IP Library Granted Patent US 9,330,390
Granted Patent B2
US 9,330,390 · App. 13/168,858 · Granted May 3, 2016

Securing a driver license service electronic transaction via a three-dimensional electronic transaction authentication protocol

Inventors: Satyan G. Pitroda (Oakbrook, IL); Mehul Desai (Westmont, IL)
Assignee: MasterCard Mobile Transactions Solutions, Inc.
G06Q20/3829G06Q20/02G06Q20/045G06Q20/0453G06Q20/10G06Q20/12G06Q20/145G06Q20/32G06Q20/322G06Q20/327G06Q20/3223G06Q20/367G06Q20/3674G06Q20/382G06Q20/40G06Q20/42G06Q30/06H04L63/0428H04L63/06H04L63/08
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Quick Facts
Patent No.
US 9,330,390
App. No.
13/168,858
Granted
May 3, 2016
Kind
B2
Abstract

Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.

Claims (10)

1. A method of three-dimensional transaction authentication, comprising:

receiving electronic transaction facility identification information at a transaction service provider from a handheld electronic transaction device configured with the electronic transaction facility that facilitates driver licensing transactions;

associating the electronic transaction facility with a user of the handheld electronic transaction device by authenticating information input by the user to the handheld device during electronic transaction facility registration;

activating an account of the electronic transaction facility with the transaction service provider based on the information input by the user to the handheld device;

facilitating transfer of service provider security information between at least one of a plurality of driver license service providers and the electronic transaction facility by the transaction service provider thereby providing at least one trusted driver license service provider transaction domain; and

securing a licensing transaction conducted via the trusted driver license service provider transaction domain by verifying via separate security protocols each of the user of the handheld device, the handheld device, and the driver license service provider transaction domain, wherein the licensing transaction comprises use of information from one of a plurality of user accounts that are accessible by the electronic transaction facility to the at least one of the plurality of driver license service providers, and transmitting graphical depiction evidence of licensing to the electronic transaction facility, wherein the graphical depiction evidence is selected from the group consisting of a graphical depiction of a stamp of the driver license service provider, a graphical depiction of a seal of the driver license service provider, a graphical depiction of a logo of the driver license service provider, a graphical representation of a driver's license issued to the user, a graphical representation of a photo of the user that appears on a driver's license issued to the user, a graphical representation of a signature of the user that appears on a driver's license issued to the user, a graphical representation of a water mark that appears on a driver's license issued to the user, and a graphical representation of a security mark that appears on a driver's license issued to the user.

2. The method of claim 1 , wherein the transaction is between a user of the handheld device and a driver license service provider.

3. The method of claim 1 , wherein the transaction domain is a secure driver license service provider portal.

4. The method of claim 1 , wherein the transaction comprises communicating a token that comprises a replica of a driver's license.

5. The method of claim 4 , wherein the token comprises at least one of branding, images, and information required to complete the transaction.

Assignments (2)
CHANGE OF NAME Recorded Apr 28, 2015
From: C-SAM, INC.
To: MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
Reel/Frame 035521/0138 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 14, 2011
From: PITRODA, SATYAN G., MR.; DESAI, MEHUL, MR.
To: C-SAM, INC.
Reel/Frame 026907/0085 →
Continuity (5)
Continuation In Part 11539024 · Oct 5, 2006
Continuation In Part 10284676 · Oct 31, 2002
Continuation In Part 09766221 · Jan 19, 2001
Provisional Application 60724066 · Oct 6, 2005
Related Publication 20120005087A1 · Jan 5, 2012