Electronic transaction fraud prevention

1. A system for preventing electronic transaction fraud, comprising:

a plurality of network-connected data processing terminals, including at least one server;

means for receiving an electronic authorisation request at the server from a first data processing terminal, wherein the request is for authorising the processing of an electronic transaction associated with a cardholder's card data or account data;

means for filtering the received request according to predetermined filtering criteria;

means for identifying at least a second data processing terminal as a cardholder device;

means for sending the request to the cardholder device, to notify the cardholder that processing of an electronic transaction is proposed, a parameter of which is said cardholder's card data or account data; and

means for receiving interrupt data from the second terminal and for interrupting processing of the, or any further, electronic transaction with that card data or account data;

wherein the first data processing terminal is selected from the group comprising an electronic point of sale terminal, an electronic card processing terminal, an automatic teller machine, a telephone, a cellular telephone, a radiotelephone, a portable computing device, a desktop computing device.

2. A system for preventing electronic transaction fraud, comprising:

a plurality of network-connected data processing terminals, including at least one server;

means for receiving an electronic authorisation request at the server from a first data processing terminal, wherein the request is for authorising the processing of an electronic transaction associated with a cardholder's card data or account data;

means for filtering the received request according to predetermined filtering criteria;

means for identifying at least a second data processing terminal as a cardholder device;

means for sending the request to the cardholder device, to notify the cardholder that processing of an electronic transaction is proposed, a parameter of which is said cardholder's card data or account data; and

means for receiving interrupt data from the second terminal and for interrupting processing of the, or any further, electronic transaction with that card data or account data;

wherein the first or second network is selected from the group comprising a public switched telephone network, a cellular telecommunication network, a wide area network, a local area network, a wireless local area network, a virtual private network and an interbank network.

3. A system for preventing electronic transaction fraud, comprising:

a plurality of network-connected data processing terminals, including at least one server;

means for receiving an electronic authorisation request at the server from a first data processing terminal, wherein the request is for authorising the processing of an electronic transaction associated with a cardholder's card data or account data;

means for filtering the received request according to predetermined filtering criteria;

means for identifying at least a second data processing terminal as a cardholder device;

means for sending the request to the cardholder device, to notify the cardholder that processing of an electronic transaction is proposed, a parameter of which is said cardholder's card data or account data; and

means for receiving interrupt data from the second terminal and for interrupting processing of the, or any further, electronic transaction with that card data or account data;

wherein the plurality of network-connected data processing terminals includes at least one security terminal operated by a state, official or private security organisation and further comprising means to automatically communicate interrupt data to the security terminal whenever interrupt data is received from a second terminal for an electronic transaction, wherein the means to automatically communicate further comprises aggregating means for receiving the interrupt data and generating fraud reporting data.

4. The system according to claim 3 , wherein the plurality of network-connected data processing terminals includes at least one security terminal operated by a state, official or private security organisation and further comprising means to automatically communicate interrupt data to the security terminal, whenever interrupt data is received from a second terminal for an electronic transaction and wherein the fraud reporting data corresponds to at least one selected from the group comprising a geographical position, a first data processing terminal type, a financial institution identifier, a merchant identifier, image data, audio data and video data, as a function of whether any such data is stored at the first data processing terminal and/or at the server in connection with the reported transaction.

5. The system according to claim 3 , wherein the plurality of network-connected data processing terminals includes at least one security terminal operated by a state, official or private security organisation and further comprising means to automatically communicate interrupt data to the security terminal, whenever interrupt data is received from a second terminal for an electronic transaction and wherein the fraud reporting data corresponds to a combination of some or all of data corresponding to a geographical position, a first data processing terminal type, a financial institution identifier, a merchant identifier, image data, audio data and/or video data, as a function of whether any such data is stored at the first data processing terminal and/or at the server in connection with the reported transaction.

6. A system for preventing electronic transaction fraud, comprising:

a plurality of network-connected data processing terminals, including at least one server;

a server component configured to receive an electronic authorisation request at the server from a first data processing terminal, wherein the request is for authorising the processing of an electronic transaction associated with a cardholder's card data or account data;

a server component configured to filter the received request according to predetermined filtering criteria;

a server component configured to identify at least a second data processing terminal as a cardholder device;

a server component configured to send the request to the cardholder device, to notify the cardholder that processing of an electronic transaction is proposed, a parameter of which is said cardholder's card data or account data; and

a server component configured to receive interrupt data from the second terminal and to interrupt processing of the, or any further, electronic transaction with that card data or account data;

wherein the first data processing terminal is selected from the group comprising an electronic point of sale terminal, an electronic card processing terminal, an automatic teller machine, a telephone, a cellular telephone, a radiotelephone, a portable computing device, a desktop computing device.

7. A system for preventing electronic transaction fraud, comprising:

a plurality of network-connected data processing terminals, including at least one server;

a server component configured to receive an electronic authorisation request at the server from a first data processing terminal, wherein the request is for authorising the processing of an electronic transaction associated with a cardholder's card data or account data;

a server component configured to filter the received request according to predetermined filtering criteria;

a server component configured to identify at least a second data processing terminal as a cardholder device;

a server component configured to send the request to the cardholder device, to notify the cardholder that processing of an electronic transaction is proposed, a parameter of which is said cardholder's card data or account data; and

a server component configured to receive interrupt data from the second terminal and to interrupt processing of the, or any further, electronic transaction with that card data or account data;

wherein the plurality of network-connected data processing terminals includes at least one security terminal operated by a state, official or private security organisation and further comprising means to automatically communicate interrupt data to the security terminal, whenever interrupt data is received from a second terminal for an electronic transaction and wherein the fraud reporting data corresponds to a combination of some or all of data corresponding to a geographical position, a first data processing terminal type, a financial institution identifier, a merchant identifier, image data, audio data and/or video data, as a function of whether any such data is stored at the first data processing terminal and/or at the server in connection with the reported transaction.