biometric reader and the at least one card reader to read data corresponding to user identification data.
4. The method according to claim 2
wherein the at least one removable media cassette includes a unitary one-piece polymer body portion,
wherein the body portion includes at least one side wall having at least one guide rail integrally formed therewith,
wherein the at least one removable media cassette includes a unitary one-piece polymer lid portion,
wherein the lid portion is rotatably attached to the body portion,
wherein the at least one removable media cassette includes a polymer door guidable along the at least one guide rail,
and further comprising
(d) moving the polymer door along the at least one guide rail to one of an open door position and a closed door position.
5. The method to claim 2 wherein the at least one cam arm is connected to the gate, wherein movement of the at least one cam arm causes direct movement of the gate, wherein the at least one lever is movable to cause movement of the at least one cam arm, wherein step (b) includes moving the at least one lever to cause movement of the gate.
6. The method to claim 2 wherein each cam arm includes a first arm end and a second arm end, wherein the first arm end is connected to the gate, wherein the second arm end includes a pivot axis, wherein step (b) includes causing each respective cam arm to pivot about a respective pivot axis.
7. The method to claim 2 wherein the at least one lever includes at least one slot, wherein the at least one cam arm includes at least one pin, wherein each respective pin is configured to slide in a respective slot, wherein step (b) includes sliding each respective pin in a respective slot.
8. The method to claim 7 wherein each lever includes a respective slot, wherein each slot is angled upward, wherein each cam arm includes a respective pin,
wherein step (b) includes sliding each respective pin relatively upward in a respective slot,
and further comprising
(d) sliding each respective pin relatively downward in a respective slot to cause the gate to move downward toward the closed position.
9. The method to claim 2 and further comprising
(d) prior to step (a), moving media including at least one currency note from the at least one removable media cassette to the presenter;
(e) prior to step (a), forming the media stack, wherein the media stack includes the at least one currency note moved in step (d).
10. The method to claim 2 wherein the media stack includes currency notes, wherein step (c) includes moving currency notes through the outlet.
11. The method to claim 2 wherein the automated banking machine includes a currency note dispenser, wherein the media stack comprises a currency note stack, wherein steps (a), (b), (c) occur during carrying out a currency note dispensing transaction involving the currency note dispenser.
12. A method comprising:
(a) operating an automated banking machine presenter to move a currency note stack toward an outlet of the presenter, wherein a gate of the presenter in a closed position prevents stack passage through the outlet, wherein the automated banking machine includes at least one removable currency cassette configured to hold currency notes, wherein the presenter is arranged to receive currency notes delivered from the at least one removable currency cassette;
(b) operating the presenter to cause at least one cam arm pin to respectively move in an upward direction along a respective lever slot to cause the gate to correspondingly move in an opening direction, wherein the gate in an open position permits passage of the currency note stack through the outlet; and
(c) operating the presenter to move the currency note stack through the outlet, wherein movement of the currency note stack through the outlet causes the currency note stack to be manually accessible to a customer of the automated banking machine.
13. The method to claim 12 wherein each respective cam arm pin is part of a respective cam arm, wherein each respective lever slot is part of a respective lever, wherein each cam arm pin is configured to slide along a respective lever slot, wherein step (b) includes actuating each respective lever to cause each respective cam arm pin to slide along a respective lever slot.
14. The method to claim 13 wherein each lever slot is angled upwardly, wherein step (b) includes actuating each respective lever to cause each respective cam arm pin to slide upwardly along a respective lever slot.
15. The method to claim 13 wherein the presenter comprises two cam arms and two levers, wherein both cam arms are connected to the gate, wherein in step (b) movement of the two cam arms causes movement of the gate.
16. The method to claim 12 wherein step (b) includes moving the gate upwardly in the opening direction toward an open position, and wherein step (c) includes moving the currency note stack through the outlet while the gate is in the open position.
17. The method to claim 16 wherein step (b) includes sliding each respective cam arm pin upwardly along a respective lever slot, and further comprising
(d) sliding each respective cam arm pin downwardly along a respective lever slot to cause the gate to move downward toward the closed position.
18. The method to claim 12 wherein the presenter is in an automated banking machine, wherein the automated banking machine includes a currency note dispenser, wherein steps (a), (b), (c) occur during carrying out a currency note dispensing transaction involving the currency note dispenser.
19. A method comprising:
(a) operating an automated banking machine presenter that is configured to receive sheets delivered from at least one removable sheet cassette, to move a stack of sheets toward an outlet opening of the presenter,
wherein the presenter is sized to hold sheets comprising currency notes,
wherein the stack includes at least one currency note,
wherein the presenter includes a movable gate,
wherein the gate in a closed position prevents passage of the stack through the outlet opening,
wherein the gate in an open position permits passage of the stack through the outlet opening,
wherein the presenter includes at least one cam arm, wherein the at least one cam arm is in operative connection with the gate,
wherein movement of the at least one cam arm causes movement of the gate,
wherein movement of the at least one earn arm in a gate opening direction causes the gate to move upward toward the open position,
wherein movement of the at least one cam arm in a gate closing direction causes the gate to move downward toward the closed position,
wherein the presenter includes at least one lever, wherein the at least one lever is movable to cause movement of the at least one cam arm;
(b) operating the presenter to cause movement of the at least one lever,
wherein the movement of the at least one lever causes the at least one cam arm to be moved in the gate opening direction,
wherein the movement of the at least one cam arm in the gate opening direction causes the gate to be moved to the open position; and
(c) subsequent to (b), operating the presenter to cause the stack to be moved through the outlet opening while the gate remains in the open position, wherein movement of the stack through the outlet opening allows the stack to be manually accessed by a customer.
20. The method to claim 19 wherein the presenter is located in an automated banking machine, wherein the automated banking machine includes a currency note dispenser and at least one removable currency cassette, wherein the stack includes currency notes delivered from the at least one removable currency cassette, wherein (a), (b), and (c) occur during a cash dispensing transaction that involves the currency note dispenser.