Evaluating public records of supply transactions for financial investment decisions
A platform facilitates buyers, sellers, and third parties in obtaining information related to each other's transaction histories, such as a supplier's shipment history, the types of materials typically shipped, a supplier's customers, a supplier's expertise, what materials and how much a buyer purchases, buyer and shipper reliability, similarity between buyers, similarity between suppliers, and the like. The platform aggregates data from a variety of sources, including, without limitation, customs data associated with actual import/export transactions and facilitates the generation of reports as to the quality of buyers and suppliers, the reports relating to a variety of parameters that are associated with buyer and supplier quality.
1. A method, comprising:
using a processor to collect and store a plurality of records of transactions among a plurality of buyers and a plurality of suppliers;
using the processor to collect and store a plurality of non-transaction records;
for each record in the plurality of records of transactions, determining an associated inferred entity identifier, thereby determining a first plurality of inferred entity identifiers;
for each record in the plurality of non-transaction records, determining an associated inferred entity identifier, thereby determining a second plurality of inferred entity identifiers;
from among the first and second pluralities of inferred entity identifiers, detecting groups of inferred entity identifiers that each connote a common entity, based on a similarity of data in the records associated with each group;
for each group of entity identifiers:
automatically aggregating the records of transactions and the non-transaction records with the processor; and
automatically associating the records with the common entity of the group;
analyzing the associated records with the processor to determine a financial risk for at least one of the common entities; and
rating a suitability of the at least one common entity for financial exposure based on one of the analysis of the aggregated records and the determined financial risk.
2. The method of claim 1 , wherein the plurality of non-transaction records includes data associated with at least one of the plurality of buyers and the plurality of suppliers.
3. The method of claim 1 , wherein the plurality of non-transaction records includes data from at least one of trade data, intermediaries between a supplier and a buyer, supplier agents, country data, regional production data, commodity pricing, shipping data, import data, export data, credit-based data, certification data, regulatory data, securities trading data, tax records, and industry tracking data.
4. The method of claim 1 , wherein a financial risk is based on at least one of a capacity to execute a large order, subcontracting arrangements or terms, socio-economic environment of a country, regulatory risk, tax risk, political risk, currency fluctuation, non-performance of a contract, an uncertainty related to termination of the contract, achieving target delivery dates, intellectual property, compliance of regulatory environment prevalent in the country where a transaction is likely to take place, and trade routes.
5. The method of claim 1 , wherein financial exposure includes advance payments, insurance coverage.
6. The method of claim 1 , wherein automatically aggregating is based on a relevance of the non-transaction data with an industry affiliation of the at least one common entity.
7. The method of claim 1 , further including predicting financial performance factors for the at least one common entity.
8. The method of claim 7 , wherein predicting financial performance factors includes at least one of predicting an inventory of goods and a change in sales of a good.
9. The method of claim 1 , wherein the plurality of records of transactions include public records of shipments.
10. The method of claim 9 , wherein the public records include records of customs transactions.
11. The method of claim 1 , wherein the non-transaction records include macro level data.
12. The method of claim 1 , wherein the financial exposure includes trading securities for the at least one common entity.
13. The method of claim 1 , wherein analyzing the associated records to determine a financial risk includes determining a change in supply based on data from the plurality of records of transactions.
14. A method, comprising:
taking public transaction data associated with entities;
for each transaction in the transaction data, determining an inferred entity identifier that identifies a party to the transaction;
detecting a group of inferred entity identifiers that each connote a common entity,
associating the transactions corresponding to the inferred entity identifiers in the group with the common entity;
receiving a plurality of records associated with at least one of a plurality of buyers from the common entity and a plurality of suppliers to the common entity;
aggregating with a processor the received plurality of records with the transaction data based on automated identification of records in the plurality of records that are associated with the common entity to provide updated entity records; and
automatically rating with the processor a suitability of the common entity for financial exposure based on an analysis of the updated entity records.
15. The method of claim 14 , wherein the plurality of records is non-transaction data that is associated with at least one of the plurality of buyers and the plurality of suppliers.
16. The method of claim 15 , wherein receiving a plurality of records includes receiving data records associated with at least one of trade data, intermediaries between a supplier and a buyer, supplier agents, country data, regional production data, commodity pricing, shipping data, import data, export data, credit-based data, certification data, regulatory data, securities trading data, tax records, and industry tracking data.
17. The method of claim 15 , wherein a suitability for financial exposure is based on at least one of a capacity to execute a large order, subcontracting arrangements or terms, socio-economic environment of a country, regulatory risk, tax risk, political risk, currency fluctuation, non-performance of a contract, an uncertainty related to termination of the contract, achieving target delivery dates, intellectual property, compliance of regulatory environment prevalent in the country where a transaction is likely to take place, and trade routes.
18. The method of claim 14 , wherein the public transaction data includes public records of shipments.
19. The method of claim 18 , wherein the public records include records of customs transactions.
20. The method of claim 14 , wherein the analysis of the updated records includes determining a change in supply based on data from the public transaction data.