Self-service terminal
View Patent ↗A self-service terminal for reading wireless tags incorporated into media items is described. The terminal comprises a media acceptor for receiving media items, such as banknotes incorporating an RFID tag, and a wireless tag reader for reading received media items incorporating wireless tags. The terminal may also include a wireless tag reader for reading wireless tags in media items that are being transported to determine if multiple superimposed media items are present. The terminal may include a wireless tag reader for reading wireless tags in media items presented as a bunch, and subsequently retracted, to determine if any of the presented media items had been removed.
1. An automated teller machine (ATM) comprising:
a banknote store arranged to store banknotes deposited by an ATM customer;
a banknote transport path coupling the banknote store and a deposit aperture through which banknotes are deposited;
a transport mechanism transporting deposited banknotes along the banknote transport path from the deposit aperture to the banknote store;
a wireless tag reader disposed internally within the ATM and arranged along the banknote transport path and wirelessly reading a unique serial number associated with each banknote being transported along the banknote transport path from the deposit aperture to the banknote store; and
a controller storing deposit information including both ATM customer information and the unique serial number of each banknote deposited so that a particular banknote can be identified and associated with the ATM customer if the particular banknote is subsequently identified as being counterfeit based upon the stored deposit information.
2. The automated teller machine (ATM) of claim 1 further comprising:
a bunch banknote dispenser to dispense banknotes in a bunch; and
a second wireless tag reader arranged adjacent the bunch banknote dispenser and reading value information from multiple banknotes in the bunch.
3. The automated teller machine (ATM) of claim 2 , wherein the controller determines a total value for the bunch from the read value information from the second wireless tag reader and compares the total value with a withdrawal amount requested by the ATM customer.
4. The automated teller machine (ATM) of claim 2 , further comprising:
a picker mechanism for picking a banknote from a supply of banknotes to be dispensed and feeding the banknotes to the bunch banknote dispenser; and
a third wireless tag reader arranged to read information from any banknote picked by the picker mechanism to confirm only a single banknote has been picked.
5. The automated teller machine (ATM) of claim 1 , wherein the wireless tag reader also reads value information for each banknote and a date of issue for the banknote; and
the controller stores the value information and the date of issue along with the unique serial number in a transaction record.
6. The automated teller machine (ATM) of claim 1 , wherein multiple banknotes are deposited by the ATM customer in a bunch; and
the wireless tag reader reads the unique serial number associated with each banknote of the bunch.
7. The automated teller machine (ATM) of claim 6 , wherein the banknote transport path comprises a banknote drawer that slides open to receive a bunch of banknotes.
8. The automated teller machine (ATM) of claim 7 , wherein the banknote drawer is locked upon fully closing, a value for the bunch of banknotes inserted therein is determined and displayed to the customer who can then confirm or cancel the transaction.
9. The automated teller machine (ATM) of claim 8 , further comprising:
a receipt printer for printing a receipt including information retrieved from the wireless tags on the bunch of banknotes.
10. The automated teller machine (ATM) of claim 8 , wherein upon confirmation of the transaction, the banknotes travel from the banknote drawer to the banknote store; and
the wireless tag reader is utilized to deter mine the banknote drawer is empty.
11. A method of operating an automated teller machine (ATM), the method comprising:
wirelessly reading a unique serial number associated with each banknote deposited by an ATM customer utilizing a wireless tag reader disposed within the ATM and arranged along a banknote transport path; and
storing deposit information including both ATM customer information and the unique serial number of each banknote deposited by the ATM customer so that a particular banknote is identified and associated with the particular ATM customer if the particular banknote is subsequently identified as being counterfeit based upon the stored deposit information.
12. The method of operating the automated teller machine (ATM) of claim 11 further comprising:
dispensing banknotes in a bunch from a bunch banknote dispenser; and
reading value information from multiple banknotes in the bunch utilizing a second wireless tag reader arranged adjacent the bunch banknote dispenser.
13. The method of operating the automated teller machine (ATM) of claim 12 , wherein the controller determines a total value for the bunch from the read value information from the second wireless tag reader and compares the total value with a withdrawal amount requested by the ATM customer.
14. The method of operating the automated teller machine (ATM) of claim 12 , further comprising:
picking a banknote from a supply of banknotes to be dispensed utilizing a picker mechanism;
feeding the banknotes to the bunch banknote dispenser; and
reading information from any banknote picked by the picker mechanism to confirm only a single banknote has been picked utilizing a third wireless tag reader.
15. The method of operating the automated teller machine (ATM) of claim 11 , wherein the wireless tag reader also reads value information for each banknote and a date of issue for the banknote; and
storing the value information and the date of issue along with the unique serial number in a transaction record.
16. The method of operating the automated teller machine (ATM) of claim 11 , wherein multiple banknotes are deposited by the ATM customer in a bunch; and
wirelessly reading the unique serial number associated with each banknote of the bunch.
17. The method of operating the automated teller machine (ATM) of claim 16 , wherein the banknote transport path comprises a banknote drawer that slides open to receive a bunch of banknotes.
18. The method of operating the automated teller machine (ATM) of claim 17 , further comprising:
locking the banknote drawer upon fully closing;
determining a value for the bunch of banknotes inserted therein; and
displaying to the customer the value whereby the customer can then confirm or cancel the transaction.
19. The method of operating the automated teller machine (ATM) of claim 18 , further comprising:
printing a receipt including information returned from the wireless tags on the bunch of banknotes utilizing a receipt printer.
20. The method of operating the automated teller machine (ATM) of claim 18 , wherein upon confirmation of the transaction, the banknotes travel from the banknote drawer to the banknote store; and
determining the banknote drawer is empty utilizing a wireless tag reader.