Facilitating a secure transaction over a direct secure transaction portal
Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.
1. A method of conducting a secure transaction, comprising:
receiving, at a transaction service facility server, a plurality of keys generated by an electronic transaction facility from a handheld electronic transaction device configured with the electronic transaction facility that comprises an application that emulates visual attributes of a physical wallet item while providing an electronic wallet capability;
receiving at the transaction service facility server a message from the handheld electronic transaction device, the message including a portion of the plurality of keys and a first one-time activation code (OTAC) issued from the transaction service facility server to a user of the handheld device, wherein the OTAC is input to the handheld device during a registration process with the transaction service facility server;
authenticating with the transaction service facility server the electronic transaction facility based on the received message;
forwarding by the transaction service facility server a key exchange request from the electronic transaction device to at least one of a plurality of service providers and sending back a response to the electronic transaction device from the at least one of the service providers wherein the key exchange request has already been encrypted by the electronic transaction facility using a second one-time activation code that has been issued directly by the service provider to the user via at least one of email or land mail ; and
in response to a user opting to avail a service of one of the plurality of service providers:
updating with the transaction service facility server at least the one of the plurality of service providers with security credentials of the electronic transaction facility configured on the handheld device; and
updating with the transaction service facility server the electronic transaction facility configured on the handheld device with service provider credentials for the at least one of the plurality of service providers.
2. The method of claim 1 , wherein the first one-time activation code is provided to the user by a master service facility.
3. The method of claim 1 , wherein the one of the plurality of service providers is a gaming service provider.
4. The method of claim 1 , wherein the one of the plurality of service providers is a merchant service provider.
5. The method of claim 1 , wherein the one of the plurality of service providers is a government service provider.
6. The method of claim 1 , wherein the one of the plurality of service providers is an enterprise service provider.
7. The method of claim 1 , wherein the one of the plurality of service providers is a health fitness service provider.
8. The method of claim 1 , wherein the one of the plurality of service providers is a religious service provider.
9. The method of claim 1 , wherein graphically emulating includes generating audio.
10. The method of claim 1 , graphically emulating includes generating video.
11. A method of conducting a secure transaction, comprising:
receiving, at a transaction service facility server, a plurality of keys generated by an electronic transaction facility from a handheld electronic transaction device configured with the electronic transaction facility that comprises an application that emulates visual attributes of a physical wallet item while providing an electronic wallet capability;
receiving at the transaction service facility server a message from the handheld electronic transaction device, the message including a portion of the plurality of keys and a first one-time activation code (OTAC) issued from the transaction service facility server to a user of the handheld device, wherein the OTAC is input to the handheld device during a registration process with the transaction service facility server;
authenticating with the transaction service facility server the electronic transaction facility based on the received message; and
forwarding by the transaction service facility server a key exchange request from the electronic transaction device to at least one of a plurality of service providers and sending back a response to the electronic transaction device from the at least one of the service providers wherein the key exchange request has already been encrypted by the electronic transaction facility using a second one-time activation code that has been issued directly by the service provider to the user via at least one of email or land mail.