IP Library Granted Patent US 7,983,984
Granted Patent B2
US 7,983,984 · App. 12/821,462 · Granted Jul 19, 2011

Electronic endorsement of check images

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Quick Facts
Patent No.
US 7,983,984
App. No.
12/821,462
Granted
Jul 19, 2011
Kind
B2
Abstract

A system and method for applying an endorsement to an electronic image of a bank check. A system is described that includes: an imaging system for generating an endorsement image representing an action taken relative to processing the bank check; a halftone system for converting the endorsement image into a digitally halftoned endorsement image; and a positioning system for placing the digitally halftoned endorsement image onto the electronic image of the bank check.

Claims (36)

1. A computer system comprising:

a system for applying an endorsement to an electronic image of a bank check, by performing a method comprising:

generating an endorsement image representing an action taken relative to processing the bank check, wherein the endorsement image is separate from the electronic image of the bank check;

converting the endorsement image into a digitally halftoned endorsement image; and

placing the digitally halftoned endorsement image onto the electronic image of the bank check.

2. The computer system of claim 1 , wherein the endorsement image is generated as a bitmap image.

3. The computer system of claim 1 , wherein the imaging system generates the endorsement image from static data and dynamic data.

4. The computer system of claim 3 ,

wherein the static data comprises image data selected from the group consisting of: text, logos, and processing notations; and

wherein the dynamic data comprises image data selected from the group consisting of: a date, a time, an amount, and a reference number.

5. The computer system of claim 1 , wherein the halftone system generates the digitally halftoned endorsement image at a predetermined or dynamically determined grayscale level.

6. The computer system of claim 1 , wherein the positioning system places the digitally halftoned endorsement image onto the electronic image of the bank check at a predetermined or dynamically determined skew angle.

7. The computer system of claim 1 , wherein the electronic image of the bank check comprises a format selected from the group consisting of: black white, bitonal, color and grayscale.

8. A computer program product stored on a computer readable storage medium for applying an endorsement to an electronic image of a bank check, the computer program product including program code, which when executed, causes a computer system to perform a method comprising:

generating an endorsement image representing an action taken relative to processing the bank check, wherein the endorsement image is separate from the electronic image of the bank check;

converting the endorsement image into a digitally halftoned endorsement image; and

placing the digitally halftoned endorsement image onto the electronic image of the bank check.

9. The computer program product of claim 8 , wherein the endorsement image is generated as a bitmap image.

10. The computer program product of claim 8 , wherein the endorsement image is generated by combining static data and dynamic data.

11. The computer program product of claim 10 ,

wherein the static data comprises image data selected from the group consisting of: text, logos, and processing notations; and

wherein the dynamic data comprises image data selected from the group consisting of: a date, a time, an amount, and a reference number.

12. The computer program product of claim 8 , wherein the digitally halftoned endorsement image is generated at either a predetermined or dynamically determined grayscale level.

13. The computer program product of claim 8 , wherein the digitally halftoned endorsement image is placed onto the electronic image of the bank check at either a predetermined or dynamically determined skew angle.

14. The computer program product of claim 8 , wherein the electronic image of the bank check comprises a format selected from the group consisting of: black white, bitonal, color and grayscale.

15. A method of configuring a computer system to apply an endorsement to an electronic image of a bank check, the method comprising:

encoding program code stored on a non-transitory computer readable medium of a source computer system into a set of data signals; and

providing the set of data signals for use on a destination computer system distinct from the source computer system, wherein, when executed, the program code causes the destination computer system to perform a method comprising:

generating an endorsement image representing an action taken relative to processing the bank check, wherein the endorsement image is separate from the electronic image of the bank check;

converting the endorsement image into a digitally halftoned endorsement image; and

placing the digitally halftoned endorsement image onto the electronic image of the bank check.

16. The method of 15 , wherein the endorsement image is generated by combining static data and dynamic data.

17. The method of claim 16 , wherein the static data comprises image data selected from the group consisting of: text, logos, and processing notations, and wherein the dynamic data comprises image data selected from the group consisting of: a date, a time, an amount, and a reference number.

18. The method of claim 15 , wherein the digitally halftoned endorsement image is generated at either a predetermined or dynamically determined grayscale level.

19. The method of claim 15 , wherein the digitally halftoned endorsement image is placed onto the electronic image of the bank check at either a predetermined or dynamically determined skew angle.

20. The method of claim 15 , wherein the electronic image of the bank check comprises a format selected from the group consisting of: black white, bitonal, color and grayscale.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 23, 2015
From: EBAY INC.
To: PAYPAL, INC.
Reel/Frame 036169/0707 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 27, 2012
From: INTERNATIONAL BUSINESS MACHINES CORPORATION
To: EBAY INC.
Reel/Frame 029536/0143 →